SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): July 10, 2002 MidCarolina Financial Corporation ---------------------------------- (Exact name of registrant as specified in its charter) North Carolina 56-2006811 - ---------------------------- ------------ ------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 3101 South Church Street Burlington, North Carolina 28215 -------------------------------- (Address of principal executive offices) Registrant's telephone number, including area code: (336) 538-1600 N/A ------------------------------------ (Former name or former address, if changed since last report) Item 5. Other Events On July 10, 2002, the Registrant's Board of Directors approved an eleven-for-ten common stock split in the form of a stock dividend. For additional information, reference is made to the Registrant's press release dated July 10, 2002, which is attached hereto as Exhibit 99.1, and incorporated herein by reference. Item 7. Financial Statements and Exhibits (a) None. (b) None. (c) Exhibits: 99.1 Press Release dated July 10, 2002. Page 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MIDCAROLINA FINANCIAL CORPORATION Date: July 10, 2002 By: /s/ Randolph J. Cary, Jr. ---------------------------------- Randolph J. Cary, Jr., President and Chief Executive Officer Page 3 EXHIBIT INDEX Exhibit No. Description 99.1 Press Release dated July 10, 2002 Page 4