<ARTICLE>                                            9
<CIK>                         946738
<NAME>                        Harrodsburg First Financial Bancorp, Inc.
<MULTIPLIER>                                   1,000
<CURRENCY>                                     U.S. Dollars

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              SEP-30-2000
<PERIOD-START>                                 OCT-01-1999
<PERIOD-END>                                   MAR-31-2000
<EXCHANGE-RATE>                                1.000
<CASH>                                         438
<INT-BEARING-DEPOSITS>                         4,627
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    3,329
<INVESTMENTS-CARRYING>                         6,774
<INVESTMENTS-MARKET>                           6,616
<LOANS>                                        96,562
<ALLOWANCE>                                    385
<TOTAL-ASSETS>                                 113,632
<DEPOSITS>                                     86,714
<SHORT-TERM>                                   0
<LIABILITIES-OTHER>                            1,922
<LONG-TERM>                                    0
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       24,778
<OTHER-SE>                                     218
<TOTAL-LIABILITIES-AND-EQUITY>                 113,632
<INTEREST-LOAN>                                3,545
<INTEREST-INVEST>                              246
<INTEREST-OTHER>                               128
<INTEREST-TOTAL>                               3,919
<INTEREST-DEPOSIT>                             1,945
<INTEREST-EXPENSE>                             1,945
<INTEREST-INCOME-NET>                          1,974
<LOAN-LOSSES>                                  15
<SECURITIES-GAINS>                             0
<EXPENSE-OTHER>                                1,090
<INCOME-PRETAX>                                920
<INCOME-PRE-EXTRAORDINARY>                     920
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   607
<EPS-BASIC>                                    0.39
<EPS-DILUTED>                                  0.39
<YIELD-ACTUAL>                                 3.2
<LOANS-NON>                                    0
<LOANS-PAST>                                   397
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               370
<CHARGE-OFFS>                                  0
<RECOVERIES>                                   0
<ALLOWANCE-CLOSE>                              385
<ALLOWANCE-DOMESTIC>                           385
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0