<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM 10-Q FOR BERKSHIRE HILLS BANCORP, INC. FOR THE THREE AND NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 22,031 <INT-BEARING-DEPOSITS> 130 <FED-FUNDS-SOLD> 1,100 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 95,498 <INVESTMENTS-CARRYING> 31,828 <INVESTMENTS-MARKET> 31,844 <LOANS> 793,661 <ALLOWANCE> 10,249 <TOTAL-ASSETS> 983,160 <DEPOSITS> 702,252 <SHORT-TERM> 69,947 <LIABILITIES-OTHER> 55,169 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 77 <OTHER-SE> 155,715 <TOTAL-LIABILITIES-AND-EQUITY> 983,160 <INTEREST-LOAN> 46,125 <INTEREST-INVEST> 5,390 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 51,515 <INTEREST-DEPOSIT> 20,111 <INTEREST-EXPENSE> 24,233 <INTEREST-INCOME-NET> 27,282 <LOAN-LOSSES> 2,430 <SECURITIES-GAINS> 293 <EXPENSE-OTHER> 25,127 <INCOME-PRETAX> 3,229 <INCOME-PRE-EXTRAORDINARY> 3,229 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 2,125 <EPS-BASIC> .35 <EPS-DILUTED> .35 <YIELD-ACTUAL> 7.96 <LOANS-NON> 1,649 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 8,534 <CHARGE-OFFS> 1,025 <RECOVERIES> 310 <ALLOWANCE-CLOSE> 10,249 <ALLOWANCE-DOMESTIC> 10,249 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0