Exhibit 10.2


                          SUBSEQUENT TRANSFER AGREEMENT

         First Alliance Mortgage Company in its capacities as seller (the
"Seller") and as servicer (the "Servicer") and First Alliance Mortgage Loan
Trust 1998-1A, as the "Purchaser", pursuant to the Sale and Servicing Agreement
dated as of March 1, 1998, (the "Sale and Servicing Agreement") among the
Seller, the Servicer, the Purchaser and The Chase Manhattan Bank, a New York
banking corporation, in its capacity as Indenture Trustee (the "Indenture
Trustee"), hereby confirm their understanding with respect to the sale by the
Seller and the purchase by the Purchaser of those Mortgage Loans (the
"Subsequent Mortgage Loans") listed on the attached Schedule of Mortgage Loans.

         Conveyance of Subsequent Mortgage Loans. As of March 31, 1998 (the
"Subsequent Transfer Date"), the Seller does hereby irrevocably transfer,
assign, set over and otherwise convey to the Purchaser, without recourse (except
as otherwise explicitly provided for herein) all of its right, title and
interest in and to any and all benefits accruing from the Subsequent Mortgage
Loans which are delivered to The Bank of New York as custodian, on behalf of the
Indenture Trustee herewith (and all substitutions therefor as provided by
Sections 2.3, 2.4 and 2.6 of the Sale and Servicing Agreement), together with
the related Subsequent Mortgage Loan documents and the interest in any Property
which secured a Subsequent Mortgage Loan but which has been acquired by
foreclosure or deed in lieu of foreclosure, and all payments thereon and
proceeds of the conversion, voluntary or involuntary, of the foregoing; and
proceeds of all the foregoing (including, but not by way of limitation, all
proceeds of any mortgage insurance, hazard insurance and title insurance policy
relating to the Subsequent Mortgage Loans, cash proceeds, accounts, accounts
receivable, notes, drafts, acceptances, chattel paper, checks, deposit accounts,
rights to payment of any and every kind, and other forms of obligations and
receivables which at any time constitute all or part of or are included in the
proceeds of any of the foregoing). The Seller shall deliver the original
Mortgage or mortgage assignment with evidence of recording thereon (except as
otherwise provided by the Sale and Servicing Agreement) and other required
documentation in accordance with the terms set forth in Sections 2.5 and 2.8 of
the Sale and Servicing Agreement.

         The costs relating to the delivery of the documents specified in this
Subsequent Transfer Agreement and the Sale and Servicing Agreement shall be
borne by the Seller.

         The Seller hereby affirms the representations and warranties set forth
in the Sale and Servicing Agreement that relate to the Seller and the Subsequent
Mortgage Loans as of the date hereof. The Seller hereby delivers notice and
confirms that each of the conditions set forth in Section 2.8(b), 2.8(c) and
2.8(d) to the Sale and Servicing Agreement are satisfied as of the date hereof.

         Pursuant to Section 2.8(a) of the Sale and Servicing Agreement, the
Seller instructs the Indenture Trustee to release one-hundred percent of the
aggregate principal balances of the Subsequent Mortgage Loans so transferred
from the Pre-Funding Account ($12,400,385.67) pursuant to this Subsequent
Transfer Agreement.

         All terms and conditions of the Sale and Servicing Agreement are hereby
ratified, confirmed and incorporated herein, provided that in the event of any
conflict the provisions of this Subsequent





Transfer Agreement shall control over the conflicting provisions of the Sale and
Servicing Agreement.

         Terms capitalized herein and not defined herein shall have their
respective meanings as set forth in the Sale and Servicing Agreement.


FIRST ALLIANCE MORTGAGE                   THE CHASE MANHATTAN BANK,
COMPANY, as Seller                        as Indenture Trustee for
                                          First Alliance Mortgage Loan
                                          Trust 1998-1A


By:    /s/ Mark Mason                     By:   /s/ Gary Trenaman
       -------------------                      -----------------
       Name:    Mark Mason                      Name:  Gary Trenaman
       Title:   Executive Vice President        Title: Assistant Vice President


FIRST ALLIANCE MORTGAGE                   Dated: March 31, 1998
COMPANY, as Servicer



By:    /s/ Mark Mason
       -------------------
       Name:    Mark Mason
       Title:   Executive Vice President


                                   EXHIBIT B
                      LOAN SCHEDULE -- 1998-1A (ADJUSTABLE)


    Loan                                                                               Lien  Cut-Off     Current  Current    Mat 
   Number       Property Address                        City              ST    Zip    Pos   Balance     Rate     Pmt        Date
- - - -----------  -----------------------          -----------------------     --   -----   ----  ----------  ------   --------  -----
                                                                                                   
   106215    7791 BOUMA CIR.                  LA PALMA                    CA   90623   1     125,785.00    8.240    944.10    5/1/28
   106217    26256 VIA MISTRAL                SAN JUAN CAPISTRANO         CA   92675   1      46,698.00    9.240    383.83    5/1/28
   106230    6116 COMANCHE DRIVE              WESTMINSTER                 CA   92683   1      64,393.00    7.490    449.80    6/1/28
   304425    605 CAMINO REAL                  REDONDO BEACH               CA   90277   1     256,490.00    7.890  1,862.40    4/1/28
   304445    823 MADRID AVENUE                TORRANCE                    CA   90501   1      92,533.00    9.750    795.00    5/1/28
   304452    208 W 121ST PL,                  LOS ANGELES                 CA   90061   1      87,090.00   10.500    796.65    5/1/28
   304459    12215 IZETTA AVE                 DOWNEY                      CA   90242   1     107,090.00    8.490    822.67    5/1/28
   405708    755 PLAZA HERMOSA                NOVATO                      CA   94947   1     156,074.00   11.650  1,563.47    5/1/28
   405712    715 RICHMOND STREET              EL CERRITO                  CA   94530   1     130,017.00    7.990    953.11    5/1/28
   405718    1520 SILVERWOOD DRIVE            MARTINEZ                    CA   94553   1      80,873.00    7.990    592.85    5/1/28
   405733    1317 ARCH STREET                 BERKELEY                    CA   94708   1     212,007.00    8.250  1,592.74    6/1/28
   505641    1537 S. WILTON PL.               LOS ANGELES                 CA   90019   1     121,362.00    9.250    998.42    5/1/28
   505650    2391 N. WEYLAND COURT.           SIMI VALLEY                 CA   93065   1     125,290.00    9.950  1,094.88    6/1/28
   707293    2173 OAKWOOD STREET              PASADENA AREA               CA   91104   1     142,490.00    7.990  1,044.55    5/1/28
   806558    696 N WHITE RD                   SAN JOSE                    CA   95127   1     232,469.00    8.490  2,287.85    5/1/13
   806592    35357 CABRILLO DR                FREMONT                     CA   94536   1     148,899.00    9.650  1,268.35    5/1/28
   806598    232 E EAGLEWOOD AVE              SUNNYVALE                   CA   94086   1      35,669.00    7.790    256.52    6/1/28
   806602    1283 CORA CT                     CAMPBELL                    CA   95008   1     121,335.00    8.740    953.68    6/1/28
   806605    121 BAY ROAD                     MENLO PARK                  CA   94025   1     344,990.00    8.250  2,939.54    5/1/18
  1301622    3340 CAMPBELL RD.                SMYRNA                      GA   30080   1      63,990.00    7.990    469.09    4/1/28
  1301626    2931 CHESHIRE DR.                MARIETTA                    GA   30062   1      74,390.00   10.500    680.47    5/1/28
  1602781    20723 OLD HIGHWAY 99 SW          CENTRALIA                   WA   98531   1      46,740.00   11.500    462.86    5/1/28
  1602786    529 UNION AVE. NE                RENTON                      WA   98059   1      82,582.00    9.500    694.39    5/1/28
  1602787    33526 SE 44TH LN                 FALL CITY                   WA   98024   1      82,291.00   11.000    783.68    5/1/28
  1602791    3121 E."K" ST.                   TACOMA                      WA   98404   1      34,423.00    9.500    289.45    5/1/28
  1702979    4782 SOUTH XENIA STREET          DENVER                      CO   80237   1      99,992.00    7.490    698.47    3/1/28
  1703008    4635 WEST WYOMING PLACE          DENVER                      CO   80219   1      61,281.00    7.990    449.23    5/1/28
  1703013    3957 ADAMS STREET                DENVER                      CO   80205   1      36,721.00    8.250    275.87    5/1/28
  1703023    1549 COTTONWOOD STREET           BROOMFIELD                  CO   80020   1      77,636.00    8.250    583.25    5/1/28
  1703024    130 ANNIVERSARY LANE             LONGMONT                    CO   80501   1      37,100.00    7.490    440.19    5/1/08
  1703035    961 WEST 99TH AVENUE             DENVER                      CO   80221   1      97,547.00    7.450    678.73    6/1/28
  1803393    4004 S. CAMPBELL AVENUE          CHICAGO                     IL   60632   1      50,888.27    9.490    428.38   12/1/27
  1803513    5525 SOUTH  DAMEN AVENUE         CHICAGO                     IL   60636   1      39,347.40    9.950    344.00    3/1/28
  1803566    8371 S. ADA STREET               CHICAGO                     IL   60620   1      66,540.00    8.250    499.89    4/1/28
  1803578    7625 W. 64TH STREET              SUMMIT                      IL   60501   1      49,665.00    7.990    364.08    5/1/28
  1803588    547 W. 16TH PLACE                CHICAGO HEIGHTS             IL   60411   1      61,190.00    8.990    491.91    5/1/28
  1803608    4315 W. VAN BUREN                CHICAGO                     IL   60624   1      79,190.00    8.240    594.37    5/1/28
  1803623    605 LAWLER AVENUE                ADDISON                     IL   60101   1     131,240.00    8.990  1,055.04    6/1/28
  1902106    9209 EMERSON AVENUE              SURFSIDE                    FL   33154   1      69,976.00    8.990    562.54    5/1/28
  1902113    40 E. 44TH STREET                HIALEAH                     FL   33013   1      58,640.00    7.490    409.62    6/1/28
  2101948    32812 NE CHAMBERLAIN RD          CORBETT                     OR   97019   1     143,976.00    8.990  1,157.43    4/1/28
  2101971    4804 SW WEMBLY PLACE             BEAVERTON                   OR   97005   1      60,371.00    7.990    442.56    5/1/28
  2101984    17060 S GERBER RD                OREGON CITY                 OR   97045   1     150,480.00    7.940  1,097.88    5/1/28
  2101992    8265 SW FANNO CREEK DR           TIGARD                      OR   97224   1     101,986.00    8.950    816.94    6/1/28
  2201833    1200 DARYL LN.                   NORTHBROOK                  IL   60062   1     169,805.00   10.600  1,565.98    5/1/28
  2201838    3650 WHIRLAWAY DR.               NORTHBROOK                  IL   60062   1     230,990.00    7.990  1,693.31    5/1/28
  2201839    1386 SUNNYSIDE AVE.              HIGHLAND PARK               IL   60035   1      99,479.00    7.250    678.62    5/1/28
  2201841    8 VALLEY DR.                     CARY                        IL   60013   1      50,044.00    7.990    366.86    5/1/28
  2201843    1043 KNOLLWOOD LN.               BARTLETT                    IL   60103   1      43,656.00   10.500    399.34    5/1/28
  2201857    3325 LINCOLN ST.                 FRANKLIN PARK               IL   60131   1      83,840.00    9.400    698.86    6/1/28
  2401595    5280 S.W. 4TH STREET             PLANTATION                  FL   33317   1      93,592.00    7.990    686.09    5/1/28
  2401604    5089 S.W. 10TH COURT             MARGATE                     FL   33068   1      49,575.00    9.990    434.69    5/1/28
  2401606    1546 N.W. 4TH AVENUE             POMPANO BEACH               FL   33060   1      50,524.00    7.990    370.38    5/1/28
  2401608    301 N.E. 44TH STREET             BOCA RATON                  FL   33431   1      80,490.00    9.500    676.80    6/1/28
  2500346    1359 HIBBARD DRIVE               STOW                        OH   44224   1      92,049.00   10.990    875.91    5/1/28
  2500347    4812 GREAT OAKS PARKWAY          INDEPENDENCE                OH   44131   1     116,213.00    8.740    913.42    5/1/28
  2600507    721 E MONTEBELLO AVE #211        PHOENIX                     AZ   85014   1      20,310.00    7.490    188.16    5/1/13
  2700525    3550 S CHATTERLEIGH ROAD         WEST VALLEY CITY            UT   84128   1      49,087.00   12.000    504.92    5/1/28
  2700535    2511 E KEDDINGTON LANE           SALT LAKE CITY              UT   84117   1     172,490.00    7.990  1,264.47    5/1/28
  3100721    241 DUPONT AVE                   HOPATCONG                   NJ   07843   1      59,670.00   11.000    568.25    3/1/28
  3100770    180 SPRINGDALE AVE               EAST ORANGE                 NJ   07017   1      56,372.00   11.850    573.35    4/1/28
  3100792    32 MCNABB RD                     LAKE HOPATCONG              NJ   07849   1      55,629.00   10.240    498.08    5/1/28
  3100794    18 GARDEN ST                     LODI                        NJ   07644   1     110,580.00    9.650    941.94    5/1/28
  3100799    27 PLEASANT AVE                  LINCOLN PARK                NJ   07035   1      24,934.00    9.740    214.04    5/1/28
  3100808    12 ENTWISTLE AVE                 NUTLEY                      NJ   07110   1      47,404.00    7.990    347.50    5/1/28
  3100815    311 68TH STREET                  GUTTENBERG                  NJ   07093   1      60,555.00   10.240    542.18    6/1/28
  3200928    16 MIDWOOD DRIVE                 PLAINVIEW                   NY   11803   1      42,631.00    8.990    342.71    4/1/28
  3200930    320 29TH STREET                  LINDENHURST                 NY   11757   1      72,520.00    7.750    519.54    4/1/28
  3200954    559 ASH COURT                    UNIONDALE                   NY   11553   1      65,726.00    9.990    705.89    4/1/13
  3200976    3 GIRARD AVENUE                  BAY SHORE                   NY   11706   1      76,610.00    8.500    589.06    5/1/28
  3200980    109 SCUDDERS LANE                GLEN HEAD                   NY   11545   1      95,042.00    7.750    680.89    5/1/28
  3201001    1688 NORTH GARDINER DR           BAYSHORE                    NY   11706   1      31,490.00    9.240    258.83    5/1/28
  3300326    134-10 SUTTER AVENUE             SOUTH OZONE PARK            NY   11420   1      76,102.78    8.490    586.06   11/1/27
  3300549    100-47 205TH  STREET             HOLLIS                      NY   11423   1      78,700.00    7.250    718.42    5/1/13
  3300565    593 WYONA STREET                 BROOKLYN                    NY   11207   1      93,289.00   10.850    877.86    5/1/28
  3300569    1022 AVE W                       BROOKLYN                    NY   11223   1      30,656.00    9.000    246.67    5/1/28
  3300571    140-17 170TH STREET              SPRINGFIELD  GARDENS        NY   11434   1      71,490.00   12.000    735.36    5/1/28
  3300575    33-25 JUNCTION BOULEVARD         JACKSON  HEIGHTS            NY   11372   1      65,233.00   12.100    676.02    5/1/28






                                          
    Loan      Pmt   Prop   Occup   Appraised  Orig 
   Number     Type  Type   Type      Value    Type 
- - - -----------   ----  ----   -----   ---------  ---- 
                               
   106215     A      S      P       236,000   F 
   106217     A      S      P       132,000   F 
   106230     A      S      P       170,000   F 
   304425     A      S      P       342,000   F 
   304445     A      S      I       230,000   F 
   304452     A      S      P       134,000   F 
   304459     A      S      P       153,000   F 
   405708     A      S      P       223,000   F 
   405712     A      S      P       235,000   F 
   405718     A      S      P       177,000   F 
   405733     A      S      P       384,000   F 
   505641     A      S      P       225,000   F 
   505650     A      S      P       179,000   F 
   707293     A      S      P       190,000   F 
   806558     A      S      P       310,000   F 
   806592     A      S      P       223,000   F 
   806598     A      S      P       263,000   F 
   806602     A      S      P       298,000   F 
   806605     A      S      P       460,000   F 
  1301622     A      S      I        96,000   F 
  1301626     A      S      P       159,000   F 
  1602781     A      S      P        85,000   F 
  1602786     A      S      P       135,000   F 
  1602787     A      S      P       144,000   F 
  1602791     A      S      P        93,000   F 
  1702979     A      S      P       150,000   F 
  1703008     A      S      P        90,000   F 
  1703013     A      S      P        68,000   F 
  1703023     A      S      P       124,000   F 
  1703024     A      S      P       120,000   F 
  1703035     A      S      P       145,000   F 
  1803393     A      S      P        68,000   F 
  1803513     A      F      P        52,500   F 
  1803566     A      S      P        91,000   F 
  1803578     A      S      P       105,000   F 
  1803588     A      S      P        72,000   F 
  1803608     A      F      P       115,000   F 
  1803623     A      S      P       177,000   F 
  1902106     A      S      P       159,000   F 
  1902113     A      S      P       103,000   F 
  2101948     A      S      P       240,000   F 
  2101971     A      S      P       102,000   F 
  2101984     A      S      P       215,000   F 
  2101992     A      S      P       136,000   F 
  2201833     A      S      P       300,000   F 
  2201838     A      S      P       350,000   F 
  2201839     A      S      P       180,000   F 
  2201841     A      S      P       120,000   F 
  2201843     A      S      P       178,000   F 
  2201857     A      S      P       129,000   F 
  2401595     A      S      P       117,000   F 
  2401604     A      S      P       102,000   F 
  2401606     A      S      P        70,000   F 
  2401608     A      S      P       115,000   F 
  2500346     A      S      P       142,000   F 
  2500347     A      S      P       200,000   F 
  2600507     A      C      P        42,000   F 
  2700525     A      S      P       108,000   F 
  2700535     A      S      P       245,000   F 
  3100721     A      S      P       104,000   F 
  3100770     A      F      P       122,000   F 
  3100792     A      S      P       153,000   F 
  3100794     A      F      P       158,000   F 
  3100799     A      S      P       153,000   F 
  3100808     A      S      P       131,000   F 
  3100815     A      S      P       110,000   F 
  3200928     A      S      P       217,000   F 
  3200930     A      S      P       125,000   F 
  3200954     A      S      P       128,000   F 
  3200976     A      S      P       165,000   F 
  3200980     A      S      P       250,000   F 
  3201001     A      S      I       116,000   F 
  3300326     A      S      P       109,000   F 
  3300549     A      S      P       153,000   F 
  3300565     A      F      P       175,000   F 
  3300569     A      F      P       230,000   F 
  3300571     A      S      I       145,000   F 
  3300575     A      F      P       219,000   F 




    Loan                                                                               Lien  Cut-Off     Current  Current    Mat 
   Number       Property Address                        City              ST    Zip    Pos   Balance     Rate     Pmt        Date
- - - -----------  -----------------------          -----------------------     --   -----   ----  ----------  ------   --------  -----
                                                                                                   

  3300583    202 BARBEY  STREET               BROOKLYN                    NY   11207   1      87,912.00    7.990    644.45    5/1/28
  3300587    2165 W 10 ST                     BROOKLYN                    NY   11223   1      23,939.00    9.000    192.62    5/1/28
  3300589    89-54  210TH  PLACE              QUEENS  VILLAGE             NY   11427   1     125,990.00    7.990    923.59    5/1/28
  3300591    150-33  61ST  ROAD               FLUSHING                    NY   11367   1     109,903.00    9.240    903.35    6/1/28
  3300602    669  PARK  PLACE                 BROOKLYN                    NY   11216   1     124,293.00    8.740    976.93    5/1/28
  3300604    95-26 WALTHAM STREET             JAMAICA                     NY   11435   1      88,616.00    7.490    619.01    5/1/28
  3400379    875 N OAKLAND AVE                RUNNEMEDE                   NJ   08078   1      70,190.00   11.000    668.44    3/1/28
  3400440    26 CLARK PLACE                   AVENEL (WOODBRIDGE TWP)     NJ   07001   1      71,836.66    9.240    590.77    5/1/28
  3400455    18 RUNNYMEDE RD.                 CLARK                       NJ   07066   1     106,633.00    9.240    876.47    6/1/28
  3400485    37 JOHNSON AVE                   MATAWAN                     NJ   07747   1      88,406.00    8.740    694.86    5/1/28
  3400488    136 FEDERAL TWIST RD             STOCKTON (KINGWOOD TWP)     NJ   08559   1     131,340.00    8.900  1,047.35    5/1/28
  3500287    60  VIOLET  ST,                  MATTAPAN                    MA   02126   1      58,271.00    9.740    500.21    4/1/28
  3600220    4507 BIRCHTREE LANE              TEMPLE HILLS                MD   20748   1      61,048.00    8.500    469.69    5/1/28
  3600222    22606 PEACH TREE RD              BOYDS                       MD   20841   1     107,154.00    9.450    897.10    5/1/28
  3600231    8103 QUENTIN ST                  NEW CARROLLTON              MD   20784   1      70,318.00    7.990    515.48    5/1/28
  3600232    2209 CALHOUN ST                  FT WASHINGTON               MD   20744   1      63,737.00    7.990    608.74    5/1/13
  3600236    7108 EAST CEDAR ST               LANDOVER                    MD   20785   1      43,872.00    9.500    368.90    5/1/28
  3700013    2121 PRICE ROAD                  LEWISBURG                   OH   45338   1      78,590.00    9.990    689.10    5/1/28
  3700022    6370 IRONWOOD DRIVE              LOVELAND                    OH   45140   1     124,590.00    8.490    957.11    4/1/28
  3700024    7530 BLUE ASH ROAD               CINCINNATI                  OH   45236   1      40,690.00   11.240    394.90    4/1/28
  3700043    73 SHELDON DR.                   CENTERVILLE                 OH   45459   1      62,488.00    7.590    440.78    5/1/28
  3900200    11428 BELAIR RD                  KINGSVILLE                  MD   21087   1      91,816.00    8.240    689.14    5/1/28
  3900207    5547 GAYLAND RD                  BALTIMORE                   MD   21227   1      82,290.00    9.240    676.38    5/1/28
  3900208    2553 MADISON AVE                 BALTIMORE                   MD   21217   1      67,190.00    9.900    584.68    5/1/28
  3900211    201 WEST RIDING DRIVE            BEL AIR                     MD   21014   1     117,436.00    9.950  1,026.25    5/1/28
  4400094    751 MOHICAN LANE                 MENDOTA HEIGHTS             MN   55120   1      40,533.00    7.990    297.13    5/1/28
  4400106    14301 CROWN DRIVE                EDEN PRAIRIE                MN   55346   1      99,954.00    7.490    698.21    5/1/28
  8302651    1038 LAMPLIGHTER DRIVE           RIVER HEIGHTS               UT   84321   1      69,500.00    8.500    534.39    3/1/28
  8302720    7954 EMERSON STREET              DENVER                      CO   80229   1      94,000.00    7.990    689.08    4/1/28
  8302748    514 SAFARI DRIVE                 SAN JOSE                    CA   95123   1     126,000.00    7.900    915.77    4/1/28
  8302761    3810 PALOUSE STREET              BOISE                       ID   83705   1      50,000.00    7.250    341.09    4/1/28
  8302778    4749 PAISLEY PLACE               BENSALEM TOWNSHIP           PA   19020   1      64,000.00    7.250    436.59    4/1/28
  8303024    1755 E. TRAMWAY DRIVE            SANDY                       UT   84092   1      97,500.00    8.500    749.69    4/1/28
  8303031    856 POPLAR AVENUE                ELMHURST                    IL   60126   1     112,000.00    8.500    861.18    4/1/28
  8303039    910 KARLA DRIVE                  CLINTON                     OH   44216   1      81,000.00    7.750    580.29    5/1/28
  8901084    4312 NORTH ALBANY STREET         CHICAGO                     IL   60618   1      77,936.72   10.425    709.13    1/1/28
  8901085    3 TRADITION LANE                 DOWINGTOWN                  PA   19335   1      87,110.19    9.300    720.53    1/1/28
  8901086    44 BANCROFT ST                   PEPPERELL                   MA   01463   1      79,912.10    8.990    643.12    1/1/28
  8901087    4620 83RD AVENUE SOUTHEAST       EVERETT                     WA   98205   1     137,310.26   10.250  1,232.14    1/1/28
  8901088    5493 WEST PEGGY LANE             SALT LAKE CITY              UT   84120   1      49,953.65    9.800    431.41    1/1/28
  8901102    10-10 1/2 RAYMOND STREET         CHATHAM                     NJ   07928   1     159,777.92   10.250  1,433.77   12/30/2
  8901103    300-302 FIRST AVENUE             ELIZABETH                   NJ   07206   1      60,000.00   13.500    687.25    2/2/28
  8901104    500 LEBAUM STREET, SE            WASHINGTON                  DC   20032   1      40,000.00   10.990    380.63    2/5/28
  8901105    1434 LAVISTA DRIVE               DECATUR                     GA   30033   1     244,891.39    9.990  2,148.24    2/4/28
  8901118    3613 EASTERN AVENUE              SACRAMENTO                  CA   95821   1      75,000.00    8.750    590.03    3/1/28
  8901119    3440 BUCKINGHAM RD               LOS ANGELES                 CA   90016   1      80,000.00    8.750    629.36    3/1/28
  8901120    6686 MIDDLE RIDGE ROAD           MADISON                     OH   44057   1      63,000.00    8.750    495.63    3/1/28
  8901122    680 NORTHEAST 160TH STREET       NORTH MIAMI BEACH           FL   33162   1      51,713.47    7.750    370.75    2/1/28
  8901123    7235 SOUTH WOODLAWN AVENUE       CHICAGO                     IL   60619   1      25,986.52    9.250    213.90    3/1/28
  8901124    4620-4622 S.E. LLEWELLYN STREET  MILWAUKIE                   OR   97222   1      64,971.25   10.000    570.42    2/1/28
  8901125    4624-4626 S.E. LLEWELLYN STREET  MILWAUKIE                   OR   97222   1      64,971.25   10.000    570.42    2/1/28
  8901126    1091 MEADOW LARK AVENUE          MIAMI SPRINGS               FL   33166   1      81,000.00    9.250    666.37    3/1/28
  8901127    1275 GALDSTONE AVENUE            CHURCHTON                   MD   20733   1      88,458.70    9.750    760.36    2/1/28
  8901144    1146 CRANE BOULEVARD             LIBERTYVILLE                IL   60048   1     109,908.35   10.300    989.80    1/1/28
  8901145    13426 22ND AVENUE SOUTH          SEATAC                      WA   98168   1      39,980.74    9.600    339.26    2/1/28
  8901146    905 WEST 800 NORTH               SALT LAKE CITY              UT   84116   1      49,975.18    9.450    418.60    2/1/28
  8901147    565 BELLEVUE AVENUE #2201        OAKLAND                     CA   94610   1      89,958.01    9.750    773.24    2/1/28
  8901153    13444 W LITTLE CREEK DRIVE       LOCKPORT                    IL   60441   1     106,939.08    8.800    845.59    2/1/28
  8901154    230-232 WEST OLIVER STREET       SAN PEDRO                   CA   90731   1      37,982.20    9.730    325.92    2/1/28
  8901155    1145 LOUISA STREET               ELIZABETH                   NJ   07201   1      51,471.73    8.975    413.45    2/1/28
  8901156    9 DELL DRIVE                     WILMINGTON                  MA   01887   1     119,939.72    9.400  1,000.28    2/1/28
  8901157    10 TIMBERLAKE TRAIL WEST         OSWEGO                      IL   60543   1      73,767.97   10.090    652.56    2/1/28
  8901158    44544 SOUTHEAST 147TH STREET     NORTH BEND                  WA   98045   1      79,000.00    8.740    620.93    3/1/28
  8901159    14163 S GARAVOGUE AVENUE         LOCKPORT                    IL   60441   1      69,919.16    8.750    550.69    1/1/28
- - - ------------------------------------------------------------------------------------------------------------------------------------
TOTAL VARIABLE RATE LOANS:                    142                                         12,400,385.67



















                                          
    Loan      Pmt   Prop   Occup   Appraised  Orig 
   Number     Type  Type   Type      Value    Type 
- - - -----------   ----  ----   -----   ---------  ---- 
                               

  3300583     A      F      P       170,000   F 
  3300587     A      F      P       245,000   F 
  3300589     A      S      P       168,000   F 
  3300591     A      S      P       182,000   F 
  3300602     A      F      P       179,000   F 
  3300604     A      F      P       174,000   F 
  3400379     A      S      P       117,000   F 
  3400440     A      S      P       130,000   F 
  3400455     A      S      P       210,000   F 
  3400485     A      S      P       125,000   F 
  3400488     A      S      P       180,000   F 
  3500287     A      S      P       112,000   F 
  3600220     A      S      P       140,000   F 
  3600222     A      S      P       190,000   F 
  3600231     A      S      P       142,000   F 
  3600232     A      S      P       153,000   F 
  3600236     A      S      P       100,000   F 
  3700013     A      S      P       131,000   F 
  3700022     A      S      P       178,000   F 
  3700024     A      S      P        74,000   F 
  3700043     A      S      P       125,000   F 
  3900200     A      S      P       425,000   F 
  3900207     A      S      P       119,000   F 
  3900208     A      S      P        96,000   F 
  3900211     A      S      P       196,000   F 
  4400094     A      S      P        99,000   F 
  4400106     A      S      P       185,000   F 
  8302651     A      P      C       174,000   C 
  8302720     A      P      C       117,500   C 
  8302748     A      P      C       245,000   C 
  8302761     A      P      C        90,000   C 
  8302778     A      P      C       130,000   C 
  8303024     A      P      C       130,000   C 
  8303031     A      P      C       149,000   C 
  8303039     A      P      C       135,000   C 
  8901084     A      P      C       225,000   C 
  8901085     A      P      C       160,000   C 
  8901086     A      P      C       176,000   C 
  8901087     A      P      C       230,000   C 
  8901088     A      P      H       104,000   C 
  8901102     A      P      C       300,000   C 
  8901103     A      P      C       225,000   C 
  8901104     A      P      C        97,000   C 
  8901105     A      P      C       450,000   C 
  8901118     A      P      D       145,000   C 
  8901119     A      P      C       160,000   C 
  8901120     A      P      C       135,000   C 
  8901122     A      P      C       105,000   C 
  8901123     A      I      D        80,000   C 
  8901124     A      I      C       130,000   C 
  8901125     A      I      C       130,000   C 
  8901126     A      P      C       175,000   C 
  8901127     A      P      C       148,500   C 
  8901144     A      P      C       200,000   C 
  8901145     A      P      C        98,000   C 
  8901146     A      P      C       107,000   C 
  8901147     A      I      P       160,000   C 
  8901153     A      P      P       245,000   C 
  8901154     A      I      H        80,000   C 
  8901155     A      P      C       110,000   C 
  8901156     A      P      C       213,000   C 
  8901157     A      P      C       163,000   C 
  8901158     A      P      C       147,000   C 
  8901159     A      P      C       165,000   C 
- - - ------------------------------------------------
TOTAL VARIABLE RATE LOANS: