<ARTICLE> 9 <CIK> 0000890066 <NAME> GLEN BURNIE BANCORP <MULTIPLIER> 1,000 <CURRENCY> U.S. Dollars <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <EXCHANGE-RATE> 1.000 <CASH> 8,197 <INT-BEARING-DEPOSITS> 4,958 <FED-FUNDS-SOLD> 2,864 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 32,925 <INVESTMENTS-CARRYING> 32,561 <INVESTMENTS-MARKET> 32,540 <LOANS> 128,342 <ALLOWANCE> 2,841 <TOTAL-ASSETS> 217,571 <DEPOSITS> 199,611 <SHORT-TERM> 1,144 <LIABILITIES-OTHER> 2,364 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 5,219 <OTHER-SE> 8,949 <TOTAL-LIABILITIES-AND-EQUITY> 217,571 <INTEREST-LOAN> 11,151 <INTEREST-INVEST> 4,950 <INTEREST-OTHER> 347 <INTEREST-TOTAL> 15,899 <INTEREST-DEPOSIT> 6,049 <INTEREST-EXPENSE> 6,095 <INTEREST-INCOME-NET> 9,794 <LOAN-LOSSES> (500) <SECURITIES-GAINS> 527 <EXPENSE-OTHER> 11,776 <INCOME-PRETAX> 1,639 <INCOME-PRE-EXTRAORDINARY> 833 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 833 <EPS-PRIMARY> 0.78 <EPS-DILUTED> 0.78 <YIELD-ACTUAL> 4.94 <LOANS-NON> 1,725 <LOANS-PAST> 18 <LOANS-TROUBLED> 294 <LOANS-PROBLEM> 2,529 <ALLOWANCE-OPEN> 4,139 <CHARGE-OFFS> 1,095 <RECOVERIES> 297 <ALLOWANCE-CLOSE> 2,841 <ALLOWANCE-DOMESTIC> 2,400 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 441