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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                ----------------

                                    FORM 8-K

                                 CURRENT REPORT

                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934

                Date of Report (Date of earliest event reported):
                -------------------------------------------------
                                December 15, 1997

                      Banc One Auto Grantor Trust 1996 - B
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                    (Issuer with respect to the Certificates)

                            Banc One ABS Corporation
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             (Exact name of registrant as specified in its charter)

                                      Ohio
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                  (State or other jurisdiction of organization)


               333-3457                                31-1467431
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       (Commission File Number)           (IRS Employer Identification Number)



       c/o Bank One, Arizona, N.A., as Servicer, 201 North Central Avenue,
                     Attn: Tom Lewis, Phoenix, Arizona 85004
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               (Address of Principal Executive Offices) (Zip Code)



               Registrant's telephone number, including area code:
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                                 (602) 221-3704


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Item 5.           Other Events

                  On December 15, 1997, the Banc One Auto Grantor Trust 1996-B
                  (the "Trust") made a regular monthly distribution of principal
                  and/or interest to holders of the Trust's Class A 6.55% Asset
                  Backed Certificates and Class B 6.70% Asset Backed
                  Certificates. Exhibit 99.1 of this Form 8-K, the Monthly
                  Statement and certain additional information, was distributed
                  to the Certificateholders of record.

                  This report on Form 8-K is being filed in accordance with a
                  no-action letter dated August 16, 1995 issued by the staff of
                  the Division of Corporation Finance of the Securities and
                  Exchange Commission to Bank One, Texas, N.A., as originator
                  and servicer of Banc One Auto Trust 1995-A. Consistent with
                  such no-action letter, the Trust is hereby filing the Monthly
                  Statement and certain additional information reflecting the
                  Trust's activities for the Interest Period from November 17,
                  1997 through December 12, 1997 and for the Collection Period
                  from November 1, 1997 through November 30, 1997.

Item 7.           Exhibits

                  See page 4 for Exhibit Index







SIGNATURE



Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                               BANC ONE AUTO GRANTOR TRUST 1996-B

                               By:  Bank One, Arizona, N.A., as Servicer on
                                    behalf of the Trust


Date: December 11, 1997        By:  /s/ Tom Lewis
      ---------------------         ------------------------
                               Name:  Tom Lewis
                               Title: Vice President





EXHIBIT INDEX


Exhibit       Description                                          Page
- -------       -----------                                          ----

99.1          Monthly Statements and Additional Information........5-13