Exhibit 31

CERTIFICATION

I, Robert McGinnis certify that:

1. I have reviewed this annual report on Form 10-K, and all
reports on Form 8-K containing distribution and servicing reports
filed in respect of periods included in the year covered by this
annual report, of Soundview Home Loan Trust 2003-1, Asset Backed
Certificates, Series 2003-1;

2. Based on my knowledge, the information in these reports, taken as
a whole, does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in
light of the circumstances under which such statements were made, not
misleading as of the last day of the period covered by this annual report;


3. Based on my knowledge, the distribution or servicing information
required to be provided to the trustee by the servicer under the pooling
and servicing, or similar, agreement, for inclusion in these reports is I
ncluded in these reports;

4. Based on my knowledge and upon the annual compliance statement
included in the report and required to be delivered to the trustee in
accordance with the terms of the pooling and servicing, or similar,
agreement, and except as disclosed in the reports, the servicer has
fulfilled its obligations under the servicing agreement; and

5. The reports disclose all significant deficiencies relating
to the servicer's compliance with the minimum servicing standards
based upon the report provided by an independent public accountant,
after conducting a review in compliance with the Uniform Single
Attestation Program for Mortgage Bankers or similar procedure, as set
forth in the pooling and servicing, or similar, agreement, that is
included in these reports.

In giving the certifications above, I have reasonably relied on
information provided to me by the following unaffiliated parties:
Litton Loan Servicing L.P. and Deutsche Bank National Trust Company.

Date:  March 30, 2004

FINANCIAL ASSET SECURITIES CORP.

By:  /s/:  Robert McGinnis
Name:	     Robert McGinnis
Title:     President