OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 10/05/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: Sep-01
Scheduled Principal Balance of Contracts
-------------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled
Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross
Balance Principal Principal Principal Balance Interest
------------------------------------------------------------------------------------------------------------------------------
231,002,991.58 (463,225.79) (1,281,149.42) (692,207.21) 0.00 228,566,409.16 2,315,300.19
==============================================================================================================================
Scheduled Amount
Servicing Pass Thru Liquidation Available for Total
Fee Interest Proceeds Distribution Distribution
--------------------------------------------------------------------------------------------------------------------
192,502.49 2,122,797.70 402,120.72 0.00 4,461,796.12 0.00 4,461,796.12
====================================================================================================================
Certificate Account
-------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
-------------------------------------------------------------------------------------------------------------
213,185.38 2,387,173.24 2,262,153.74 (4,862,512.36) 761.43 761.43
=============================================================================================================
P&I Advances at Distribution Date
------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
------------------------------------------------------------------
3,122,637.29 -3,122,637.29 3,667,318.45 3,667,318.45
==================================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 10/05/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT Page 2 of 6
REPORTING MONTH: September-01
Class B Crossover Test
---------------------------------------------------------------
(a) Remittance date on or after April 2005
(b) Average 60 day Delinquency rate (Less than or equal to) 5.5%
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Apr. 2005 - Sept. 2006 7%
Oct. 2006 - Sept. 2007 8%
Oct. 2007 - Mar. 2009 9.5%
April 2009 and After 10.5%
(e) Current realized loss ratio (Less than or equal to) 3.00%
(f) Does subordinated cert. percentage equal or
exceed 56.840%
of stated scheduled pool balance
Beginning M balances 41,323,000.00
Beginning B balances 27,993,000.00
Overcollateralization 7,997,938.14
----------------
77,313,938.14
Divided by beginning pool
balance 231,002,991.58
----------------
33.469%
================
Test Met? Average 60 day delinquency ratio:
----------
N Over 60s Pool Balance %
---------------------------------------------
N Current Mo 24,052,880.90 228,566,409.16 10.52%
1st Preceding Mo 21,748,766.83 231,002,991.58 9.41%
2nd Preceding Mo 19,548,841.29 233,522,651.29 8.37%
Divided by 3
-----------
9.44%
===========
N
N
N
N
Y
Cumulative loss ratio:
Cumulative losses 1,603,461.70
-----------------
Divided by Initial Certificate
Principal 266,597,938.14 0.601%
===========
Current realized loss ratio:
N Liquidation Pool
Losses Balance
-----------------------------
Current Mo 290,086.49 231,002,991.58
1st Preceding Mo 343,003.55 233,522,651.29
2nd Preceding Mo 213,344.34 235,978,777.14
-----------------------------
846,434.38 233,501,473.34 1.450%
===========
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER REPORT DATE: 10/05/2001
REMITTANCE REPORT POOL REPORT # 13
REPORTING MONTH: Sep-01 Page 3 of 6
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over
--------------------------- ----------------------------- ------------------------
No. of Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------------
Excluding Repos 6,331 222,063,467.65 287 8,712,123.27 128 4,477,360.48 362 13,072,578.91
Repos 159 6,502,941.51 0 0.00 3 96,707.46 156 6,406,234.05
--------------------------------------------------------------------------------------------------------------------
Total 6,490 228,566,409.16 287 8,712,123.27 131 4,574,067.94 518 19,478,812.96
====================================================================================================================
Repossession Analysis
Active Repos Reversal Current Month
Total Delinq. Outstanding (Redemption) Repos Cumulative Repos
--------------------------------- ------------------------ ------------ -------------- ------------------
Principal Principal Principal Principal Principal
# Balance # Balance # Balance # Balance # Balance
--------------------------------- ---------------------------------------------------------------------------------
Excluding Repos 777 26,262,062.66 159 6,502,941.51 0 0.00 31 1,275,371.79 298 10,631,691.09
Repos 159 6,502,941.51
---------------------------------
Total 936 32,765,004.17
=================================
14.4% 14.34%
=================================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 10/05/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MONTH: Sep-01 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation Unrecov.
Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds Advances
-----------------------------------------------------------------------------------------------------------------------------
0089821 DARYL B BLACKMON 7,111.72 13,400.00 0.00 13,400.00 7,202.00 6,198.00 4,527.40
0192500 JERRY COLLINS 11,050.12 16,400.00 0.00 16,400.00 7,292.00 9,108.00 4,291.45
2200376 AMY MARTIN 31,894.36 33,500.00 822.12 34,322.12 6,800.00 27,522.12 4,877.66
2277135 CANDICE M FREEMAN 16,603.88 19,000.00 597.74 19,597.74 7,370.00 12,227.74 3,681.05
2277192 BERRY HODGE 25,266.18 18,900.00 1,452.62 20,352.62 7,367.00 12,985.62 4,931.86
2285948 ANGELA EUBANKS 25,866.98 23,000.00 653.72 23,653.72 7,490.00 16,163.72 3,534.40
2286847 RYAN V MARS 24,781.39 27,200.00 0.00 27,200.00 6,800.00 20,400.00 3,523.26
2303600 MARY ROBINSON 30,489.75 31,500.00 916.69 32,416.69 7,745.00 24,671.69 4,434.90
2309557 ROBERT L CHRISTENSE 51,451.83 52,150.00 260.13 52,410.13 12,134.50 40,275.63 5,113.26
2330942 KENNETH BREWER 21,362.66 24,290.00 128.41 24,418.41 7,528.70 16,889.71 3,623.27
2336006 PAUL THORTON 32,146.44 30,400.00 489.45 30,889.45 6,800.00 24,089.45 4,723.94
2192136 DEARRELL SAMUEL 42,412.43 41,900.00 1,007.13 42,907.13 8,057.00 34,850.13 6,191.63
2213056 CW WEBSTER 51,837.00 35,000.00 755.84 35,755.84 4,100.00 31,655.84 6,355.99
2214161 PHIL D HALLAM 34,018.92 34,900.00 0.00 34,900.00 7,847.00 27,053.00 5,863.43
2263705 KELLI PEAK 34,292.15 16,000.00 0.00 16,000.00 4,100.00 11,900.00 4,911.61
2275923 KENNETH W BAILEY 30,335.36 31,900.00 0.00 31,900.00 6,800.00 25,100.00 4,374.20
2280410 MILDRED P GRIFFIN 50,013.14 48,150.00 0.00 48,150.00 12,014.50 36,135.50 6,399.53
2284909 CALVIN L SMITH 37,354.24 34,400.00 0.00 34,400.00 7,832.00 26,568.00 6,502.23
2285542 GEORGE R WILDER 28,809.52 26,400.00 1,517.15 27,917.15 7,592.00 20,325.15 5,736.05
2287076 SAM A MALLETT 30,117.26 31,900.00 116.48 32,016.48 7,757.00 24,259.48 3,623.37
2304111 JON H BARBOUR 36,357.29 33,400.00 0.00 33,400.00 6,800.00 26,600.00 5,037.74
2304293 REGINAL J BRISCON 38,634.59 38,900.00 1,414.17 40,314.17 7,967.00 32,347.17 2,947.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
--------------------------------------------------------------------------------------------
692,207.21 662,590.00 10,131.65 672,721.65 165,395.70 507,325.95 105,205.23
============================================================================================
Net Current
Account Customer FHA Insurance Pass Thru Period Net Cumulative
Number Name Coverage Proceeds Gain/(Loss) Gain/(Loss)
-------------------------------------------------------------------------------------------------------
0089821 DARYL B BLACKMON 0.00 1,670.60 (5,441.12)
0192500 JERRY COLLINS 0.00 4,816.55 (6,233.57)
2200376 AMY MARTIN 0.00 22,644.46 (9,249.90)
2277135 CANDICE M FREEMAN 0.00 8,546.69 (8,057.19)
2277192 BERRY HODGE 0.00 8,053.76 (17,212.42)
2285948 ANGELA EUBANKS 0.00 12,629.32 (13,237.66)
2286847 RYAN V MARS 0.00 16,876.74 (7,904.65)
2303600 MARY ROBINSON 0.00 20,236.79 (10,252.96)
2309557 ROBERT L CHRISTENSE 0.00 35,162.37 (16,289.46)
2330942 KENNETH BREWER 0.00 13,266.44 (8,096.22)
2336006 PAUL THORTON 0.00 19,365.51 (12,780.93)
2192136 DEARRELL SAMUEL 0.00 28,658.50 (13,753.93)
2213056 CW WEBSTER 0.00 25,299.85 (26,537.15)
2214161 PHIL D HALLAM 0.00 21,189.57 (12,829.35)
2263705 KELLI PEAK 0.00 6,988.39 (27,303.76)
2275923 KENNETH W BAILEY 0.00 20,725.80 (9,609.56)
2280410 MILDRED P GRIFFIN 0.00 29,735.97 (20,277.17)
2284909 CALVIN L SMITH 0.00 20,065.77 (17,288.47)
2285542 GEORGE R WILDER 0.00 14,589.10 (14,220.42)
2287076 SAM A MALLETT 0.00 20,636.11 (9,481.15)
2304111 JON H BARBOUR 0.00 21,562.26 (14,795.03)
2304293 REGINAL J BRISCON 0.00 29,400.17 (9,234.42)
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
----------------------------------------------------
0.00 402,120.72 (290,086.49) (1,603,461.70)
======================================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 10/05/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MONTH: Sep-01 Page 5 of 6
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall
Certificates Balance Balance Carry-Over
------------------------------------------------------------------------------------------------------------------
A-1 189,284,000.00 147,784,717.23 0.00
------------------------------------------------------------------
Total Certificate Principal Bal. 189,284,000.00 147,784,717.23 0.00
==================================================================
Ending Principal
Senior Current Principal Current Shortfall Carry-
Certificates Due Principal Paid Over
--------------------------------------------------------------------------------------------------
A-1 2,436,582.42 2,436,582.42 0.00
----------------------------------------------------------------
Total Certificate Principal Bal. 2,436,582.42 2,436,582.42 0.00
================================================================
Accelerated
Principal Ending Principal Paid
Senior Distribution Certificate Per $1,000
Certificates Amount Balance Pool Factor Denomination
------------------------------------------------------------------------------------------
A-1 347,151.03 145,000,983.78 76.60499% 14.70665
--------------------------------------------------
Total Certificate Principal Bal. 347,151.03 145,000,983.78
==================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall
Certificates Balance Balance Carry-Over
------------------------------------------------------------------
M-1 26,660,000.00 26,660,000.00 0.00
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 14,663,000.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 13,330,000.00 0.00
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 14,663,000.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 7,997,938.14 13,902,274.35
----------------------------------------------------------------
Total Excluding Writedown Balances 77,313,938.14 83,218,274.35 0.00
================================================================
All Certificates Excluding Writedown Balances 266,597,938.14 231,002,991.58 0.00
================================================================
Ending Principal Current
Subordinate Current Principal Current Shortfall Carry- Writedown/
Certificates Due Principal Paid Over (Writeup)
-------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 0.00 0.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 0.00 0.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 0.00 0.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance
-------------------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 0.00
===============================================================================
All Certificates Excluding Writedown Balances 2,436,582.42 2,436,582.42 0.00 0.00
===============================================================================
Accelerated
Principal Ending Principal Paid
Subordinate Distribution Certificate $1,000
Certificates Amount Balance Pool Factor Denomination
-------------------------------------------------
M-1 26,660,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance (347,151.03) 14,249,425.38
-------------------------------------------------
Total Excluding Writedown Balances (347,151.03) 83,565,425.38
=================================================
All Certificates Excluding Writedown Balances 0.00 228,566,409.16
=================================================
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 10/05/2001
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 13
REMITTANCE REPORT
REPORTING MO. MONTH Sep-01 Page 6 of 6
CERTIFICATE INTEREST ANALYSIS
Current Interest
Pass Beginning Carry- Carry-Over Ending Paid Per
Senior Through Over Priority Current Priority Priority Interest Carry-Over 1000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denomination Distribution
--------------------------------------------------------------------------------------------------------------------
A-1 7.7200% 0.00 950,748.35 0.00 950,748.35 0.00 5.02287 3,734,481.80
----------------------------------------------------------------------------- ---------------
Total 0.00 950,748.35 0.00 950,748.35 0.00 3,734,481.80
============================================================================= ===============
Current Ending Beginning
Pass Beginning Carry- Carry-Over Priority Carry-Over Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Interest Priority Interest Writedown
Certificates Rate Interest Balance Interest Accured Accured Paid Balance Int. Balance
-------------------------------------------------------------------------------------------------------------
M-1 8.4900% 0.00 188,619.50 0.00 188,619.50 0.00 0.00
M-2 8.9000% 0.00 108,750.58 0.00 108,750.58 0.00 0.00
B-1 9.4200% 0.00 104,640.50 0.00 104,640.50 0.00 0.00
B-2 10.5000% 0.00 128,301.25 0.00 128,301.25 0.00 0.00
X 7,217,831.90 637,237.52 0.00 0.00 7,855,069.42
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 192,502.49 0.00 192,502.49 0.00
Current Trustee Fees 4,500.00 4,500.00
-------------------------------------------------------------------------------------------------------
Total 7,217,831.90 1,364,551.84 0.00 727,314.32 7,855,069.42 0.00
=======================================================================================================
All Certificates 7,217,831.90 2,315,300.19 0.00 1,678,062.67 7,855,069.42 0.00
=======================================================================================================
Current Ending Interest
Current Carry-Over Carry-Over Paid Per
Subordinate Writedown Writedown Writedown Writedown 1000 Total Class
Certificates Int. Accrued Int. Accrued Interest Paid Int. Balance Denomination Distribution
--------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 7.07500 188,619.50
M-2 0.00 0.00 0.00 0.00 7.41667 108,750.58
B-1 0.00 0.00 0.00 0.00 7.85000 104,640.50
B-2 0.00 0.00 0.00 0.00 8.75000 128,301.25
X 0.00
R 0.00
Service Fee 192,502.49
Current Trustee Fees 4,500.00
-------------------------------------------------------------- ----------------
Total 0.00 0.00 0.00 0.00 727,314.32
============================================================== ================
All Certificates 0.00 0.00 0.00 0.00 4,461,796.12
=============================================================== ================
Cumulative X Interest Shortfall 7,855,069.42
Cumulative Accelerated Prin. Disb. (6,251,607.72)
----------------
Cumulative Losses 1,603,461.70
================