UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report: July 25, 2002 The South Financial Group, Inc. ---------------------------------------------------------- (Exact name of registrant as specified in its charter) South Carolina 0-15083 57-0824914 ------------------------ ----------- ---------------------- (State of other juris- (Commission (IRS Employer diction of incorporation) File Number) Identification Number) 102 South Main Street, Greenville, South Carolina 29601 ------------------------------------------------------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (864) 255-7900 1 ITEM 5. OTHER EVENTS ------------ See attached Press Releases. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS --------------------------------- (a) Financial Statements of the Businesses Acquired. Not Applicable (b) Pro Forma Financial Information. Not Applicable (c) Exhibits. Exhibit No. 99.1 Press Release, dated July 16, 2002, issued by Gulf West Banks, Inc. 99.2 Press Release, dated July 11, 2002, issued by Gulf West Banks, Inc. 99.3 Press Release, dated July 11, 2002, issued by Gulf West Banks, Inc. and The South Financial Group, Inc. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. THE SOUTH FINANCIAL GROUP, INC. July 25, 2002 By: /s/ William S. Hummers III ---------------------------------------- William S. Hummers III Executive Vice President 3