EXHIBIT 24.1

                                POWER OF ATTORNEY

     KNOW ALL MEN BY THESE PRESENTS, that each of United Community Bancorp, and
the several undersigned Officers and Directors thereof whose signatures appear
below hereby makes, constitutes and appoints R. Steve Aaron and G. Marvin
Lowder, or either of them, its and his or her true and lawful attorneys, with
full power of substitution to execute, deliver and file in its or his or her
name and on its or his or her behalf, and in each of the undersigned Officer's
and Director's capacity or capacities as shown below; (a) a Registration
Statement on Form S-4 (or other appropriate form) with respect to the
registration under the Securities Act of 1933, as amended, of shares of common
stock of United Community Bancorp, $1.00 par value per share, to be issued in
connection with the share exchange with Community Bancshares, Inc., Wilkesboro,
North Carolina, pursuant to an Agreement and Plan of Merger, dated as of August
2, 2002, by and among United Community Bancorp and Community Bancshares, Inc.,
all documents in support thereof or supplemental thereto and any and all
amendments, including any and all post-effective amendments, to the foregoing
(hereinafter the "Registration Statement"); and (b) such registration
statements, petitions, applications, consents to service of process or other
instruments, any and all documents in support thereof or supplemental thereto,
and any and all amendments or supplements to the foregoing, as may be necessary
or advisable to qualify or register the securities covered by said Registration
Statement; and each of United Community Bancorp and said Officers and Directors
hereby grants to said attorneys, or any of them, full power and authority to do
and perform each and every act and thing whatsoever as said attorneys may deem
necessary or advisable to carry out fully the intent of this power of attorney
to the same extent and with the same effect as United Community Bancorp might or
could do, and as each of said Officers and Directors might or could do
personally in his or her capacity or capacities as aforesaid, and each of United
Community Bancorp and said Officers and Directors hereby ratifies and confirms
all acts and things which said attorneys might do or cause to be done by virtue
of this power of attorney and its or his or her signatures as the same may be
signed by said attorneys to any or all of the following (and/or any and all
amendments and supplements to any or all thereof); such Registration Statement
filed under the Securities Act of 1933, as amended, and all such registration
statements, petitions, applications, consents to service of process and other
instruments, and all documents in support thereof or supplemental thereto, filed
under such securities laws, regulations and requirements as may be applicable.

     IN WITNESS WHEREOF, United Community Bancorp has caused this power of
attorney to be signed on its behalf, and each of the undersigned Officers and
Directors in the capacity or capacities noted has hereunto set his or her hand
on the date indicated below.

                            UNITED COMMUNITY BANCORP
                            (Registrant)

                            By: /s/ R. Steve Aaron
                                ------------------
                                R. Steve Aaron, President and CEO

Dated: September 17, 2002



SIGNATURE                              CAPACITY
- ---------                              --------

/s/ R. Steve Aaron                     President, Chief Executive Officer
- ------------------                     and Director
R. Steve Aaron

/s/ David E. Cline                     Director
- ------------------
David E. Cline

/s/ Loretta P. Dodgen                  Director
- ---------------------
Loretta P. Dodgen

/s/ W. Alex Hall, Jr.                  Executive Vice President
- ---------------------                  and Director
W. Alex Hall, Jr.

/s/ Robert P. Huntley                  Director
- ---------------------
Robert P. Huntley

/s/ W. Steve Ikerd                     Director
- ------------------
W. Steve Ikerd

/s/ G. Marvin Lowder                   Secretary
- --------------------
G. Marvin Lowder

/s/ H. Ray McKenney, Jr.               Director
- ------------------------
H. Ray McKenney, Jr.

/s/ Howard L. Pruitt                   Director
- --------------------
Howard L. Pruitt

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