SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, DC  20549

                                  FORM 12b-25

                                                  Commission File Number 2-83157

                          NOTIFICATION OF LATE FILING

(Check One): [_] Form 10-K and Form 10-KSB   [_] Form 11-K
             [_] Form 20-F       [X] Form 10-Q and Form 10-QSB   [_] Form N-SAR

For Period Ended:   September 30, 2001
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     [_]   Transition Report on Form 10-K and Form 10-KSB
     [_]   Transition Report on Form 20-F
     [_]   Transition Report on Form 11-K
     [_]   Transition Report on Form 10-Q and Form 10-QSB
     [_]   Transition Report on Form N-SAR

For the Transition Period Ended: Not Applicable
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     Nothing in this form shall be construed to imply that the Commission has
verified any information contained herein.

     If the notification relates to a portion of the filing checked above,
identify the item(s) to which the notification relates: Not Applicable
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                                    PART I
                            REGISTRANT INFORMATION

Full name of registrant: Southeastern Banking Corporation
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Former name if applicable: Not Applicable
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Address of principal executive office (Street and number): 1010 Northway Street
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City, State and Zip Code: Darien, Georgia 31305
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                                    PART II
                            RULE 12b-25 (b) and (c)

     If the subject report could not be filed without unreasonable effort or
expense and the registrant seeks relief pursuant to Rule 12b-25(b), the
following should be completed.  (Check box if appropriate.)

     (a)  The reasons described in reasonable detail in Part III of this form
[X]       could not be eliminated without unreasonable effort or expense;

     (b)  The subject annual report, semi-annual report, transition report on
          Form 10-K, 10-KSB, 20-F, 11-K or Form N-SAR, or portion thereof will
[X]       be filed on or before the 15th calendar day following the prescribed
          due date; or the subject quarterly report or transition report on Form
          10-Q, 10-QSB or portion thereof will be filed on or before the fifth
          calendar day following the prescribed due date; and

     (c)  The accountant's statement or other exhibit required by Rule 12b-25(c)
[_]       has been attached if applicable.


                                   PART III
                                   NARRATIVE

     State below in reasonable detail the reasons why Form 10-K, 10-KSB, 11-K,
20-F, 10-Q, 10-QSB, N-SAR or the transition report portion thereof could not be
filed within the prescribed time period:

     Because the interim review is not yet complete, the Registrant is unable to
file its September 30 Quarterly Report on Form 10-Q within the prescribed time
period.  The Registrant expects to file its September 30 Annual Report on Form
10-Q no later than November 16, 2001.


                                    PART IV
                               OTHER INFORMATION

     (1)  Name and telephone number of person to contact in regard to this
notification


       S. Michael Little                (912)                   437-4141
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             (Name)                  (Area code)           (Telephone Number)

     (2)  Have all other periodic reports required under Section 13 or 15(d) of
the Securities Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940 during the preceding 12 months or for such shorter period that the
registrant was required to file such report(s) been filed? If the answer is no,
identify report(s).

                                                                 [X] Yes  [_] No

     (3)  Is it anticipated that any significant change in results of operations
from the corresponding period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?

                                                                 [_] Yes  [X] No

     If so, attach an explanation of the anticipated change, both narratively
and quantitatively, and, if appropriate, state the reasons why a reasonable
estimate of the results cannot be made.


                       Southeastern Banking Corporation
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                 (Name of registrant as specified in charter)

Has caused this notification to be signed on its behalf by the undersigned
thereunto duly authorized:



Date: November 15, 2001                   By: /s/ S. MICHAEL LITTLE
                                              ----------------------------------
                                              Name:  S. Michael Little
                                              Title: Executive Vice President