EXHIBIT 7



               CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS

We consent to the reference to our firm under the caption "Accounting and
actuarial experts" in the Prospectus and to the use of our reports dated
February 13, 2001, with respect to the financial statements of John Hancock
Mutual Variable Life Insurance Account UV and dated March 16, 2001, with respect
to the financial statements of John Hancock Life Insurance Company, included in
this Pre-Effective Amendment No. 1 to the Registration Statement (Form S-6,
No. 333-42379).


                              /s/ Ernst & Young LLP
                              ERNST & YOUNG LLP


Boston, Massachusetts
June 7, 2001