EXHIBIT 99.1

         CERTIFICATE OF CHIEF EXECUTIVE OFFICER PURSUANT TO SECTION 906
                        OF THE SARBANES-OXLEY ACT OF 2002

W.B. McCown III, the President and Chief Executive  Officer of Darlington County
Bancshares,  Inc.  (the  "Company"),  hereby  certifies  that to the best of his
knowledge:

     1.   This  Quarterly  Report on Form 10-QSB of the Company  (the  "Report")
          fully  complies with the  requirements  of section 13(a) or 15(d),  as
          applicable,  of the Securities  Exchange Act of 1934 (15 U.S.C. 78m or
          78o(d)); and

     2.   The  information  contained  in this Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company at the dates and for the periods indicated.

The foregoing certification is made solely for the purpose of complying with the
requirements  of Section 906 of the  Sarbanes-Oxley  Act of 2002 (18 U.S.C.  ss.
1350)  and  may not be  relied  upon  by  anyone  for  any  other  purpose.  The
undersigned  expressly  disclaims any undertaking to update such  certifications
except as required by law.


Date:  May 15, 2003
                                        /s/ W.B. McCown III
                                        ------------------------------------
                                        W.B. McCown III
                                        President and Chief Executive Officer


A signed  original of this  written  statement  required by Section 906 has been
provided  to  Darlington  County  Bancshares,  Inc.  and  will  be  retained  by
Darlington County Bancshares,  Inc. and furnished to the Securities and Exchange
Commission or its staff upon request.