EXHIBIT 31

          CERTIFICATION TO BE PROVIDED BY THE DEPOSITOR WITH FORM 10-K

            Re:   Fremont Home Loan Trust, Series 2005-2
                  Asset Backed Certificates, Series 2005-2
                  ----------------------------------------

            I, Robert McGinnis, certify that:

            l. I have reviewed this annual report on Form 10-K, and all reports
on Form 8-K containing Distribution Date reports filed in respect of periods
included in the year covered by this annual report, of Financial Asset
Securities Corp. (the "Registrant");

            2. Based on my knowledge, the information in these reports, taken as
a whole, does not contain any untrue statement of a material fact or omit to
state a material fact necessary to make the statements made, in light of the
circumstances under which such statements were made, not misleading as of the
last day of the period covered by this annual report;

            3. Based on my knowledge, the servicing information required to be
provided to the Trustee by the Servicer under the Pooling and Servicing
Agreement is included in these reports;

            4. I am responsible for reviewing the activities performed by the
Servicer under the Pooling and Servicing Agreement and based upon the review
required under the Pooling and Servicing Agreement, and except as disclosed in
the report, the Servicer has fulfilled its obligations under the Pooling and
Servicing Agreement; and

            5. I have disclosed to the Registrant's certified public accountants
all significant deficiencies relating to the Servicer's compliance with the
minimum servicing standards in accordance with a review conducted in compliance
with the Uniform Single Attestation Program for Mortgage Bankers or similar
standard as set forth in the Pooling and Servicing Agreement.

            Capitalized terms used but not defined herein have the meanings
ascribed to them in the Pooling and Servicing Agreement, dated July 1, 2005 (the
"Pooling and Servicing Agreement"), among the Registrant as Depositor, Litton
Loan Servicing L.P. as servicer and Deutsche Bank National Trust Company as
trustee.

                                    FINANCIAL ASSET SECURITIES CORP.

                                    By: /s/ Robert McGinnis
                                        ----------------------------------------
                                        Name: Robert McGinnis
                                        Title: President
                                        Date: March 30, 2006