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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT


                       Pursuant to Section 13 or 15(d) of
                       The Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): August 17, 1998
                                                          ---------------


                       BANC ONE AUTO GRANTOR TRUST 1996-B
                    -----------------------------------------
                    (Issuer with respect to the Certificates)


                            BANC ONE ABS CORPORATION
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             (Exact name of registrant as specified in its charter)


                                      Ohio
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                  (State or other jurisdiction of organization)

          333-3457                                  31-1467431
  ------------------------              ------------------------------------
  (Commission File Number)              (IRS Employer Identification Number)


201 North Central Avenue, Phoenix, Arizona                           85004
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(Address of principal executive offices)                          (Zip Code)


                                 (602) 221-3704
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               Registrant's telephone number, including area code

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Item 5.    Other Events

           On August 17, 1998, the Banc One Auto Grantor Trust 1996-B (the
           "Trust") made a regular monthly distribution of principal
           and/or interest to holders of the Trust's Class A 6.55% Asset
           Backed Certificates and Class B 6.70% Asset Backed
           Certificates. Exhibit 99.1 of this Form 8-K, the Monthly
           Statement and certain additional information, was distributed
           to the Certificateholders of record.

           This report on Form 8-K is being filed in accordance with a
           no-action letter dated August 16, 1995 issued by the staff of
           the Division of Corporate Finance of the Securities and
           Exchange Commission to Bank One, Texas, N.A., as originator
           and servicer of Bank One Auto Trust 1995-A. Consistent with
           such no-action letter, the Trust is hereby filing the Monthly
           Statement and certain additional information reflecting the
           Trust's activities for the Interest Period from July 15, 1998
           through August 14, 1998 and for the Collection Period from
           July 1, 1998 through July 31, 1998.


Item 7.    Exhibits

           See page 4 for Exhibit Index.





                                    SIGNATURE


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                     BANC ONE AUTO GRANTOR TRUST 1996-B

                                     By:  Bank One, Arizona, N.A., as Servicer
                                            on behalf of the Trust


                                     By:    /s/  Tracie H. Klein
                                          ------------------------------------
                                          Name:  Tracie H. Klein
                                          Title: Vice President




Date:  August 27, 1998
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EXHIBIT INDEX


Exhibit    Description                                                   Page
- -------    -----------                                                   ----


99.1       Monthly Statements and Additional Information..............   5-13