OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/01
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: 30-Sep-2001
Scheduled Principal Balance of Contracts
------------------------------------------------------------------------------------------------------------------------------
Beginning Ending
Principal Scheduled Prepaid Liquidated Pre-Funding Principal
Balance PrincipaL Principal Principal Balance
------------------------------------------------------------------------------------------------------------------------------
169,558,874.21 (130,381.70) (878,293.03) 0.00 0.00 168,550,199.48
==============================================================================================================================
Scheduled Scheduled Amount
Gross Servicing Pass Thru Liquidation Reserve Available for
Interest Fee Interest Proceeds Fund Draw Distribution
------------------------------------------------------------------------------------------------------------------------------
1,636,106.44 141,299.06 1,494,807.38 0.00 0.00 2,644,781.17
==============================================================================================================================
Pre-Funding Account
---------------------------------------------------------------------------------------------------------
Beginning Principal Principal To Distribution To Ending Principal
Balance Deposit Seller Certificate Holder Balance
---------------------------------------------------------------------------------------------------------
53,772,000.00 0.00 0.00 0.00 53,772,000.00
=========================================================================================================
Certificate Account
------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
------------------------------------------------------------------------------------------------------------------------------
1,050,288.08 973,699.94 2,574,946.89 (3,602,990.92) 1,017.26 996,961.25
==============================================================================================================================
P&I Advances at Distribution Date
----------------------------------------------------------------------------
Beginning (Recovered) Current Ending
Balance (Advances) Advances Balance
----------------------------------------------------------------------------
63,674.11 (63,674.11) 342,840.65 342,840.65
============================================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT Page 2 of 6
REPORTING MONTH: 30-Sep-01
Class B Crossover Test Test Met?
--------------------------------------------------------------- ---------
(a) Remittance date on or after March 2006 N
(b) Average 60 day Delinquency rate **= 6.5% #DIV/0!
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Mar. 2006 - August 2007 8.00% N
Sept. 2007 - August 2008 9.00% N
Sept. 2008 - Feb. 2011 11.75% N
Mar. 2011 and thereafter 13.75% N
(e) Current realized loss ratio **= 3.50% Y
(f) Does subordinated cert. percentage equal or
exceed 58.205%
of stated scheduled pool balance
Beginning M balances 34,930,000.00
Beginning B balances 22,536,000.00
Overcollateralization 10,200,999.32
-----------------
67,666,999.32
Divided by beginning pool
balance 169,558,874.21
----------------- N
39.908%
=================
Average 60 day delinquency ratio:
Over 60s Pool Balance %
----------------------------------------
Current Mo 601,374.18 168,550,199.48 0.36%
1st Preceding Mo 0.00 169,558,874.21 0.00%
2nd Preceding Mo 0.00 0.00 #DIV/0!
Divided by 3
-------
#DIV/0!
=======
Cumulative loss ratio:
Cumulative losses 0.00
--------------
Divided by Initial Certificate Principal 225,360,483.20 0.000%
======
Current realized loss ratio:
Liquidation Pool
Losses Balance
----------------------------
Current Mo 0.00 169,558,874.21
1st Preceding Mo 0.00 171,588,483.20
2nd Preceding Mo 0.00 0.00
----------------------------
0.00 113,715,785.80
0.000%
======
** denotes less than
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT Page 3 of 6
REPORTING MONTH: 30-Sep-01
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------
Excluding Repos 3,637 168,525,330.48 88 3,238,663.05 20 576,505.18 0 0.00 108 3,815,168.23
Repos 1 24,869.00 0 0.00 1 24,869.00 0 0.00 1 24,869.00
--------------------------------------------------------------------------------------------------------------
Total 3,638 168,550,199.48 88 3,238,663.05 21 601,374.18 0 0.00 109 3,840,037.23
==============================================================================================================
3.0% 2.28%
====================
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
-----------------------------------------------------------------------------------------------------------------------------
Excluding Repos 1 24,869.00 0 0.00 1 24,869.00 1 24,869.00
Repos
Total
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT
REPORTING MONTH: 30-Sep-01 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
----------------------------------------------------------------------------------------------------------------------
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Net Current
Liquidation Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Proceeds Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
---------------------------------------------------------------------------------------------------
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT
REPORTING MONTH: 30-Sep-01 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation
Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds
-------------------------------------------------------------------------------------------------------------
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
--------------------------------------------------------------------------------------
- 0.00 0.00 0.00 0.00 0.00
======================================================================================
Net Current
Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
---------------------------------------------------------------------------------------------
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
--------------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00
==========================================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT
EPORTING MONTH: 30-Sep-01 Page 5 of 6
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning Ending Principal
Senior Original Certificate Certificate Principal Shortfall Current Principal Current Shortfall Carry-
Certificates Balance Balance Carry-Over Due Principal Paid Over
------------------------------------------------------------------------------------------------------------------------------------
A-1 53,140,000.00 51,057,874.89 0.00 1,008,674.73 1,008,674.73 0.00
A-2 45,190,000.00 45,190,000.00 0.00 0.00 0.00 0.00
A-3 20,340,000.00 20,340,000.00 0.00 0.00 0.00 0.00
A-4 39,076,000.00 39,076,000.00 0.00 0.00 0.00 0.00
--------------------------------------------------------------------------------------------------------------
Total Certificate
Principal Bal. 157,746,000.00 155,663,874.89 0.00 1,008,674.73 1,008,674.73 0.00
==============================================================================================================
Accelerated
Principal Ending Principal Paid
Senior Distribution Certificate Per $1,000
Certificates Amount Balance Pool Factor Denomination
-------------------------------------------
A-1 50,472.53 49,998,727.63 94.08869% 19.93126
A-2 0.00 45,190,000.00 100.00000% 0.00000
A-3 0.00 20,340,000.00 100.00000% 0.00000
A-4 0.00 39,076,000.00 100.00000% 0.00000
-------------------------------------------
Total Certificate
Principal Bal. 50,472.53 154,604,727.63
===========================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
-----------------------------------------------------------------------------------
M-1 19,155,000.00 19,155,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 15,775,000.00 15,775,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 11,268,000.00 11,268,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 11,268,000.00 11,268,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 10,148,483.20 10,200,999.32
-----------------------------------------------------------------------------------
Total Excluding Writedown Balances 67,614,483.20 67,666,999.32 0.00 0.00
===================================================================================
All Certificates Excluding Writedown Balances 225,360,483.20 223,330,874.21 0.00 1,008,674.73
===================================================================================
Accelerated
Ending Principal Current Principal
Subordinate Current Shortfall Carry- Writedown/ Distribution
Certificates Principal Paid Over (Writeup) Amount
----------------------------------------------------------------------
M-1 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 0.00 0.00
B-2 Outstanding Writedown
Excess Asset Principal Balance (50,472.53)
---------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 (50,472.53)
======================================================================
All Certificates Excluding Writedown Balances 1,008,674.73 0.00 0.00 0.00
======================================================================
Ending Principal Paid
Subordinate Certificate Per $1,000
Certificates Balance Pool Factor Denomination
----------------
M-1 19,155,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00
M-2 15,775,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00
B-1 11,268,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00
B-2 11,268,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 10,251,471.85
----------------
Total Excluding Writedown Balances 67,717,471.85
================
All Certificates Excluding Writedown Balances 222,322,199.48
================
OAKWOOD MORTGAGE INVESTORS, INC. 2001-D REPORT DATE: 10/17/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 2
REMITTANCE REPORT
REPORTING MO. MONTH 30-Sep-01 Page 6 of 6
CERTIFICATE INTEREST ANALYSIS
Current
Pass Beginning Carry- Carry-Over Ending
Senior Through Over Priority Current Priority Priority Interest Carry-Over
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance
------------------------------------------------------------------------------------------------------------
A-1 3.6375% 0.00 154,769.18 0.00 154,769.18 0.00
A-2 5.2600% 0.00 198,082.83 0.00 198,082.83 0.00
A-3 5.9000% 0.00 100,005.00 0.00 100,005.00 0.00
A-4 6.9300% 0.00 225,663.90 0.00 225,663.90 0.00
A-I0 6.0000% 0.00 375,000.00 0.00 375,000.00 0.00
-------------------------------------------------------------
Total 0.00 1,053,520.91 0.00 1,053,520.91 0.00
================================================================================================
Interest
Paid Per
Senior 1000 Total Class
Certificates Denomination Distribution
-------------------------------------
A-1 2.91248 1,213,916.44
A-2 4.38333 198,082.83
A-3 4.91667 100,005.00
A-4 5.77500 225,663.90
A-I0 375,000.00
Total 2,112,668.17
===============
Current Ending
Pass Beginning Carry- Carry-Over Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Priority Interest Priority Interest
Certificates Rate Interest Balance Interest Accrued Accrued Paid Balance
--------------------------------------------------------------------------------------------------------------
M-1 7.3800% 0.00 117,803.25 0.00 117,803.25 0.00
M-2 8.2900% 0.00 108,978.96 0.00 108,978.96 0.00
B-1 8.57000% 0.00 80,472.30 0.00 80,472.30 0.00
B-2 8.5000% 0.00 79,815.00 0.00 79,815.00 0.00
X 52,516.12 50,472.53 0.00 0.00 102,988.65
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 141,299.06 0.00 141,299.06 0.00
Current Trustee Fees 3,744.43 3,744.43
Total 52,516.12 582,585.53 0.00 532,113.00 102,988.65
================================================================================================
All Certificates 52,516.12 1,636,106.44 0.00 1,585,633.91 102,988.65
================================================================================================
Beginning Current Ending Interest
Carry-Over Current Carry-Over Carry-Over Paid Per
Subordinate Writedown Writedown Writedown Writedown Writedown 1000 Total Class
Certificates Int. Balance Int. Accrued Int. Accrued Interest Paid Int. Balance Denomination Distribution
-----------------------------------------------------------------------------------------------------------------
M-1 0.00 0.00 6.15000 117,803.25
M-2 0.00 0.00 6.90833 108,978.96
B-1 0.00 0.00 7.14167 80,472.30
B-2 0.00 0.00 7.08333 79,815.00
X 0.00
R 0.00
Service Fee 141,299.06
Current Trustee Fees 3,744.43
Total 0.00 0.00 0.00 0.00 0.00 532,113.00
=============================================================================== ===============
All Certificates 0.00 0.00 0.00 0.00 0.00 2,644,781.17
=============================================================================== ===============
Cumulative X Interest Shortfall 102,988.65
Cumulative Accelerated Prin. Disb. (102,988.65)
---------------
Cumulative Losses (0.00)
===============