- -------------------------------------------------------------------------------- SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) December 30, 1999 First Alliance Mortgage Loan Trust 1999-4 ------------------------------------------ (Exact name of registrant as specified in its charter) APPLICATION New York 333-86411-01 PENDING - -------------------------------- ---------------- ------------------- (State or Other Jurisdiction of (Commission File (I.R.S. Employer Incorporation) Number) Identification No.) c/o The Chase Manhattan Bank, as Trustee 450 West 33rd Street, 15th Floor New York, New York 10001-2697 - ---------------------------------------- ---------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (212) 946-8600 -------------- No Change ------------------------------------------------------------- (Former name or former address, if changed since last report) - -------------------------------------------------------------------------------- Item 2. Acquisition or Disposition of Assets. On December 30, 1999, First Alliance Mortgage Loan Trust 1999-4 (the "Trust") acquired $21,513,466.63 of Subsequent Mortgage Loans pursuant to the terms of the Pooling and Servicing Agreement dated as of December 1, 1999 among First Alliance Mortgage Company, as Seller (in such capacity, the "Seller") and Servicer (in such capacity, the "Servicer") and The Chase Manhattan Bank, as Trustee (in such capacity, the "Trustee") and Oversight Agent (in such capacity, the "Oversight Agent") and the Subsequent Transfer Agreement attached hereto as Exhibit 10.1, dated December 30, 1999, among the Seller, the Servicer, the Trust, the Trustee and the Oversight Agent. The Subsequent Mortgage Loans possess the characteristics required by the Prospectus dated October 1, 1999 and the Prospectus Supplement dated December 10, 1999, filed pursuant to Rule 424(b)(5) of the Securities Act of 1933, as amended, on December 17, 1999. The Schedule of Subsequent Mortgage Loans is attached to the Subsequent Transfer Agreement. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. (a) Not applicable (b) Not applicable (c) Exhibits: 10.1 Subsequent Transfer Agreement dated December 30, 1999, between First Alliance Mortgage Company, as Seller and Servicer and The Chase Manhattan Bank, as Oversight Agent and Trustee for First Alliance Mortgage Loan Trust 1999-4. -2- SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FIRST ALLIANCE MORTGAGE LOAN TRUST 1999-4 By: FIRST ALLIANCE MORTGAGE COMPANY By: /s/ Francisco Nebot ---------------------------------- Name: Francisco Nebot Title: Executive Vice President and Chief Financial Officer Dated: January 10, 2000 -3- EXHIBIT INDEX Exhibit No. Description Page No. - ----------- ----------- -------- 10.1 Subsequent Transfer Agreement dated December 30, 1999, between First Alliance Mortgage Company, as Seller and Servicer and The Chase Manhattan Bank, as Oversight Agent and Trustee for First Alliance Mortgage Loan Trust 1999-4. -4-