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                        Consent of Independent Auditors

         We  consent  to the  use in this registration  statement  of  Community
Savings  Bankshares,  Inc. on Form S-1 and the Application on Form AC of ComFed,
M. H. C. of our report dated  February 20,  1998,  appearing in the  Prospectus,
which is part of this Registration Statement and the Application.

         We also consent to the reference to us under heading  "Experts" in such
Prospectus.


/s/ DELOITTE & TOUCHE LLP
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Deloitte & Touche LLP
West Palm Beach, Florida

August 20, 1998