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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported):
                                October 15, 1997


                      Banc One Auto Grantor Trust 1996 - B
                    ----------------------------------------
                    (Issuer with report to the Certificates)

                            Banc One ABS Corporation
             ------------------------------------------------------
             (Exact name of registrant as specified in its charter)



                                      Ohio
                   ------------------------------------------
                  (State or other jurisdiction of organization)



                333-3457                            31-1467431
           ---------------------         ----------------------------------
          (Commission File Number)      (IRS Employer Identification Number)



       c/o Bank One, Arizona, N.A., as Servicer, 201 North Central Avenue,
                     Attn: Tom Lewis, Phoenix, Arizona 85004
               (Address of Principal Executive Offices) (Zip Code)



               Registrant's telephone number, including area code:
                                 (602) 221-3704







Item 5. Other Events

        On October 15, 1997, the Banc One Auto Grantor Trust 1996-B (the
        "Trust") made a regular monthly distribution of principal and/or
        interest to holders of the Trust's Class A 6.55% Asset Backed
        Certificates and Class B 6.70% Asset Backed Certificates. Exhibit 99.1
        of this Form 8-K, the Monthly Statement and certain additional
        information, was distributed to the Certificateholders of record.

        This report on Form 8-K is being filed in accordance with a no-action
        letter dated August 16, 1995 issued by the staff of the Division of
        Corporation Finance of the Securities and Exchange Commission to Bank
        One,Texas, N.A., as originator and servicer of Bank One Auto Trust
        1995-A. Consistent with such no-action letter, the Trust is hereby
        filing the Monthly Statement and certain additional information
        reflecting the Trust's activities for the Interest Period from September
        15, 1997 through October 14, 1997 and for the Collection Period from
        September 1, 1997 through September 30, 1997.

Item 7. Exhibits

        See page 4 for Exhibit Index







                                   SIGNATURE



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                               BANC ONE AUTO GRANTOR TRUST 1996-B

                               By: Bank One, Arizona, N.A., as Servicer on ...
                                   behalf of the Trust


Date:  October 10, 1997        By:  /s/ Tom Lewis
                                    ---------------------
                                    Name: Tom Lewis
                                    Title: Vice President




EXHIBIT INDEX


Exhibit     Description                                                     Page
- -------     -----------                                                     ----
99.1        Monthly Statements and Additional Information.................  5-13