<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the 1996
Audited Consolidated Financial Statements of Glen Burnie Bancorp and its
subsidiaries. Such information is qualified in its entirety by reference to
such financial statements.
</LEGEND>
<MULTIPLIER>  1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                       DEC-31-1996
<PERIOD-START>                           JAN-1-1996
<PERIOD-END>                            DEC-31-1996
<CASH>                                       10,666
<INT-BEARING-DEPOSITS>                      183,333
<FED-FUNDS-SOLD>                             10,175
<TRADING-ASSETS>                                  0
<INVESTMENTS-HELD-FOR-SALE>                  54,907
<INVESTMENTS-CARRYING>                       41,667
<INVESTMENTS-MARKET>                         41,993
<LOANS>                                     124,672
<ALLOWANCE>                                   5,061
<TOTAL-ASSETS>                              254,325
<DEPOSITS>                                  232,746
<SHORT-TERM>                                    548
<LIABILITIES-OTHER>                           2,444
<LONG-TERM>                                       0
<PREFERRED-MANDATORY>                             0
<PREFERRED>                                       0
<COMMON>                                      8,839
<OTHER-SE>                                    9,748
<TOTAL-LIABILITIES-AND-EQUITY>              254,325
<INTEREST-LOAN>                              13,081
<INTEREST-INVEST>                             5,565
<INTEREST-OTHER>                                  0
<INTEREST-TOTAL>                             18,646
<INTEREST-DEPOSIT>                            7,712
<INTEREST-EXPENSE>                            7,762
<INTEREST-INCOME-NET>                        10,884
<LOAN-LOSSES>                                 6,595
<SECURITIES-GAINS>                              145
<EXPENSE-OTHER>                               9,019
<INCOME-PRETAX>                              (2,500)
<INCOME-PRE-EXTRAORDINARY>                   (1,020)
<EXTRAORDINARY>                                   0
<CHANGES>                                         0
<NET-INCOME>                                 (1,020)
<EPS-PRIMARY>                                 (0.94)<F1>
<EPS-DILUTED>                                 (0.94)<F1>
<YIELD-ACTUAL>                                 8.91
<LOANS-NON>                                   4,546
<LOANS-PAST>                                     87
<LOANS-TROUBLED>                                  0
<LOANS-PROBLEM>                               5,954
<ALLOWANCE-OPEN>                              3,698
<CHARGE-OFFS>                                 5,468
<RECOVERIES>                                    235
<ALLOWANCE-CLOSE>                             5,061
<ALLOWANCE-DOMESTIC>                          5,061
<ALLOWANCE-FOREIGN>                               0
<ALLOWANCE-UNALLOCATED>                           0
        
<FN>
<F1> Restated for adoption of SFAS 128 ad six-for-five stock split effected
through stock dividend paid January 10, 1998.
</FN>