SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K Current Report Pursuant To Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2000 THE PROVIDENT BANK, (as "Transferor" and "Master Servicer", under the Sale and Servicing Agreement dated as of June 1, 2000 (the "Agreement") providing for the issuance of the Provident Home Equity Loan Trust 2000-A Home Equity Loan Asset-Backed Notes, Series 2000-A.) PROVIDENT HOME EQUITY LOAN TRUST 2000-A HOME EQUITY LOAN ASSET-BACKED NOTES, SERIES 2000-2 (Exact name of Registrant as specified in its Charter) OHIO (State or Other Jurisdiction of Incorporation) 333-95263 31-0412725 (Commission File Number) (I.R.S. Employer Identification No.) ONE EAST FOURTH STREET CINCINNATI, OHIO 45202 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, Including Area Code: (212) 272-4095 Item 5. Other Events Attached hereto is a copy of the Monthly Remittance Statements to the Certificateholders which was derived from the monthly information submitted by the Master Servicer of the Trust to the Trustee. Item 7. Financial Statement and Exhibits Exhibits: (as noted in Item 5 above) Monthly Remittance Statement to the Certificateholders dated as of August 25, 2000. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. Bankers Trust Company of California, N.A., not in its individual capacity, but solely as a duly authorized agent of the Registrant pursuant to the Agreement, dated as of June 1, 2000. Date: September 18, 2000 By: /s/ Judy L. Gomez Judy L. Gomez Assistant Vice President EXHIBIT INDEX DOCUMENT Monthly Remittance Statement to the Certificateholders dated as of August 25, 2000. Provident Bank 2000-A Home Equity Loan Asset-Backed Notes August 25, 2000 Distribution Contents TABLE OF CONTENTS > Page 1. Cont >ents 1 2. Cert >ificate Payment Report 2 3. Coll >ection Account Report 4 4. Cred >it Enhancement Report 7 5. Coll >ateral Report 8 6. Deli >nquency Report 11 7. Prep >ayment Report 14 8. Real >ized Loss Report 17 9. Trig >gers, Adj. Rate Cert. and Miscellaneous Report 20 Tota >l Number of Pages > 20 CONTACTS Adm >inistrator: Ronaldo R Reyes Dir >ect Phone Number: (714)247-6320 Add >ress: Deutsche Bank > 1761 E. St. Andrew Place, Santa Ana, CA 92705 Web > Site: http://www-apps.gis.deutsche-bank.com/invr Fac >tor Information: (800) 735-7777 Mai >n Phone Number: (714) 247-6000 ISSUANCE INFORMATION Seller: Provident Bank > Cut-Off Date: > May 31, 2000 Certificate Insurer: MBIA Insurance Corp >oration Closing Date: > June 30, 2000 Servicer(s): Provident Bank > Master Servicer First Payment Date: > July 25, 2000 Underwriter(s): Lehman Brothers Sec >urities Corporation Distribution Date: > August 25, 2000 Prudential Securiti >es Incorporated Record Date: > August 24, 2000 > Page 1 of 20 > (c) COPYRIGHT 2000 Deutsche Bank HISTORICAL DATA > - STATEMENT 1 GROUP TOTAL 2 issue_idperiod > t_del_0_t_del_1_t_del_2_t_del_3_t_del_4_t_del_0 t_del_1 t_del_2 t_del_ >3t_del_4 t_for_0_t_for_1_t_for_2_t_for_3_t_for_4_t_for_0 t_for_1 t_for_2 t_for >_3 PB00A1 200008 > 0 0 417885 51106 0 0 0 14 3 > 0 0 0 0 0 0 0 0 0 0 > 0 PB00A1 200007 > 0 0 275527 0 0 0 0 12 0 > 0 0 0 0 0 0 0 0 0 0 > 0 HISTORICAL DATA > - STATEMENT 1 GROUP 1 2 issue_idperiod >sub_poolt_del_0_t_del_1_t_del_2_t_del_3_t_del_4_t_del_0 t_del_1 t_del_2 t_del_ >3t_del_4 t_for_0_t_for_1_t_for_2_t_for_3_t_for_4_t_for_0 t_for_1 t_for_2 t_for >_3 PB00A1 200008 > 1 0 417885 0 0 0 0 14 0 > 0 0 0 0 0 0 0 0 0 0 > 0 PB00A1 200007 > 1 0 224421 0 0 0 0 9 0 > 0 0 0 0 0 0 0 0 0 0 > 0 HISTORICAL DATA > - STATEMENT 1 GROUP 2 2 issue_idperiod >sub_poolt_del_0_t_del_1_t_del_2_t_del_3_t_del_4_t_del_0 t_del_1 t_del_2 t_del_ >3t_del_4 t_for_0_t_for_1_t_for_2_t_for_3_t_for_4_t_for_0 t_for_1 t_for_2 t_for >_3 PB00A1 200008 > 2 0 0 51106 0 0 0 0 3 > 0 0 0 0 0 0 0 0 0 0 > 0 PB00A1 200007 > 2 0 51106 0 0 0 0 3 0 > 0 0 0 0 0 0 0 0 0 0 > 0 HISTORICAL DATA > - STATEMENT 1 GROUP 3 0 issue_idperiod >sub_poolt_del_0_t_del_1_t_del_2_t_del_3_t_del_4_t_del_0 t_del_1 t_del_2 t_del_ >3t_del_4 t_for_0_t_for_1_t_for_2_t_for_3_t_for_4_t_for_0 t_for_1 t_for_2 t_for >_3 HISTORICAL DATA > - STATEMENT 1 GROUP 4 0 issue_idperiod >sub_poolt_del_0_t_del_1_t_del_2_t_del_3_t_del_4_t_del_0 t_del_1 t_del_2 t_del_ >3t_del_4 t_for_0_t_for_1_t_for_2_t_for_3_t_for_4_t_for_0 t_for_1 t_for_2 t_for >_3 > > 0 0 t_for_4 t_bnk_0_t_bnk_1_t_bnk_2_t_bnk_3_t_bnk_4_t_bnk_0 t_bnk_1 t_bnk_2 t_bnk_3 >t_bnk_4 t_reo_0_t_reo_1_t_reo_2_t_reo_3_t_reo_4_t_reo_0 t_reo_1 t_reo_2 t_reo_ >3t_reo_4 t_del_tot_del_tot_for_tot_for_tot_bnk_tot_bnk_tot_reo_tot_reo_tot_beg >_ba 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 468991 17 0 0 0 0 0 01.61E >+08 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 275527 12 0 0 0 0 0 0 1.6E >+08 t_for_4 t_bnk_0_t_bnk_1_t_bnk_2_t_bnk_3_t_bnk_4_t_bnk_0 t_bnk_1 t_bnk_2 t_bnk_3 >t_bnk_4 t_reo_0_t_reo_1_t_reo_2_t_reo_3_t_reo_4_t_reo_0 t_reo_1 t_reo_2 t_reo_ >3t_reo_4 t_del_tot_del_tot_for_tot_for_tot_bnk_tot_bnk_tot_reo_tot_reo_tot_beg >_ba 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 417885 14 0 0 0 0 0 073285 >170 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 224421 9 0 0 0 0 0 071365 >888 t_for_4 t_bnk_0_t_bnk_1_t_bnk_2_t_bnk_3_t_bnk_4_t_bnk_0 t_bnk_1 t_bnk_2 t_bnk_3 >t_bnk_4 t_reo_0_t_reo_1_t_reo_2_t_reo_3_t_reo_4_t_reo_0 t_reo_1 t_reo_2 t_reo_ >3t_reo_4 t_del_tot_del_tot_for_tot_for_tot_bnk_tot_bnk_tot_reo_tot_reo_tot_beg >_ba 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 51106 3 0 0 0 0 0 088056 >359 0 0 0 0 0 0 0 0 0 >0 0 0 0 0 0 0 0 0 0 > 0 0 51106 3 0 0 0 0 0 088834 >847 t_for_4 t_bnk_0_t_bnk_1_t_bnk_2_t_bnk_3_t_bnk_4_t_bnk_0 t_bnk_1 t_bnk_2 t_bnk_3 >t_bnk_4 t_reo_0_t_reo_1_t_reo_2_t_reo_3_t_reo_4_t_reo_0 t_reo_1 t_reo_2 t_reo_ >3t_reo_4 t_del_tot_del_tot_for_tot_for_tot_bnk_tot_bnk_tot_reo_tot_reo_tot_beg >_ba t_for_4 t_bnk_0_t_bnk_1_t_bnk_2_t_bnk_3_t_bnk_4_t_bnk_0 t_bnk_1 t_bnk_2 t_bnk_3 >t_bnk_4 t_reo_0_t_reo_1_t_reo_2_t_reo_3_t_reo_4_t_reo_0 t_reo_1 t_reo_2 t_reo_ >3t_reo_4 t_del_tot_del_tot_for_tot_for_tot_bnk_tot_bnk_tot_reo_tot_reo_tot_beg >_ba 61 >0 0 0 > 0 0 0.00294293 5596476 2348267 0 0 0 104 >0 0 0 > 0 t_prepayt_repur >ct_liquid_loan warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cup_down t_end_bat_beg_lot_end_lot_sch_prt_prepayt_curt t_repurct_liquidt_prepayt_repur >ct_liquidt_prepayt_curr_st_del_sft_curr_wt_curr_wt_curr_wt_wamm warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cpool_reareo_bookt_del_1_2_bal_p 1.59E+08 5922 5845 3536213 1480552 0 0 0 61 >0 0 067225.62 01476457913957871 0 0 0 > 0 0 0 0 0 0 0 0 0.002942933 1.61E+08 5987 5922 2060263867714.5 0 0 0 43 >0 0 066750.29 01447349413672490 0 0 0 > 0 0 0 0 0 0 0 0 0.001707725 > > 0 0.00575913 4644933 1266275 0 0 0 64 >0 0 > 0 t_prepayt_repur >ct_liquid_loan warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cup_down t_end_bat_beg_lot_end_lot_sch_prt_prepayt_curt t_repurct_liquidt_prepayt_repur >ct_liquidt_prepayt_curr_st_del_sft_curr_wt_curr_wt_curr_wt_wamm warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cpool_reareo_bookt_del_1_2_bal_p 72560461 2691 2644 3083401678316.7 0 0 0 35 >0 0 030535.48 0 6243647 5877221 0 0 0 > 0 0 0 0 0 0 0 0 0.005759128 73285170 2740 2691 1561532587958.3 0 0 0 29 >0 0 029735.78 0 5877709 5520879 0 0 0 > 0 0 0 0 0 0 0 0 0.003062298 > > 0 0.00058877 951542.9 1081992 0 0 0 40 >0 0 > 0 t_prepayt_repur >ct_liquid_loan warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cup_down t_end_bat_beg_lot_end_lot_sch_prt_prepayt_curt t_repurct_liquidt_prepayt_repur >ct_liquidt_prepayt_curr_st_del_sft_curr_wt_curr_wt_curr_wt_wamm warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cpool_reareo_bookt_del_1_2_bal_p 86801312 3231 3201452811.7802235.3 0 0 0 26 >0 0 036690.14 0 8520932 8080650 0 0 0 > 0 0 0 0 0 0 0 0 0.00058877 88056359 3247 3231498731.2279756.3 0 0 0 14 >0 0 037014.51 0 8595785 8151611 0 0 0 > 0 0 0 0 0 0 0 0 0.000580378 > > 0 0 0 0 0 0 0 0 >0 0 > 0 t_prepayt_repur >ct_liquid_loan warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cup_down t_end_bat_beg_lot_end_lot_sch_prt_prepayt_curt t_repurct_liquidt_prepayt_repur >ct_liquidt_prepayt_curr_st_del_sft_curr_wt_curr_wt_curr_wt_wamm warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cpool_reareo_bookt_del_1_2_bal_p > > 0 0 0 0 0 0 0 0 >0 0 > 0 t_prepayt_repur >ct_liquid_loan warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cup_down t_end_bat_beg_lot_end_lot_sch_prt_prepayt_curt t_repurct_liquidt_prepayt_repur >ct_liquidt_prepayt_curr_st_del_sft_curr_wt_curr_wt_curr_wt_wamm warat was > wa_grosswa_max_iwa_min_iwa_per_cwa_per_cpool_reareo_bookt_del_1_2_bal_p 0 0.00294293 0 0 0 0.0 >97 0 0.0 >82 BankruptREO Total Total Total > > Total Total Total t_del_3_4_bal_pt_del_total_bal_p t_for_tot_bnk_tot_reo_toPeriod t_end_bawac > 1or 2 pa3+ pay 6del_totafor_totabnk_totareo_tota1MSMM (1-1MSMM3MSMM 12MSM >M CUMSMM 1MCPR 3MCPR 12MCPR CUMCPR MIN(30,W1MPSA 3MPSA 12MPSA 0 0.002942933 0 0 0 Aug-00159.36180.0915 >11 0.0093820.990618 > 0.0074360.106954 0.085677 0 0 0.001707725 0 0 0 Jul-00161.34150.0903 >46 0.0054870.994513 > 0.0054870.063893 0.063893 0 0 0.00575913 0 0 0 BankruptREO Loan GroLoan GroLoan G >roup 1 > Loan Group 1 Loan Group 1 Loan Group 1 t_del_3_4_bal_pt_del_total_bal_p t_for_tot_bnk_tot_reo_toPeriod t_end_bawac > 1or 2 pa1or 2 padel_totafor_totabnk_totareo_tota1MSMM (1-1MSMM3MSMM 12MSM >M CUMSMM 1MCPR 3MCPR 12MCPR CUMCPR MIN(30,W1MPSA 3MPSA 12MPSA 0 0.005759128 0 0 0 Aug-0072.560460.0851 >97 0.0096620.990338 > 0.0090430.109981 0.103277 0 0 0.003062298 0 0 0 Jul-0073.28517 0.082 >36 0.0084230.991577 > 0.0084230.096522 0.096522 0 0 0.00058877 0 0 0 BankruptREO Loan GroLoan GroLoan G >roup 2 > Loan Group 2 Loan Group 2 Loan Group 2 t_del_3_4_bal_pt_del_total_bal_p t_for_tot_bnk_tot_reo_toPeriod t_end_bawac > 1or 2 pa3+ pay 6del_totafor_totabnk_totareo_tota1MSMM (1-1MSMM3MSMM 12MSM >M CUMSMM 1MCPR 3MCPR 12MCPR CUMCPR MIN(30,W1MPSA 3MPSA 12MPSA 0 0.00058877 0 0 0 Aug-0086.801310.0967 >67 0.0091580.990842 > 0.0061670.104521 0.071542 0 0 0.000580378 0 0 0 Jul-0088.056360.0967 >61 0.0031670.996833 > 0.0031670.037348 0.037348 0 0 0 0 0 0 BankruptREO t_del_3_4_bal_pt_del_total_bal_p t_for_tot_bnk_tot_reo_toPeriod t_end_bawac > 1or 2 pa3+ pay 6del_totafor_totabnk_totareo_tota1MSMM (1-1MSMM3MSMM 12MSM >M CUMSMM 1MCPR 3MCPR 12MCPR CUMCPR MIN(30,W1MPSA 3MPSA 12MPSA 0 0 0 0 0 BankruptREO t_del_3_4_bal_pt_del_total_bal_p t_for_tot_bnk_tot_reo_toPeriod t_end_bawac > 1or 2 pa3+ pay 6del_totafor_totabnk_totareo_tota1MSMM (1-1MSMM3MSMM 12MSM >M CUMSMM 1MCPR 3MCPR 12MCPR CUMCPR MIN(30,W1MPSA 3MPSA 12MPSA > > Printing Pages Starting# Pages # Pag >es Total Total > > 1 1Contents 1 1 CUMPSA prep+cur1MMDR (1-MDR) 3MMDR 12MMDR CUMMDR 1MCDR 3MCDR 12MCDR >CUMCDR 1MSDA 3MSDA 12MSDA CUMSDA loss_sev3M_loss_12M_lossCUM_loss_sever >ity 2 2Certificate Payment Repo 2 2 > 0 1480.552 0 1 0 0 > 0 > 3 3Collection Account Repor 4 3 > 0 867.7145 0 1 0 0 > 0 > 4 4Credit Enhancement Repor 7 1 > > 5 5Collateral Report 8 3 > 0 > > 6 6Delinquency Report 11 3 > 0 > > 7 REO Report 0 > > 8 Foreclosure Report 0 > > 9 7Prepayment Report 14 3 > 0 > > 10 Prepayment Detail Report 0 > > 11 8Realized Loss Report 17 3 > 0 > > 12 Realized Loss Detail Report 0 > > 13 9Triggers, Adj. Rate Cert 20 1 > > 14 Other Related Information 0 > > 15 Additional Certificate Report 0 > > 16 Historical Certificate Payment Report > > 17 Credit Ratings > > Total Total Total Number of Pages 20 Loan GroLoan Group 1 Loan Group 1 > Loan Group 1 Loan Group 1 CUMPSA prep+cur1MMDR (1-MDR) 3MMDR 12MMDR CUMMDR 1MCDR 3MCDR 12MCDR > CUMCDR 1MSDA 3MSDA 12MSDA CUMSDA loss_sev3M_loss_12M_lossCUM_loss_sever >ity 678.3167 0 1 0 0 > 0 587.9583 0 1 0 0 > 0 Loan GroLoan Group 2 Loan Group 2 > Loan Group 2 Loan Group 2 CUMPSA prep+cur1MMDR (1-MDR) 3MMDR 12MMDR CUMMDR 1MCDR 3MCDR 12MCDR > CUMCDR 1MSDA 3MSDA 12MSDA CUMSDA loss_sev3M_loss_12M_lossCUM_loss_sever >ity 802.2353 0 1 0 0 > 0 279.7563 0 1 0 0 > 0 CUMPSA prep+cur1MMDR (1-MDR) 3MMDR 12MMDR CUMMDR 1MCDR 3MCDR 12MCDR > CUMCDR 1MSDA 3MSDA 12MSDA CUMSDA loss_sev3M_loss_12M_lossCUM_loss_sever >ity CUMPSA prep+cur1MMDR (1-MDR) 3MMDR 12MMDR CUMMDR 1MCDR 3MCDR 12MCDR > CUMCDR 1MSDA 3MSDA 12MSDA CUMSDA loss_sev3M_loss_12M_lossCUM_loss_sever >ity # Pages Total # # Standard Pgs per Report 1 1 0 2 2 1 0 3 3 1 1 1 1 0 3 3 1 0 3 1 1 0 0 0 0 0 3 3 1 0 0 0 3 3 1 0 0 1 1 1 0 0 0 1 0 0 0 0 0 20