Exhibit 10.11

                       InteliData Technologies Corporation
                       Director Compensation Arrangements


     1.   Retainer
          a.   Each  non-employee  director  receives a $12,000 annual retainer,
               paid quarterly in arrears.

     2.   Meeting fees
          a.   Each non-employee director is paid $500 for each full Board
               meeting  he or  she  attends  in  person.
          b.   Each  non-employee  director is paid for  out-of-pocket  expenses
               related to attending Board meetings.

     3.   Stock options
          a.   Non-employee  directors  receive an annual grant of 6,000 options
               at each annual stockholders'  meeting. These options vest ratably
               over the succeeding twelve-month period.

     4.   Meeting expenses
          a.   InteliData  reimburses  directors for their expenses  incurred in
               attending Board of Directors meetings.