SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (date of earliest event reported): May 8, 2003
MidCarolina Financial Corporation
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(Exact name of registrant as specified in its charter)
North Carolina 56-6144577
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(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
3101 South Church Street
Burlington, North Carolina 27215
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(Address of principal executive offices)
Registrant's telephone number, including area code: (336) 538-1600
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N/A
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(Former name or former address, if changed since last report)
INDEX
Page
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Item 7 - Exhibits 3
Item 9 - Regulation FD Disclosure (disclosing information pursuant to Item 12
Results of Operations and Financial Condition) 3
Signatures 4
Exhibit 99(a) Press Release dated May 8, 2003 5
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Item 7 - Exhibits
99 Additional Exhibits
(a) Press Release dated May 8, 2003
Item 9 - Regulation FD Disclosure (disclosing information pursuant to Item 12
Results of Operations and Financial Condition)
(a) On May 8, 2003, the Registrant issued a news release to announce its
earnings for the quarter-to-date and year-to-date periods ended March 31, 2003.
As of March 31, 2003, the Company had 1,704,789 shares outstanding.
Disclosures About Forward Looking Statements
The discussions included in this document and its exhibits may contain
forward looking statements within the meaning of the Private Securities
Litigation Act of 1995, including Section 21E of the Securities Exchange Act of
1934 and Section 27A of the Securities Act of 1933. Such statements involve
known and unknown risks, uncertainties and other factors that may cause actual
results to differ materially. For the purposes of these discussions, any
statements that are not statements of historical fact may be deemed to be
forward looking statements. Such statements are often characterized by the use
of qualifying words such as "expects," "anticipates," "believes," "estimates,"
"plans," "projects," or other statements concerning opinions of judgments of the
Company and its management about future events. The accuracy of such forward
looking statements could be affected by such factors as, including but not
limited to, the financial success or changing conditions or strategies of the
Company's customers or vendors, fluctuations in interest rates, actions of
government regulators, the availability of capital and personnel or general
economic conditions.
The news of this event was released on May 8, 2003, as evidenced by Exhibit
99(a) to this Form 8-K.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
MIDCAROLINA FINANCIAL CORPORATION
Date: May 8, 2003 By: /s/ Randolph J. Cary, Jr.
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Randolph J. Cary, Jr., President and
Chief Executive Officer
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