Exhibit 10.1
SUBSEQUENT TRANSFER AGREEMENT
First Alliance Mortgage Company in its capacities as seller (in such
capacity, the "Seller") and as servicer (in such capacity, the "Servicer") and
First Alliance Mortgage Loan Trust 1999-4, as the "Purchaser", pursuant to the
Pooling and Servicing Agreement dated as of December 1, 1999, (the "Pooling and
Servicing Agreement") among the Seller, the Servicer and The Chase Manhattan
Bank, a New York banking corporation, in its capacities as Trustee (in such
capacity, the "Trustee") and as oversight agent (in such capacity, the
"Oversight Agent"), hereby confirm their understanding with respect to the sale
by the Seller and the purchase by the Purchaser of those Mortgage Loans (the
"Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans.
Conveyance of Subsequent Mortgage Loans. As of December 30, 1999 (the
"Subsequent Transfer Date"), the Seller does hereby irrevocably transfer,
assign, set over and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all of its right, title and
interest in and to any and all benefits accruing from the Subsequent Mortgage
Loans which are delivered to Norwest Bank Minnesota, National Association, as
custodian, on behalf of the Trustee herewith (and all substitutions therefor as
provided by Sections 3.4, 3.5 and 3.7 of the Pooling and Servicing Agreement),
together with the related Subsequent Mortgage Loan documents and the interest in
any Property which secured a Subsequent Mortgage Loan but which has been
acquired by foreclosure or deed in lieu of foreclosure, and all payments thereon
and proceeds of the conversion, voluntary or involuntary, of the foregoing; and
proceeds of all the foregoing (including, but not by way of limitation, all
proceeds of any mortgage insurance, hazard insurance and title insurance policy
relating to the Subsequent Mortgage Loans, cash proceeds, accounts, accounts
receivable, notes, drafts, acceptances, chattel paper, checks, deposit accounts,
rights to payment of any and every kind, and other forms of obligations and
receivables which at any time constitute all or part of or are included in the
proceeds of any of the foregoing). The Seller shall deliver the original
Mortgage or mortgage assignment with evidence of recording thereon (except as
otherwise provided by the Pooling and Servicing Agreement) and other required
documentation in accordance with the terms set forth in Sections 3.6 and 3.9 of
the Pooling and Servicing Agreement.
The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be
borne by the Seller.
The Seller hereby affirms the representations and warranties set forth
in the Pooling and Servicing Agreement that relate to the Seller and the
Subsequent Mortgage Loans as of the date hereof. The Seller hereby delivers
notice and confirms that each of the conditions set forth in Section 3.9(b),
3.9(c) and 3.9(d) to the Pooling and Servicing Agreement are satisfied as of the
date hereof.
Pursuant to Section 3.9(a) of the Pooling and Servicing Agreement, the
Seller instructs the Trustee to release one-hundred percent of the aggregate
principal balances of the Subsequent Mortgage Loans so transferred from the
Pre-Funding Account, $21,513,466.63 pursuant to this Subsequent Transfer
Agreement and to include $2,899,791.67 of the Subsequent Mortgage Loans listed
in Exhibit A hereto in Group I and $18,613,674.96 of the Subsequent Mortgage
Loans listed in Exhibit A hereto in Group II.
All terms and conditions of the Pooling and Servicing Agreement are
hereby ratified, confirmed and incorporated herein, provided that in the event
of any conflict the provisions of this Subsequent Transfer Agreement shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
Terms capitalized herein and not defined herein shall have their
respective meanings as set forth in the Pooling and Servicing Agreement.
IN WITNESS WHEREOF, the undersigned have duly executed this Agreement
this 30th day of December, 1999.
FIRST ALLIANCE MORTGAGE COMPANY, as
Seller and Servicer
By: /s/ Francisco Nebot
---------------------------------------------
Name: Francisco Nebot
Title: Executive Vice President and Chief
Financial Officer
FIRST ALLIANCE MORTGAGE LOAN TRUST
1999-4, by The Chase Manhattan Bank, as Trustee
By: /s/ Diane E. Wallace
---------------------------------------------
Name: Diane E. Wallace
Title: Trust Officer
THE CHASE MANHATTAN BANK,
as Trustee and Oversight Agent
By: /s/ Diane E. Wallace
---------------------------------------------
Name: Diane E. Wallace
Title: Trust Officer
Dated: December 30, 1999
EXHIBIT A
LOAN SCHEDULE - 1999-4 (FIXED)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
- ------------------------------------------------------------------------------------------------------------
205299 501 TEDS PLACE SAN DIEGO CA 92065 1 138,622.00 10.400 1,257.68
205309 899 VALLEY VILLAGE DRIVE EL CAJON CA 92021 1 58,342.00 9.600 494.83
305071 8634 Elm Street LOS ANGELES CA 90002 2 60,682.00 10.740 566.00
305100 1354 Toomey Pl. Harbor City CA 90710 2 66,821.00 13.490 867.11
506042 13119 DAVENTRY ST LOS ANGELES CA 91331 1 84,100.00 9.800 725.64
506043 10423 WILLOWBRAE AVE LOS ANGELES CA 91311 1 27,533.00 9.990 241.42
605276 114 S. LAKE DR. ANTIOCH CA 94509 1 122,724.00 9.550 1,036.41
707830 4667 WELLESLEY WY, RIVERSIDE CA 92507 1 40,168.00 9.600 340.69
707845 849 LINCOLN AVE PASADENA CA 91103 1 77,491.00 10.600 714.64
807199 1340 KARL STREET SAN JOSE CA 95122 1 51,179.00 10.200 456.71
1201310 107 3RD STREET ISLETON CA 95641 1 20,201.67 10.950 427.83
1202551 53 MOSSGLEN CIRCLE SACRAMENTO CA 95826 1 104,990.00 10.840 987.17
1603358 3815 E HOWE ST TACOMA WA 98404 1 63,690.00 9.740 546.73
1603360 115 20TH AVE SEATTLE WA 98122 1 63,310.00 10.100 560.27
1703546 2957 FOREST STREET DENVER CO 80207 1 112,787.00 9.640 959.92
1804309 5248 S. JUSTINE CHICAGO IL 60609 1 26,990.00 13.450 308.09
1804348 125 E. 83RD STREET CHICAGO IL 60619 1 56,359.00 9.800 486.28
2102393 2715 SE 77TH AVENUE PORTLAND OR 97206 1 94,390.00 10.400 856.37
2102394 526 NE COOK ST PORTLAND OR 97212 1 64,654.00 9.850 560.23
2401985 18961 N.W. 63RD CT CIRCLE MIAMI FL 33015 1 92,790.00 9.400 963.34
2401990 2440 N.W. 94TH WAY SUNRISE FL 33322 1 95,188.00 9.990 1,022.31
2500697 11705 HASTINGS RD GARFIELD HTS OH 44125 1 15,000.00 9.550 157.09
2700903 120 NORTH "L" STREET SALT LAKE CITY UT 84103 1 46,200.00 9.990 405.10
2700905 18 NORTH "N" STREET SALT LAKE CITY UT 84103 1 45,717.00 9.550 386.08
2801862 1125 EAST 43RD STREET BROOKLYN NY 11210 1 146,000.00 8.600 1,446.29
3101530 20 GIANNONE RD WAYNE NJ 07470 1 55,745.00 9.050 450.54
3201517 331 3RD STREET LINDENHURST NY 11757 1 99,990.00 10.650 925.88
3301227 8842 26Th Avenue Brooklyn NY 11214 1 87,721.00 9.850 760.11
3301264 636 Beach 22nd Street Far Rockaway NY 11691 1 59,938.00 10.350 541.57
3301271 420 SCHENECTADY AVE BROOKLYN NY 11213 1 140,570.00 10.350 1,270.11
3301278 147-03 253RD PLACE ROSEDALE NY 11422 1 109,796.00 8.990 882.65
3401087 13 BRENT PL SUCCASUNNA NJ 07876 1 152,578.00 9.990 1,337.85
4300275 419 TOMPKINS AVE NYACK NY 10960 1 134,540.00 8.850 1,068.05
4500027 100 KILMER STREET PITTSBURGH PA 15221 1 25,176.00 10.350 275.96
4800420 63 PALMETTO DRIVE SHIRLEY NY 11967 1 61,817.00 8.850 490.74
4800421 855 MEADE AVENUE BELLPORT NY 11713 1 51,992.00 9.300 477.86
8304690 617 ROMEO ROAD ROMEOVILLE IL 60446 1 92,000.00 10.500 1,016.97
8304727 10431 BLACKBURN WAY RANCHO CORDOVA CA 95670 1 52,000.00 8.500 399.84
- ------------------------------------------------------------------------------------------------------------
TOTAL FIXED RATE LOANS: 38 2,899,791.67
Loan Lien Mat Pmt Prop Occup Appraised Orig
Number Property Address City ST Zip Pos Date Type Type Type Value Type
- -------------------------------------------------------------------------------------------------------------------------------
205299 501 TEDS PLACE SAN DIEGO CA 92065 1 1/1/30 A S P 174,000 F
205309 899 VALLEY VILLAGE DRIVE EL CAJON CA 92021 1 2/1/30 A S P 162,000 F
305071 8634 Elm Street LOS ANGELES CA 90002 2 2/1/30 A S P 117,000 F
305100 1354 Toomey Pl. Harbor City CA 90710 2 2/1/15 A S P 250,000 F
506042 13119 DAVENTRY ST LOS ANGELES CA 91331 1 1/1/30 A S I 132,000 F
506043 10423 WILLOWBRAE AVE LOS ANGELES CA 91311 1 3/1/30 A S P 190,000 F
605276 114 S. LAKE DR. ANTIOCH CA 94509 1 2/1/30 A S P 155,000 F
707830 4667 WELLESLEY WY, RIVERSIDE CA 92507 1 3/1/30 A S P 125,000 F
707845 849 LINCOLN AVE PASADENA CA 91103 1 2/1/30 A S P 300,000 F
807199 1340 KARL STREET SAN JOSE CA 95122 1 2/1/30 A S P 282,000 F
1201310 107 3RD STREET ISLETON CA 95641 1 6/1/05 A P I 150,000 F
1202551 53 MOSSGLEN CIRCLE SACRAMENTO CA 95826 1 2/1/30 A S P 150,000 F
1603358 3815 E HOWE ST TACOMA WA 98404 1 2/1/30 A S P 91,000 F
1603360 115 20TH AVE SEATTLE WA 98122 1 2/1/30 A S P 252,000 F
1703546 2957 FOREST STREET DENVER CO 80207 1 2/1/30 A S P 145,000 F
1804309 5248 S. JUSTINE CHICAGO IL 60609 1 1/1/30 A F I 60,000 F
1804348 125 E. 83RD STREET CHICAGO IL 60619 1 2/1/30 A S P 104,000 F
2102393 2715 SE 77TH AVENUE PORTLAND OR 97206 1 1/1/30 A S P 123,000 F
2102394 526 NE COOK ST PORTLAND OR 97212 1 2/1/30 A S P 163,000 F
2401985 18961 N.W. 63RD CT CIRCLE MIAMI FL 33015 1 2/1/15 A P P 116,000 F
2401990 2440 N.W. 94TH WAY SUNRISE FL 33322 1 2/1/15 A S P 119,000 F
2500697 11705 HASTINGS RD GARFIELD HTS OH 44125 1 2/1/15 A S P 81,000 F
2700903 120 NORTH "L" STREET SALT LAKE CITY UT 84103 1 1/1/30 A S P 185,000 F
2700905 18 NORTH "N" STREET SALT LAKE CITY UT 84103 1 1/1/30 A S P 195,000 F
2801862 1125 EAST 43RD STREET BROOKLYN NY 11210 1 1/1/15 A F P 250,000 F
3101530 20 GIANNONE RD WAYNE NJ 07470 1 2/1/30 A S P 162,000 F
3201517 331 3RD STREET LINDENHURST NY 11757 1 1/1/30 A S P 125,000 F
3301227 8842 26Th Avenue Brooklyn NY 11214 1 1/1/30 A F P 230,000 F
3301264 636 Beach 22nd Street Far Rockaway NY 11691 1 2/1/30 A F P 150,000 F
3301271 420 SCHENECTADY AVE BROOKLYN NY 11213 1 2/1/30 A F P 260,000 F
3301278 147-03 253RD PLACE ROSEDALE NY 11422 1 2/1/30 A S P 203,000 F
3401087 13 BRENT PL SUCCASUNNA NJ 07876 1 2/1/30 A S P 218,000 F
4300275 419 TOMPKINS AVE NYACK NY 10960 1 1/1/30 A S P 207,000 F
4500027 100 KILMER STREET PITTSBURGH PA 15221 1 2/1/15 A S P 51,000 F
4800420 63 PALMETTO DRIVE SHIRLEY NY 11967 1 2/1/30 A S P 110,000 F
4800421 855 MEADE AVENUE BELLPORT NY 11713 1 2/1/20 A S P 80,000 F
8304690 617 ROMEO ROAD ROMEOVILLE IL 60446 1 1/1/30 A S P 115,000 C
8304727 10431 BLACKBURN WAY RANCHO CORDOVA CA 95670 1 1/1/30 A S P 85,000 C
- -----------------------------------------------------------------------------------------------------------------------------------
Page 1
EXHIBIT A
LOAN SCHEDULE - 1999-4 (ADJUSTABLE)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
- ------------------------------------------------------------------------------------------------------------------
106489 5869 LOS AMIGOS ST. BUENA PARK CA 90620 1 76,198.00 9.800 657.46
106490 18011 FRESHWATER CIR. HUNTINGTON BEACH CA 92648 1 196,386.00 9.140 1,599.99
106493 801 W,ALMOND AVE ORANGE CA 92868 1 100,422.00 8.880 799.36
106496 759 FERN ST. ORANGE CA 92867 1 140,300.00 9.140 1,143.05
205298 4056 CHARLES STREET LA MESA CA 91941 1 130,730.00 9.800 1,127.98
205305 2263 MANZANA WAY SAN DIEGO CA 92139 1 131,191.00 9.600 1,112.71
305087 121 EAST WILLARD STREET LONG BEACH CA 90806 1 76,490.00 8.500 588.14
305089 166 WEST 232ND PLACE CARSON CA 90745 1 135,141.00 8.800 1,067.98
305103 3533 BEETHOVEN STREET LOS ANGELES CA 90066 1 94,745.00 7.340 652.12
305105 14808 Estrella Ave GARDENA CA 90248 1 111,107.00 9.050 897.99
305106 1154 CLARION DRIVE TORRANCE CA 90502 1 154,480.00 9.990 1,354.53
406235 2700 BEST AVENUE OAKLAND CA 94619 1 51,592.00 8.190 385.42
406237 32248 ROCHELLE DRIVE UNION CITY CA 94587 1 186,051.00 8.250 1,397.74
406238 2050 94TH AVENUE OAKLAND CA 94603 1 34,335.00 8.500 264.01
406239 671 HICKEY BLVD PACIFICA CA 94044 1 225,283.00 8.750 1,772.30
406240 1935 E 25TH STREET OAKLAND CA 94606 1 67,216.00 7.640 476.44
406242 4818 FAIRFAX AVENUE OAKLAND CA 94601 1 155,230.00 9.990 1,361.11
506027 1909 22ND STREET SANTA MONICA CA 90404 1 151,617.00 8.800 1,198.19
506029 4154 HARTER AVENUE CULVER CITY CA 90232 1 175,252.00 8.990 1,408.86
506041 3922 EAST DOWNEY COURT SIMI VALLEY CA 93063 1 179,001.00 9.640 1,523.46
605282 141 EAST H STREET BENICIA CA 94510 1 163,485.00 8.750 1,286.14
605287 2249 WHYTE PARK AVE. WALNUT CREEK CA 94595 1 158,573.99 8.990 1,274.78
605290 145 LAS PALMAS AVE. VALLEJO CA 94589 1 70,713.00 8.990 568.46
605292 4806 STONERIDGE CT. SUISUN CITY CA 94585 1 117,244.00 8.890 934.11
605296 9025 MINES RD. LIVERMORE CA 94550 1 143,943.00 7.290 985.85
707822 8424 CARRON DR, PICO RIVERA CA 90660 1 152,613.00 9.850 1,322.40
707825 2420 W. REPETTO AVENUE MONTEBELLO CA 90640 1 63,250.00 8.440 483.65
707833 1015 BRENT AVE SOUTH PASADENA CA 91030 1 243,443.00 10.300 2,190.55
707835 3294 ALICIA AVE ALTADENA CA 91001 1 155,990.00 9.800 1,345.93
707836 815 BELVIDERE STREET PASADENA CA 91104 1 137,488.00 8.500 1,057.16
707846 2102 EAST DANIELS AVENUE WEST COVINA CA 91791 1 219,930.99 8.800 1,738.06
807183 384 ROYCE DR SAN JOSE CA 95133 1 199,327.00 9.390 1,660.08
807185 354 N PARK VICTORIA DR MILPITAS CA 95035 1 247,939.00 8.250 1,862.68
807188 1231 FRITZEN STREET SAN JOSE CA 95122 1 243,921.00 10.250 2,185.78
807196 7061 VIA ANACAPA SAN JOSE CA 95139 1 271,990.00 9.990 2,384.90
807198 1596 IVYCREEK CIR SAN JOSE CA 95121 1 207,381.00 8.990 1,667.14
807202 4294 ROSS AVE SAN JOSE CA 95124 1 188,663.00 7.990 1,383.03
1202542 7435 BARROW STREET SUTTER CA 95982 1 35,390.00 10.910 334.62
1202550 6214 ALMOND AVENUE ORANGEVALE CA 95662 1 174,222.00 8.300 1,315.00
1202553 8389 PORTER ROAD SHERIDAN CA 95681 1 158,451.00 9.140 1,290.93
1202561 1205 SOMMERSET COURT ROSEVILLE CA 95661 1 123,481.00 9.640 1,050.93
1202566 2306 S. UNION STREET STOCKTON CA 95206 1 59,339.00 8.050 568.79
1603350 13505 432ND AVE SE NORTH BEND WA 98045 1 75,662.00 8.750 595.23
1603353 537 29TH AVE S SEATTLE WA 98144 1 115,490.00 8.890 920.13
1603362 23938 57TH CT S. #D1 KENT WA 98032 1 106,250.00 8.800 839.67
1603363 7724 14TH AVE NE SEATTLE WA 98115 1 138,781.00 7.500 970.38
1603364 5637 30TH AVE SW SEATTLE WA 98126 1 48,843.00 8.550 377.29
1603367 515 OGLE AVE NE NORTH BEND WA 98045 1 116,989.99 10.990 1,113.24
1603368 14421 SE 270TH PL KENT WA 98042 1 115,523.00 8.640 899.76
1703538 9154 WEST 75TH WAY ARVADA CO 80005 1 125,981.00 9.690 1,076.82
1703544 888 JULIAN STREET DENVER CO 80204 1 101,133.00 9.750 868.89
1703549 1632 S AMES ST LAKEWOOD CO 80232 1 87,443.00 8.890 696.68
1703550 12491 W 7TH PL GOLDEN CO 80401 1 74,110.00 7.390 512.62
1703552 4501 DECATUR ST DENVER CO 80211 1 90,795.00 9.390 756.18
1703553 2177 S DOVER CT LAKEWOOD CO 80227 1 102,047.00 8.390 776.71
1703554 7044 NEWLAND ST ARVADA CO 80003 1 112,490.00 8.890 896.23
1703560 4825 E ALABAMA PL DENVER CO 80246 1 138,750.00 9.240 1,140.46
1804329 1033 BISHOP ST WEST CHICAGO IL 60185 1 107,990.00 9.550 1,130.92
1804336 2117 HIDDEN VALLEY DRIVE NAPERVILLE IL 60565 1 180,590.00 7.990 1,323.85
1804356 3047 W. ARTHINGTON ST. CHICAGO IL 60612 1 91,810.00 8.400 699.44
2102389 14680 NW FORESTEL LOOP BEAVERTON OR 97006 1 221,240.00 9.990 1,939.90
2202284 9204 BUMBLE BEE DR. #201 DES PLAINES IL 60016 1 48,283.00 9.140 493.75
2202286 2151 N. KILBOURN AVE. CHICAGO IL 60639 1 24,494.00 8.500 241.20
2202288 45 RUSHMORE RD. FOX LAKE IL 60020 1 55,244.00 10.500 505.34
2202289 511 MARTIN DR. SOUTH ELGIN IL 60177 1 70,409.00 8.990 713.72
2500692 3011 RANDOLPH RD MOGADORE OH 44260 1 55,245.00 7.750 395.78
2600878 4034 W CIELO GRANDE GLENDALE AZ 85310 1 117,213.00 9.750 1,007.04
2600885 3564 E CAMPO BELLO DR PHOENIX AZ 85032 1 81,590.00 9.440 682.48
2700889 7405 SOUTH 2200 EAST SALT LAKE CITY UT 84121 1 97,347.00 8.390 740.94
2700904 1559 E. BAINBRIDGE ROAD SANDY UT 84092 1 165,364.00 9.990 1,449.97
2801966 23 RONA STREET INTERLAKEN NJ 07712 1 266,000.00 8.050 1,961.09
2801983 164 QUINCY STREET PASSAIC NJ 07055 1 56,500.00 7.990 539.62
2801987 121 MINE ROAD HIGH BRIDGE NJ 08829 1 200,000.00 9.900 1,740.38
2802015 1927 CINDERELLA LANE SAN JOSE CA 95116 1 168,000.00 7.550 1,180.44
2901230 6853 CHESTER AVE. PHILADELPHIA PA 19142 1 37,095.00 9.190 303.56
3101524 2024 46TH STREET NORTH BERGEN NJ 07047 1 131,993.00 10.550 1,212.33
3101529 161 VIRGINIA AVENUE JERSEY CITY NJ 07304 1 45,494.00 11.500 531.46
3101532 79 LAKE POCHUNG ROAD VERNON NJ 07461 1 139,980.00 9.000 1,126.31
3101533 69 HARWICK ROAD DUMONT NJ 07628 1 158,843.00 8.300 1,198.92
3101535 74 NOLANS POINT PARK ROAD LAKE HOPATCONG NJ 07849 1 89,306.00 8.800 705.76
3101539 86 SKYTOP DRIVE MAHWAH NJ 07430 1 212,267.00 9.000 1,707.95
Loan Lien Mat Pmt Prop Occup Appraised Orig
Number Property Address City ST Zip Pos Date Type Type Type Value Type
- -----------------------------------------------------------------------------------------------------------------------------------
106489 5869 LOS AMIGOS ST. BUENA PARK CA 90620 1 2/1/30 A S P 185,000 F
106490 18011 FRESHWATER CIR. HUNTINGTON BEACH CA 92648 1 2/1/30 A S P 280,000 F
106493 801 W,ALMOND AVE ORANGE CA 92868 1 3/1/30 A S P 175,000 F
106496 759 FERN ST. ORANGE CA 92867 1 3/1/30 A S P 230,000 F
205298 4056 CHARLES STREET LA MESA CA 91941 1 1/1/30 A S P 164,000 F
205305 2263 MANZANA WAY SAN DIEGO CA 92139 1 1/1/30 A P P 164,000 F
305087 121 EAST WILLARD STREET LONG BEACH CA 90806 1 1/1/30 A S P 112,000 F
305089 166 WEST 232ND PLACE CARSON CA 90745 1 1/1/30 A S P 159,000 F
305103 3533 BEETHOVEN STREET LOS ANGELES CA 90066 1 2/1/30 A S P 355,000 F
305105 14808 Estrella Ave GARDENA CA 90248 1 2/1/30 A S P 139,000 F
305106 1154 CLARION DRIVE TORRANCE CA 90502 1 2/1/30 A S P 206,000 F
406235 2700 BEST AVENUE OAKLAND CA 94619 1 2/1/30 A S P 206,000 F
406237 32248 ROCHELLE DRIVE UNION CITY CA 94587 1 2/1/30 A S P 293,000 F
406238 2050 94TH AVENUE OAKLAND CA 94603 1 2/1/30 A S P 130,000 F
406239 671 HICKEY BLVD PACIFICA CA 94044 1 2/1/30 A S P 370,000 F
406240 1935 E 25TH STREET OAKLAND CA 94606 1 2/1/30 A S P 132,000 F
406242 4818 FAIRFAX AVENUE OAKLAND CA 94601 1 2/1/30 A S P 207,000 F
506027 1909 22ND STREET SANTA MONICA CA 90404 1 2/1/30 A S P 350,000 F
506029 4154 HARTER AVENUE CULVER CITY CA 90232 1 2/1/30 A S P 230,000 F
506041 3922 EAST DOWNEY COURT SIMI VALLEY CA 93063 1 2/1/30 A S P 225,000 F
605282 141 EAST H STREET BENICIA CA 94510 1 2/1/30 A S P 276,000 F
605287 2249 WHYTE PARK AVE. WALNUT CREEK CA 94595 1 2/1/30 A S P 322,000 F
605290 145 LAS PALMAS AVE. VALLEJO CA 94589 1 2/1/30 A S P 110,000 F
605292 4806 STONERIDGE CT. SUISUN CITY CA 94585 1 2/1/30 A S P 189,000 F
605296 9025 MINES RD. LIVERMORE CA 94550 1 2/1/30 A S P 500,000 F
707822 8424 CARRON DR, PICO RIVERA CA 90660 1 2/1/30 A S P 185,000 F
707825 2420 W. REPETTO AVENUE MONTEBELLO CA 90640 1 2/1/30 A S P 150,000 F
707833 1015 BRENT AVE SOUTH PASADENA CA 91030 1 2/1/30 A S P 305,000 F
707835 3294 ALICIA AVE ALTADENA CA 91001 1 2/1/30 A S P 195,000 F
707836 815 BELVIDERE STREET PASADENA CA 91104 1 2/1/30 A S P 220,000 F
707846 2102 EAST DANIELS AVENUE WEST COVINA CA 91791 1 2/1/30 A S P 260,000 F
807183 384 ROYCE DR SAN JOSE CA 95133 1 2/1/30 A S P 267,000 F
807185 354 N PARK VICTORIA DR MILPITAS CA 95035 1 1/1/30 A S P 310,000 F
807188 1231 FRITZEN STREET SAN JOSE CA 95122 1 2/1/30 A S P 287,000 F
807196 7061 VIA ANACAPA SAN JOSE CA 95139 1 3/1/30 A S P 340,000 F
807198 1596 IVYCREEK CIR SAN JOSE CA 95121 1 3/1/30 A C P 244,000 F
807202 4294 ROSS AVE SAN JOSE CA 95124 1 3/1/30 A S P 350,000 F
1202542 7435 BARROW STREET SUTTER CA 95982 1 2/1/30 A S P 59,000 F
1202550 6214 ALMOND AVENUE ORANGEVALE CA 95662 1 2/1/30 A S P 218,000 F
1202553 8389 PORTER ROAD SHERIDAN CA 95681 1 2/1/30 A S P 249,000 F
1202561 1205 SOMMERSET COURT ROSEVILLE CA 95661 1 2/1/30 A S P 190,000 F
1202566 2306 S. UNION STREET STOCKTON CA 95206 1 3/1/15 A S P 70,000 F
1603350 13505 432ND AVE SE NORTH BEND WA 98045 1 1/1/30 A S P 245,000 F
1603353 537 29TH AVE S SEATTLE WA 98144 1 1/1/30 A S P 170,000 F
1603362 23938 57TH CT S. #D1 KENT WA 98032 1 2/1/30 A C P 125,000 F
1603363 7724 14TH AVE NE SEATTLE WA 98115 1 2/1/30 A S P 270,000 F
1603364 5637 30TH AVE SW SEATTLE WA 98126 1 2/1/30 A S P 135,000 F
1603367 515 OGLE AVE NE NORTH BEND WA 98045 1 2/1/30 A S P 180,000 F
1603368 14421 SE 270TH PL KENT WA 98042 1 2/1/30 A S P 167,000 F
1703538 9154 WEST 75TH WAY ARVADA CO 80005 1 2/1/30 A S P 168,000 F
1703544 888 JULIAN STREET DENVER CO 80204 1 2/1/30 A S P 119,000 F
1703549 1632 S AMES ST LAKEWOOD CO 80232 1 1/1/30 A S P 150,000 F
1703550 12491 W 7TH PL GOLDEN CO 80401 1 2/1/30 A S P 172,000 F
1703552 4501 DECATUR ST DENVER CO 80211 1 1/1/30 A S P 160,000 F
1703553 2177 S DOVER CT LAKEWOOD CO 80227 1 2/1/30 A S P 190,000 F
1703554 7044 NEWLAND ST ARVADA CO 80003 1 1/1/30 A S P 150,000 F
1703560 4825 E ALABAMA PL DENVER CO 80246 1 2/1/30 A S P 180,000 F
1804329 1033 BISHOP ST WEST CHICAGO IL 60185 1 1/1/15 A S P 135,000 F
1804336 2117 HIDDEN VALLEY DRIVE NAPERVILLE IL 60565 1 2/1/30 A S P 258,000 F
1804356 3047 W. ARTHINGTON ST. CHICAGO IL 60612 1 2/1/30 A F P 135,000 F
2102389 14680 NW FORESTEL LOOP BEAVERTON OR 97006 1 2/1/30 A S P 295,000 F
2202284 9204 BUMBLE BEE DR. #201 DES PLAINES IL 60016 1 2/1/15 A C P 72,000 F
2202286 2151 N. KILBOURN AVE. CHICAGO IL 60639 1 2/1/15 A S P 90,000 F
2202288 45 RUSHMORE RD. FOX LAKE IL 60020 1 2/1/30 A S P 65,000 F
2202289 511 MARTIN DR. SOUTH ELGIN IL 60177 1 2/1/15 A S P 131,000 F
2500692 3011 RANDOLPH RD MOGADORE OH 44260 1 2/1/30 A S P 74,000 F
2600878 4034 W CIELO GRANDE GLENDALE AZ 85310 1 12/1/29 A S P 138,000 F
2600885 3564 E CAMPO BELLO DR PHOENIX AZ 85032 1 2/1/30 A S P 102,000 F
2700889 7405 SOUTH 2200 EAST SALT LAKE CITY UT 84121 1 2/1/30 A S P 148,000 F
2700904 1559 E. BAINBRIDGE ROAD SANDY UT 84092 1 1/1/30 A S P 195,000 F
2801966 23 RONA STREET INTERLAKEN NJ 07712 1 1/1/30 A S P 365,000 F
2801983 164 QUINCY STREET PASSAIC NJ 07055 1 2/1/15 A F P 175,000 F
2801987 121 MINE ROAD HIGH BRIDGE NJ 08829 1 2/1/30 A S P 280,000 F
2802015 1927 CINDERELLA LANE SAN JOSE CA 95116 1 1/1/30 A S P 240,000 F
2901230 6853 CHESTER AVE. PHILADELPHIA PA 19142 1 1/1/30 A S P 53,000 F
3101524 2024 46TH STREET NORTH BERGEN NJ 07047 1 1/1/30 A S P 165,000 F
3101529 161 VIRGINIA AVENUE JERSEY CITY NJ 07304 1 2/1/15 A S I 65,000 F
3101532 79 LAKE POCHUNG ROAD VERNON NJ 07461 1 2/1/30 A S P 215,000 F
3101533 69 HARWICK ROAD DUMONT NJ 07628 1 1/1/30 A S P 220,000 F
3101535 74 NOLANS POINT PARK ROAD LAKE HOPATCONG NJ 07849 1 2/1/30 A S P 155,000 F
3101539 86 SKYTOP DRIVE MAHWAH NJ 07430 1 1/1/30 A S P 370,000 F
Page 1
EXHIBIT A
LOAN SCHEDULE - 1999-4 (ADJUSTABLE)
Loan Lien Cut-Off Current Current
Number Property Address City ST Zip Pos Balance Rate Pmt
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3101540 6 SOUTH ROAD TOWACO NJ 07082 1 192,609.00 7.890 1,398.55
3201530 130 LOCUSTWOOD BLVD ELMONT NY 11003 1 142,490.00 8.390 1,393.98
3301203 590 E 34TH STREET BROOKLYN NY 11203 1 112,769.00 9.050 911.42
3301248 194-18 114TH DRIVE ST ALBANS NY 11412 1 89,685.00 9.590 760.02
3301255 394 MADISON STREET BROOKLYN NY 11221 1 164,570.00 9.850 1,426.01
3301267 2715 GLENWOOD ROAD BROOKLYN NY 11210 1 145,459.00 7.990 1,066.31
3301272 4709 AVE I BROOKLYN NY 11234 1 227,926.00 9.300 1,883.36
3301281 4724 BEVERLY ROAD BROOKLYN NY 11203 1 92,066.00 9.000 740.78
3401088 662 CHARLES ST PERTH AMBOY NJ 08861 1 97,487.00 8.890 776.70
3401091 627 MYRTLE RD NORTH BRUNSWICK NJ 08902 1 122,483.00 9.990 1,073.97
3401093 117 VISTA DRIVE CEDAR KNOLLS NJ 07927 1 67,730.00 9.300 559.65
3600575 1403 DILSTON RD SILVER SPRING MD 20903 1 138,534.00 10.500 1,267.22
3900570 720 207TH ST PASADENA MD 21122 1 76,369.00 8.750 600.80
3900575 1428 S. HANOVER ST. BALTIMORE MD 21230 1 101,223.00 8.490 777.60
4300267 33 FAIRFIELD AVE SHELTON CT 06484 1 113,586.00 10.050 1,001.00
4300274 221 SOUTH HARRISON AVE CONGERS NY 10920 1 39,408.00 10.750 441.74
4300283 129 BRIAR RIDGE RD DANBURY CT 06810 1 170,295.00 8.990 1,369.01
4500026 636 PERRY HIGHWAY HARMONY PA 16037 1 67,190.00 11.650 673.08
4500033 336 BREADING AVENUE PITTSBURGH PA 15202 1 82,790.00 9.800 714.34
4500042 2460 COULTER ROAD MCKEESPORT PA 15131 1 72,648.00 9.200 595.03
4600477 134 CHERRY TREE LN MIDDLETOWN NJ 07748 1 136,481.00 9.750 1,172.58
4600479 14 OLDE STAGECOACH TURN SHAMONG NJ 08088 1 100,786.00 9.550 851.14
4600488 16 PARKVIEW DR HAZLET NJ 07730 1 129,185.00 9.350 1,072.15
4600497 102 ALABAMA TRL BROWNS MILLS(PEMBERTON TW NJ 08015 1 75,641.00 8.990 766.75
4600500 4 N WHITES BOGS RD BROWNS MILLS(PEMBERTON TWP) NJ 08015 1 57,740.00 8.890 581.87
4600503 186 COLTS NECK RD FREEHOLD NJ 07728 1 97,332.00 8.750 972.78
4800407 477 MORICHES MIDDLE ISLAND RD MANORVILLE NY 11949 1 165,579.00 9.850 1,434.75
4800418 151-68 18TH AVE WHITESTONE NY 11357 1 245,040.00 10.750 2,287.40
4800422 824 WEST BAY DRIVE WEST ISLIP NY 11795 1 151,981.00 8.550 1,501.07
7800007 689 CHEYNEY ROAD CHEYNEY PA 19319 1 382,473.00 9.990 3,353.65
8304618 4302 MARIONET STREET ROCKVILLE MD 20853 1 62,000.00 10.500 567.14
8304636 3714 PATRICK HENRY PLACE AGOURA HILLS CA 91301 1 392,000.00 8.850 3,111.91
8304667 8306 CLARINDA AVENUE PICO RIVIERA CA 90660 1 96,000.00 8.990 771.75
8304673 185 NORTHWEST 139TH AVENUE PORTLAND OR 97229 1 100,500.00 7.990 736.73
8304676 9 FORREST AVENUE WILLOW GROVE PA 19090 1 83,500.00 10.990 794.56
8304686 2522 SLEEPY HALLOW LANE SAN JOSE CA 95116 1 195,000.00 8.500 1,499.38
8304692 266 CANTERBURY LN APT B MEDINA OH 44256 1 44,999.99 8.500 346.01
8304711 1010 HEMENWAY STREET WINTERS CA 95694 1 99,000.00 8.500 761.22
8304712 886 EAST 7800 SOUTH MIDVALE UT 84047 1 60,000.00 7.990 439.84
8304716 1140 JACK LONDON DRIVE VALLEJO CA 94589 1 106,400.00 9.250 1,095.06
8304718 1636 WALNUT DRIVE CHULA VISTA CA 91911 1 132,000.00 8.300 996.32
8304719 4251 STANE AVENUE WEST VALLEY CITY UT 84120 1 79,000.00 7.990 579.12
8304722 7482 BERNICE AVENUE ROHNERT PARK CA 94928 1 156,000.00 8.500 1,199.51
8304726 1350 DAVEY DRIVE BATAVIA IL 60510 1 254,000.00 8.500 1,953.04
8304729 11814 SOUTH EMERALD AVENUE CHICAGO IL 60628 1 51,100.00 9.500 429.68
8304740 12812 MATEY ROAD WHEATON MD 20906 1 157,250.00 8.990 1,264.14
8304743 6642 BEVIS AVENUE LOS ANGELES CA 91405 1 86,800.00 8.500 667.42
8304745 17972 WELLBANK LANE HUNTINGTON BEACH CA 92649 1 349,000.00 9.150 2,845.88
8304746 2845 HAZEL COURT DENVER CO 80211 1 102,000.00 10.150 906.45
8304748 4705 DUNCACNNON ROAD BALTIMORE MD 21208 1 78,500.00 8.500 603.60
8304750 17627 NORWOOD ROAD SANDY SPRINGS MD 20860 1 107,250.00 8.500 824.66
8304753 895 QUINCE AVENUE SANTA CLARA CA 95051 1 188,000.00 8.500 1,445.56
8304755 280 SEQUOIA AVENUE SOUTH SAN FRANCISCO CA 94080 1 80,000.00 7.990 586.45
8304756 12249 WEST KENTUCKY DRIVE LAKEWOOD CO 80228 1 99,000.00 7.990 725.74
8304757 4818 WEST STRONG STREET CHICAGO IL 60630 1 191,250.00 8.990 1,537.46
8304764 1346 DOGWOOD LANE LONGMONT CO 80501 1 108,750.00 8.350 1,061.36
8304767 6560 UPHAM STREET ARVADA CO 80003 1 75,000.00 7.990 549.80
8304770 1707 GLENWOOD DRIVE FORT COLLINS CO 80525 1 124,000.00 8.500 953.45
8304778 3120 ROUTE 113 BEDMINSTER PA 18910 1 99,450.00 8.500 979.32
8304782 2780 TRUCKEE STREET AURORA CO 80013 1 95,000.00 8.750 747.37
8304783 868 ASPEN WAY LAYTON UT 84040 1 101,990.00 8.990 819.90
8304786 12792 HEATHER AVENUE GARDEN GROVE CA 92840 1 113,250.00 8.250 1,098.68
8304789 316 DOW AVENUE REDONDO BEACH CA 90278 1 204,000.00 7.990 1,495.46
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TOTAL VARIABLE RATE LOANS: 144 18,613,674.96
Loan Lien Mat Pmt Prop Occup Appraised Orig
Number Property Address City ST Zip Pos Date Type Type Type Value Type
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3101540 6 SOUTH ROAD TOWACO NJ 07082 1 2/1/30 A S P 299,000 F
3201530 130 LOCUSTWOOD BLVD ELMONT NY 11003 1 2/1/15 A S P 190,000 F
3301203 590 E 34TH STREET BROOKLYN NY 11203 1 12/1/29 A S P 171,000 F
3301248 194-18 114TH DRIVE ST ALBANS NY 11412 1 1/1/30 A F P 175,000 F
3301255 394 MADISON STREET BROOKLYN NY 11221 1 1/1/30 A F P 224,000 F
3301267 2715 GLENWOOD ROAD BROOKLYN NY 11210 1 2/1/30 A F P 275,000 F
3301272 4709 AVE I BROOKLYN NY 11234 1 2/1/30 A S P 285,000 F
3301281 4724 BEVERLY ROAD BROOKLYN NY 11203 1 2/1/30 A S P 162,000 F
3401088 662 CHARLES ST PERTH AMBOY NJ 08861 1 2/1/30 A F P 134,000 F
3401091 627 MYRTLE RD NORTH BRUNSWICK NJ 08902 1 2/1/30 A S P 175,000 F
3401093 117 VISTA DRIVE CEDAR KNOLLS NJ 07927 1 2/1/30 A S P 165,000 F
3600575 1403 DILSTON RD SILVER SPRING MD 20903 1 2/1/30 A S P 163,000 F
3900570 720 207TH ST PASADENA MD 21122 1 2/1/30 A S P 127,500 F
3900575 1428 S. HANOVER ST. BALTIMORE MD 21230 1 2/1/30 A S P 168,000 F
4300267 33 FAIRFIELD AVE SHELTON CT 06484 1 1/1/30 A S P 150,000 F
4300274 221 SOUTH HARRISON AVE CONGERS NY 10920 1 2/1/15 A S P 191,000 F
4300283 129 BRIAR RIDGE RD DANBURY CT 06810 1 2/1/30 A S P 215,000 F
4500026 636 PERRY HIGHWAY HARMONY PA 16037 1 2/1/30 A S P 105,000 F
4500033 336 BREADING AVENUE PITTSBURGH PA 15202 1 2/1/30 A S P 103,500 F
4500042 2460 COULTER ROAD MCKEESPORT PA 15131 1 2/1/30 A S P 121,500 F
4600477 134 CHERRY TREE LN MIDDLETOWN NJ 07748 1 1/1/30 A S P 195,000 F
4600479 14 OLDE STAGECOACH TURN SHAMONG NJ 08088 1 12/1/29 A S P 144,000 F
4600488 16 PARKVIEW DR HAZLET NJ 07730 1 1/1/30 A S P 152,000 F
4600497 102 ALABAMA TRL BROWNS MILLS(PEMBERTON TW NJ 08015 1 2/1/15 A S P 89,000 F
4600500 4 N WHITES BOGS RD BROWNS MILLS(PEMBERTON TWP) NJ 08015 1 2/1/15 A S P 103,000 F
4600503 186 COLTS NECK RD FREEHOLD NJ 07728 1 2/1/15 A S P 160,000 F
4800407 477 MORICHES MIDDLE ISLAND RD MANORVILLE NY 11949 1 1/1/30 A S P 207,000 F
4800418 151-68 18TH AVE WHITESTONE NY 11357 1 1/1/30 A F I 377,000 F
4800422 824 WEST BAY DRIVE WEST ISLIP NY 11795 1 2/1/15 A S P 190,000 F
7800007 689 CHEYNEY ROAD CHEYNEY PA 19319 1 12/1/29 A S P 550,000 E
8304618 4302 MARIONET STREET ROCKVILLE MD 20853 1 1/1/30 A S P 178,000 C
8304636 3714 PATRICK HENRY PLACE AGOURA HILLS CA 91301 1 1/1/30 A S P 490,000 C
8304667 8306 CLARINDA AVENUE PICO RIVIERA CA 90660 1 1/1/30 A S P 170,000 C
8304673 185 NORTHWEST 139TH AVENUE PORTLAND OR 97229 1 12/1/29 A S P 155,000 C
8304676 9 FORREST AVENUE WILLOW GROVE PA 19090 1 1/1/30 A S P 141,000 C
8304686 2522 SLEEPY HALLOW LANE SAN JOSE CA 95116 1 12/1/29 A S P 260,000 C
8304692 266 CANTERBURY LN APT B MEDINA OH 44256 1 1/1/30 A C P 68,000 C
8304711 1010 HEMENWAY STREET WINTERS CA 95694 1 1/1/30 A S P 134,000 C
8304712 886 EAST 7800 SOUTH MIDVALE UT 84047 1 1/1/30 A S P 126,000 C
8304716 1140 JACK LONDON DRIVE VALLEJO CA 94589 1 1/1/30 A S P 152,000 C
8304718 1636 WALNUT DRIVE CHULA VISTA CA 91911 1 1/1/30 A S P 165,000 C
8304719 4251 STANE AVENUE WEST VALLEY CITY UT 84120 1 1/1/30 A S P 116,000 C
8304722 7482 BERNICE AVENUE ROHNERT PARK CA 94928 1 1/1/30 A S P 223,000 C
8304726 1350 DAVEY DRIVE BATAVIA IL 60510 1 2/1/30 A S P 325,000 C
8304729 11814 SOUTH EMERALD AVENUE CHICAGO IL 60628 1 1/1/30 A F P 73,000 C
8304740 12812 MATEY ROAD WHEATON MD 20906 1 1/1/30 A S P 185,000 C
8304743 6642 BEVIS AVENUE LOS ANGELES CA 91405 1 1/1/30 A S P 124,000 C
8304745 17972 WELLBANK LANE HUNTINGTON BEACH CA 92649 1 1/1/30 A S P 530,000 C
8304746 2845 HAZEL COURT DENVER CO 80211 1 1/1/30 A S P 167,000 C
8304748 4705 DUNCACNNON ROAD BALTIMORE MD 21208 1 1/1/30 A S P 102,000 C
8304750 17627 NORWOOD ROAD SANDY SPRINGS MD 20860 1 1/1/30 A S P 165,000 C
8304753 895 QUINCE AVENUE SANTA CLARA CA 95051 1 1/1/30 A S P 332,000 C
8304755 280 SEQUOIA AVENUE SOUTH SAN FRANCISCO CA 94080 1 1/1/30 A S P 325,000 C
8304756 12249 WEST KENTUCKY DRIVE LAKEWOOD CO 80228 1 1/1/30 A S P 165,000 C
8304757 4818 WEST STRONG STREET CHICAGO IL 60630 1 1/1/30 A S P 225,000 C
8304764 1346 DOGWOOD LANE LONGMONT CO 80501 1 2/1/30 A S S 145,000 C
8304767 6560 UPHAM STREET ARVADA CO 80003 1 2/1/30 A S P 153,000 C
8304770 1707 GLENWOOD DRIVE FORT COLLINS CO 80525 1 2/1/30 A S P 179,000 C
8304778 3120 ROUTE 113 BEDMINSTER PA 18910 1 2/1/30 A S P 153,000 C
8304782 2780 TRUCKEE STREET AURORA CO 80013 1 2/1/30 A S P 127,500 C
8304783 868 ASPEN WAY LAYTON UT 84040 1 2/1/30 A S P 145,700 C
8304786 12792 HEATHER AVENUE GARDEN GROVE CA 92840 1 2/1/30 A S P 185,000 C
8304789 316 DOW AVENUE REDONDO BEACH CA 90278 1 2/1/30 A S P 350,000 C
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