SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) March 31, 1994
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GLEN BURNIE BANCORP
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(Exact name of registrant as specified in its charter)
Maryland 33-62278 52-1782444
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(State or other jurisdiction of (Commission File No.) (I.R.S. Employer
incorporation or organization) Identification Number)
101 Crain Highway, S.E., Glen Burnie, MD 21061
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(Address of principal executive offices) Zip Code
Registrant's telephone number, including area code 410-766-3300
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Item 4. Changes in Registrant's Certifying Accountant. On April 11, 1996, the
Board of Directors of Glen Burnie Bancorp, a Maryland corporation (the
"Company"), decided not to reengage Rowles & Company to review the Company's
consolidated financial statements for its 1996 fiscal year. Such accountant's
report on the Company's consolidated financial statements for each of its prior
two fiscal years did not contain an adverse opinion or a disclaimer of opinion
and was not qualified or modified as to uncertainty, audit scope or accounting
principles. There were no disagreements between the Company and Rowles &
Company. On June 27, 1996, the Company's Board of Directors decided to engage
Trice & Geary LLC to review the Company's consolidated financial statements for
its 1996 fiscal year and Trice & Geary LLC was so engaged on August 16, 1996.
On February 13, 1997, the Company provided Rowles & Company with a copy of the
disclosures made above. The Company requested that Rowles & Company furnish it
with a letter addressed to the Securities and Exchange Commission stating
whether or not it agrees with the statement made by the Company in response to
this item. A copy of the response of Rowles & Company is filed as Exhibit 16
hereto.
Item 5. Other Events. The Company hereby files and incorporates herein by
reference the exhibits attached hereto and described in the following item.
Item 7. Financial Statements and Exhibits.
13.1 1994 Annual Report To Shareholders.
13.2 1995 Annual Report To Shareholders.
16 Letter dated February 14, 1997 from Rowles & Company regarding
change in certified public accountant.
20 Letter to Security Holders dated February 11, 1997.
99.1 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended March 31, 1994 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.2 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended June 30, 1994 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.3 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended September 30, 1994 filed with the Federal Reserve Bank of
Richmond, Virginia for the Company and its subsidiaries.
99.4 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended December 31, 1994 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.5 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended March 31, 1995 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.6 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended June 30, 1995 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.7 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended September 30, 1995 filed with the Federal Reserve Bank of
Richmond, Virginia for the Company and its subsidiaries.
99.8 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended December 31, 1995 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.9 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended March 31, 1996 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.10 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended June 30, 1996 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
99.11 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended September 30, 1996 filed with the Federal Reserve Bank of
Richmond, Virginia for the Company and its subsidiaries.
99.12 FRY9C - Consolidated Reports Of Condition And Income for the
quarter ended December 31, 1996 filed with the Federal Reserve Bank of Richmond,
Virginia for the Company and its subsidiaries.
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
GLEN BURNIE BANCORP
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Registrant
Dated: 2/13/97 John E. Porter
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Signature
Name : John E. Porter
Title: Treasurer
INDEX TO EXHIBITS
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Exhibit No. Item Beginning Page No.
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13.1 1994 Annual Report To Shareholders 7
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13.2 1995 Annual Report To Shareholders 43
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16 Letter dated February 14, 1997 from Rowles & 67
Company regarding change in certified public accountant.
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20 Letter to Security Holders dated February 11, 1997 68
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99.1 FRY9C - Consolidated Reports Of Condition And Income for the 69
quarter ended March 31, 1994 filed with the Federal Reserve Bank
of Richmond, Virginia for the Company and its subsidiaries
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99.2 FRY9C - Consolidated Reports Of Condition And Income for the 97
quarter ended June 30, 1994 filed with the Federal Reserve Bank
of Richmond, Virginia for the Company and its subsidiaries
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99.3 FRY9C - Consolidated Reports Of Condition And Income for the 125
quarter ended September 30, 1994 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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99.4 FRY9C - Consolidated Reports Of Condition And Income for the 153
quarter ended December 31, 1994 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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99.5 FRY9C - Consolidated Reports Of Condition And Income for the 181
quarter ended March 31, 1995 filed with the Federal Reserve Bank
of Richmond, Virginia for the Company and its subsidiaries
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99.6 FRY9C - Consolidated Reports Of Condition And Income for the 210
quarter ended June 30, 1995 filed with the Federal Reserve Bank
of Richmond, Virginia for the Company and its subsidiaries
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99.7 FRY9C - Consolidated Reports Of Condition And Income for the 238
quarter ended September 30, 1995 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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99.8 FRY9C - Consolidated Reports Of Condition And Income for the 267
quarter ended December 31, 1995 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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99.9 FRY9C - Consolidated Reports Of Condition And Income 297
for the quarter ended March 31, 1996 filed with the Federal
Reserve Bank of Richmond, Virginia for the Company and
its subsidiaries
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99.10 FRY9C - Consolidated Reports Of Condition And 326
Income for the quarter ended June 30, 1996 filed with the
Federal Reserve Bank of Richmond, Virginia for the Company and
its subsidiaries
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99.11 FRY9C - Consolidated Reports Of Condition And Income for the 355
quarter ended September 30, 1996 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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99.12 FRY9C - Consolidated Reports Of Condition And Income for the 384
quarter ended December 31, 1996 filed with the Federal Reserve
Bank of Richmond, Virginia for the Company and its subsidiaries
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