<ARTICLE> 9 <CIK> 0000946738 <NAME> Harrodsburg First Financial Bancorp, Inc. <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollar <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> SEP-30-1998 <PERIOD-START> APR-01-1998 <PERIOD-END> JUN-30-1998 <EXCHANGE-RATE> 1.000 <CASH> 627 <INT-BEARING-DEPOSITS> 8,787 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 3,628 <INVESTMENTS-CARRYING> 11,120 <INVESTMENTS-MARKET> 11,139 <LOANS> 83,634 <ALLOWANCE> 401 <TOTAL-ASSETS> 109,033 <DEPOSITS> 78,519 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,580 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 218 <OTHER-SE> 28,716 <TOTAL-LIABILITIES-AND-EQUITY> 109,033 <INTEREST-LOAN> 4,926 <INTEREST-INVEST> 585 <INTEREST-OTHER> 343 <INTEREST-TOTAL> 5,854 <INTEREST-DEPOSIT> 2,915 <INTEREST-EXPENSE> 2,915 <INTEREST-INCOME-NET> 2,939 <LOAN-LOSSES> 90 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 1,270 <INCOME-PRETAX> 1,663 <INCOME-PRE-EXTRAORDINARY> 1,663 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 1,097 <EPS-PRIMARY> .60 <EPS-DILUTED> .60 <YIELD-ACTUAL> 3.67 <LOANS-NON> 0 <LOANS-PAST> 600 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 311 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 401 <ALLOWANCE-DOMESTIC> 401 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0