SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________ FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): January 28,2002 (January 25, 2002) STATE AUTO FINANCIAL CORPORATION ----------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Ohio 0-19289 31-1324304 ---- ------- ------------- (State or other (Commission (IRS Employer jurisdiction of File Number) Identification Number) incorporation) 518 East Broad Street, Columbus, Ohio 43215-3976 - --------------------------------------- ---------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (614) 464-5000 No Change ----------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events. - ------ ------------ On January 25, 2002, the Registrant issued a press release announcing loss reserve adjustments during the fourth quarter 2001. A copy of such press release is attached as Exhibit 99 to this Current Report on Form 8-K and incorporated by reference herein. Item 7. Financial Statements and Exhibits. - ------ --------------------------------- (c) Exhibits. Exhibit No. Description of Exhibit - ------- ---------------------- 99 Press release issued January 25, 2002 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STATE AUTO FINANCIAL CORPORATION Date: January 28, 2002 By /s/ Robert H. Moone --------------------------- Robert H. Moone, Chairman EXHIBIT INDEX Exhibit No. Description of Exhibit - ------- ---------------------- 99 Press release issued January 25, 2002.