<ARTICLE> 9 <CIK> 0000946738 <NAME> Harrodsburg First Financial Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> SEP-30-1997 <PERIOD-START> OCT-01-1996 <PERIOD-END> MAR-31-1997 <EXCHANGE-RATE> 1 <CASH> 634 <INT-BEARING-DEPOSITS> 12,745 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 2,101 <INVESTMENTS-CARRYING> 11,524 <INVESTMENTS-MARKET> 11,361 <LOANS> 80,120 <ALLOWANCE> 297 <TOTAL-ASSETS> 108,187 <DEPOSITS> 78,315 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,358 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 218 <OTHER-SE> 28,296 <TOTAL-LIABILITIES-AND-EQUITY> 108,187 <INTEREST-LOAN> 1,551 <INTEREST-INVEST> 195 <INTEREST-OTHER> 154 <INTEREST-TOTAL> 1,906 <INTEREST-DEPOSIT> 937 <INTEREST-EXPENSE> 0 <INTEREST-INCOME-NET> 963 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 445 <INCOME-PRETAX> 538 <INCOME-PRE-EXTRAORDINARY> 538 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 354 <EPS-PRIMARY> .19 <EPS-DILUTED> 0 <YIELD-ACTUAL> 3.6 <LOANS-NON> 0 <LOANS-PAST> 511 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 290 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 290 <ALLOWANCE-DOMESTIC> 290 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0