Notice to Contract Owners Important! Please Respond Immediately May 20, 1999 Dear Transamerica Series(R) Variable Annuity Contract Owner: The Board of Directors of Transamerica Variable Insurance Fund, Inc., has called a special meeting of shareholders to be held June 16, 1999, for the purposes explained in the enclosed Notice of a Special Meeting of Shareholders and Proxy Statement. The Growth Portfolio and the Money Market Portfolio of Transamerica Variable Insurance Fund, Inc., are two of the portfolios available for investment under your Transamerica variable annuity. As a shareholder in the Portfolios, Transamerica will vote its shares at this meeting. As a Contract Owner, with amounts allocated to one or both of the sub-accounts associated with the Portfolios, you have the right to instruct Transamerica how to vote its shares. Transamerica will vote all the shares held in its separate account that is associated with your variable annuity in accordance with the instructions it receives from you and other Contract Owners. This mailing is to solicit instructions from you. This special meeting is prompted by the merger agreement between Transamerica Corporation, the parent company of the Portfolios' investment adviser and sub-adviser, and AEGON N.V., one of the world's leading international insurance groups. We expect the transaction to be completed in the next few months. However, you can rest assured that it will not cause any disruptions in the services you currently receive from Transamerica. The enclosed materials provide information about the meeting and seek your instructions regarding approval of new investment advisory and sub-advisory agreements for the Portfolios and other proposals. The enclosed materials explain that these new agreements are identical to the existing agreements in all material respects. In the course of representing your interests, the Fund's Board of Directors has evaluated and unanimously approved the proposals and recommends approval of the new agreements and the other proposals. Your instructions are important to us. Please mark your instructions on the enclosed instruction form and sign, date and return it in the enclosed postage paid envelope as soon as possible. At any time prior to when Transamerica votes its shares, you may revoke your previously submitted instructions. If you have any questions, please call our proxy solicitor, Georgeson & Company, at 800-223-2064, 8 a.m. to 8 p.m. Eastern time. If we have not received your instructions prior to the meeting date, you may be contacted by Georgeson. We hope this contact will not be an inconvenience to you. Sincerely, Sandra Brown, Vice President Transamerica Life Insurance and Annuity Company Transamerica Life Insurance Company of New York INSTRUCTION FORM TO TRANSAMERICA IN CONNECTION WITH THE PROXY SOLICITED BY For TRANSAMERICA VARIABLE INSURANCE FUND, INC. Against Abstain ------------------------------------------------------------ --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- 1. To approve the new investment o o o The undersigned Contract Owner instructs Transamerica advisory agreement between the Life Insurance and Annuity Company or Transamerica Portfolio and Transamerica Occidental Life Insurance Company of New York, as applicable Life Insurance Company. ("Transamerica"), to vote in the manner indicated on this form all shares of the Money Market Portfolio ("Portfolio") of Transamerica Variable Insurance Fund, Inc., attributable as of May 10, 1999, to the Contract Owner's account value in the corresponding sub-account of Separate Account VA-6, VA-7 or VA-6NY, as applicable, at 2. To approve the new investment o o o the Special Meeting of Shareholders on June 16, 1999, and sub-advisory agreement, relating to all adjournments or postponements thereof, and in its sole the Portfolio, between Transamerica discretion on such other matters as may properly come Occidental Life Insurance Company and before the meeting. Transamerica Investment Services, Inc. These instructions are being solicited by Transamerica as a shareholder in the Portfolio. Receipt of the Notice to Contract Owners, Notice of a Special Meeting of Shareholders and Proxy Statement is hereby acknowledged. --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- PLEASE MARK INSTRUCTIONS AS FOLLOWS: x For The Nominee Abstain --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- 3. To elect as directors the nominees o o listed below: Gary U. Rolle --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o Peter J. Sodini --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o Jon C. Strauss --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- Dr. James H. Garrity o o --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- For Against Abstain --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o o 4. To ratify the selection by the Board of Directors of Ernst & Young LLP as independent public accountants Please be sure to sign and date for the fiscal year ending December this form. 31, 1999. Date ------------------------- Please sign exactly as name appears to the left. When signing as attorney, executor, administrator, trustee, or guardian, please give full title as such. If signing for a corporation, please sign in full corporate name by President or other authorized officer. If a partnership, please sign in partnership name by authorized person. Contract Owner signs here Joint-owner signs here ----------------------------------------------------------- INSTRUCTION FORM TO TRANSAMERICA IN CONNECTION WITH THE PROXY SOLICITED BY For TRANSAMERICA VARIABLE INSURANCE FUND, INC. Against Abstain ------------------------------------------------------------ --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- 1. To approve the new investment o o o The undersigned Contract Owner instructs Transamerica advisory agreement between the Life Insurance and Annuity Company or Transamerica Life Portfolio and Transamerica Life Insurance Company of New York, as applicable Occidental Insurance Company. ("Transamerica"), to vote in the manner indicated on this form all shares of the Growth Portfolio ("Portfolio") of Transamerica Variable Insurance Fund, Inc., attributable o o o as of May 10, 1999, to the Contract Owner's account value in the corresponding sub-account of Separate Account VA-6, VA-7 or VA-6NY, as applicable, at the Special Meeting of 2. To approve the new investment Shareholders on June 16, 1999, and all adjournments or sub-advisory agreement, relating to postponements thereof, and in its sole discretion on such the Portfolio, between Transamerica other matters as may properly come before the meeting. Occidental Life Insurance Company and Transamerica Investment Services, Inc. These instructions are being solicited by Transamerica as a shareholder in the Portfolio. Receipt of the Notice to Contract Owners, Notice of a Special Meeting of Shareholders and Proxy Statement is hereby acknowledged. --------------------------------------- --------- ------- -------- PLEASE MARK INSTRUCTIONS AS FOLLOWS: x For The Nominee Abstain --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- 3. To elect as directors the nominees o o listed below: Gary U. Rolle --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o Peter J. Sodini --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o Jon C. Strauss --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- Dr. James H. Garrity o o --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- For Against Abstain --------------------------------------- --------- ------- -------- --------------------------------------- --------- ------- -------- o o o 4. To ratify the selection by the Board of Directors of Ernst & Young LLP as independent public accountantsfor the fiscal year ending December 31, 1999. Please be sure to sign and date this form. Date - ------------------------- Please sign exactly as name appears to the left. When signing as attorney, executor, administrator, trustee, or guardian, please give full title as such. If signing for a corporation, please sign in full corporate name by President or other authorized officer. If a partnership, please sign in Contract Owner signs here Joint-owner signs here partnership name by authorized person. - ----------------------------------------------------