FORM 8-K SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (date of earliest event reported): September 23, 1998 FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. (Exact name of Registrant as specified in its charter) 001-13731 (Commission File Number) Virginia 54-1870350 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 1001 Nineteenth Street North Arlington, VA 22209 (Address of principal executive offices) (Zip code) (703)312-9500 (Registrant's telephone number including area code) Item 5. OTHER EVENTS On September 23, 1998 Friedman, Billings, Ramsey Group, Inc. issued a press release with respect to its projected third quarter 1998 loss. A copy of the press release is being filed herewith. The following Exhibit is filed as part of this report: 99.1 Press Release dated September 23, 1998. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 193, the Company has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. FRIEDMAN, BILLINGS, RAMSEY GROUP, INC. By: /s/ Emanuel J. Friedman Chairman and Chief Executive Officer