Exhibit 99.1
CC MASTER CREDIT CARD TRUST II
Excess Spread Analysis - June 2002
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Series 1995-A 1995-C 1996-C 1998-A
Deal Size $400 MM $400 MM $271.50 MM $600 MM
Expected Maturity 08/15/02 02/18/03 02/16/04 09/15/03
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Yield 10.79% 19.21% 19.21% 19.21%
Less: Coupon 0.18% 2.11% 2.08% 2.11%
Servicing Fee 0.12% 1.50% 1.50% 1.50%
Net Credit Losses 4.17% 7.72% 7.72% 7.72%
Excess Spread:
June-02 6.32% 7.88% 7.91% 7.87%
May-02 9.73% 8.56% 8.59% 8.56%
April-02 7.50% 7.49% 7.52% 7.49%
Three month Average Excess Spread 7.85% 7.98% 8.00% 7.97%
Delinquency:
30 to 59 days 2.11% 2.11% 2.11% 2.11%
60 to 89 days 1.54% 1.54% 1.54% 1.54%
90 + days 2.90% 2.90% 2.90% 2.90%
Total 6.55% 6.55% 6.55% 6.55%
Payment Rate 11.63% 11.63% 11.63% 11.63%