SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported):
                -------------------------------------------------
                                  June 16, 1997


                      Banc One Auto Grantor Trust 1996 - B
                    -----------------------------------------
                    (Issuer with respect to the Certificates)


                            Banc One ABS Corporation
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)


                                      Ohio
                  ---------------------------------------------
                  (State or other jurisdiction of organization)


        333-3457                                       31-1467431
 ------------------------                 ------------------------------------
 (Commission File Number)                 (IRS Employer Identification Number)


       c/o Bank One, Arizona, N.A., as Servicer, 201 North Central Avenue,
                     Attn: Tom Lewis, Phoenix, Arizona 85004
       -------------------------------------------------------------------
               (Address of Principal Executive Offices) (Zip Code)


               Registrant's telephone number, including area code:
               ---------------------------------------------------
                                 (602) 221-3704






Item 5. Other Events

        On June 16, 1997, the Banc One Auto Grantor Trust 1996-B (the
        "Trust") made a regular monthly distribution of principal and/or
        interest to holders of the Trust's Class A 6.55% Asset Backed
        Certificates and Class B 6.70% Asset Backed Certificates. Exhibit
        99.1 of this Form 8-K, the Monthly Statement and certain
        additional information, was distributed to the Certificateholders
        of record.

        This report on Form 8-K is being filed in accordance with a
        no-action letter dated August 16, 1995 issued by the staff of the
        Division of Corporation Finance of the Securities and Exchange
        Commission to Bank One,Texas, N.A., as originator and servicer of
        Bank One Auto Trust 1995-A. Consistent with such no-action
        letter, the Trust is hereby filing the Monthly Statement and
        certain additional information reflecting the Trust's activities
        for the Interest Period from May 15, 1997 through June 13, 1997
        and for the Collection Period from May 1, 1997 through May 31,
        1997.

Item 7. Exhibits

        See page 4 for Exhibit Index








                                   SIGNATURE



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                        BANC ONE AUTO GRANTOR TRUST 1996-B

                                        By: Bank One, Arizona, N.A., as Servicer
                                        on ..... behalf of the Trust


Date:   June  12, 1997                  By:          /s/ Tom Lewis
                                              ----------------------------
                                        Name:       Tom Lewis
                                              -----------------------------
                                        Title:      Vice President
                                              ----------------------------






                                 EXHIBIT INDEX


Exhibit        Description                                               Page
- -------        -----------                                               ----


99.1           Monthly Statements and Additional Information.............5-13