Exhibit 99.1 Annual Holders' Tax Statement Summary of Payments for CPS Auto Receivables Trust 1998-4 for the Year Ended December 31, 1998 -------------- ------------------ ----------------- Base Servicing Principal Payments Interest Payments - --------------------------------- -------------- ------------------ ----------------- CPS Auto Receivables Trust 1998-4 $749,159.69 $8,821,082.49 $2,000,701.54 - --------------------------------- -------------- ------------------ ----------------- -5-