================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ---------------- FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): ------------------------------------------------- January 15, 1998 Banc One Auto Grantor Trust 1996-B ----------------------------------------- (Issuer with respect to the Certificates) Banc One ABS Corporation ------------------------------------------------------ (Exact name of registrant as specified in its charter) Ohio --------------------------------------------- (State or other jurisdiction of organization) 333-3457 31-1467431 ------------------------ ------------------------------------ (Commission File Number) (IRS Employer Identification Number) c/o Bank One, Arizona, N.A., as Servicer, 201 North Central Avenue, Attn: Tom Lewis, Phoenix, Arizona 85004 ------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: --------------------------------------------------- (602) 221-3704 ================================================================================ Item 5. Other Events On January 15, 1998, the Banc One Auto Grantor Trust 1996-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.55% Asset Backed Certificates and Class B 6.70% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record. This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporation Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Banc One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from December 15, 1997 through January 14, 1998 and for the Collection Period from December 1, 1997 through December 31, 1997. Item 7. Exhibits See page 4 for Exhibit Index SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC ONE AUTO GRANTOR TRUST 1996-B By: Bank One, Arizona, N.A., as Servicer on behalf of the Trust Date: January 11, 1998 By: /s/ Tom Lewis ------------------------ Name: Tom Lewis Title: Vice President EXHIBIT INDEX Exhibit Description Page - ------- ----------- ---- 99.1 Monthly Statements and Additional Information....... 5-13