UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 2, 2004
Palmetto Bancshares, Inc.
(Exact name of registrant as specified in charter)
South Carolina 0-26016 74-2235055
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State or other Commission File Number IRS Employer ID Number
jurisdiction of incorporation
301 Hillcrest Drive, Laurens, South Carolina 29360
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Address of principal executive offices Zip Code
(864) 984-4551
Registrant's telephone number
Item 12. Disclosure of Results of Operations and Financial Condition.
On August 2, 2004 Palmetto Bancshares, Inc. mailed to shareholders its quarterly
shareholder earnings overview which discloses the results of operations and
financial condition of the Company for the second quarter ended June 30, 2004.
For more information regarding this matter, see the shareholder earnings
overview attached hereto as Exhibit 99.
Item 7. Financial Statements and Exhibits
(c) Exhibits
99 Shareholder earnings overview mailed August 2, 2004
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
PALMETTO BANCSHARES, INC.
By:
/s/ L. Leon Patterson
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L. Leon Patterson
Chairman and Chief Executive Officer
Palmetto Bancshares, Inc.
/s/ Paul W. Stringer
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Paul W. Stringer
Chairman and Chief Executive Officer
The Palmetto Bank
Date: August 6, 2004