<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the 1996
Audited Consolidated Financial Statements of Glen Burnie Bancorp and its
subsidiaries. Such information is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                       DEC-31-1996
<PERIOD-START>                           JAN-1-1996
<PERIOD-END>                            DEC-31-1996
<CASH>                                       10,666
<INT-BEARING-DEPOSITS>                      183,333
<FED-FUNDS-SOLD>                             10,175
<TRADING-ASSETS>                                  0
<INVESTMENTS-HELD-FOR-SALE>                  54,907
<INVESTMENTS-CARRYING>                       41,667
<INVESTMENTS-MARKET>                         41,993
<LOANS>                                     124,672
<ALLOWANCE>                                   5,061
<TOTAL-ASSETS>                              254,325
<DEPOSITS>                                  232,746
<SHORT-TERM>                                    548
<LIABILITIES-OTHER>                           2,444
<LONG-TERM>                                       0
<PREFERRED-MANDATORY>                             0
<PREFERRED>                                       0
<COMMON>                                      8,839
<OTHER-SE>                                    9,748
<TOTAL-LIABILITIES-AND-EQUITY>              254,325
<INTEREST-LOAN>                              13,081
<INTEREST-INVEST>                             5,565
<INTEREST-OTHER>                                  0
<INTEREST-TOTAL>                             18,646
<INTEREST-DEPOSIT>                            7,712
<INTEREST-EXPENSE>                            7,762
<INTEREST-INCOME-NET>                        10,884
<LOAN-LOSSES>                                 6,595
<SECURITIES-GAINS>                              145
<EXPENSE-OTHER>                               9,019
<INCOME-PRETAX>                              (2,500)
<INCOME-PRE-EXTRAORDINARY>                   (1,020)
<EXTRAORDINARY>                                   0
<CHANGES>                                         0
<NET-INCOME>                                 (1,020)
<EPS-PRIMARY>                                 (1.16)
<EPS-DILUTED>                                 (1.16)
<YIELD-ACTUAL>                                 8.91
<LOANS-NON>                                   4,546
<LOANS-PAST>                                     87
<LOANS-TROUBLED>                                  0
<LOANS-PROBLEM>                               5,954
<ALLOWANCE-OPEN>                              3,698
<CHARGE-OFFS>                                 5,468
<RECOVERIES>                                    235
<ALLOWANCE-CLOSE>                             5,061
<ALLOWANCE-DOMESTIC>                          5,061
<ALLOWANCE-FOREIGN>                               0
<ALLOWANCE-UNALLOCATED>                           0