Exhibit 10.9
                              CERTIFICATE OF TRUST

                                       OF

                               ACS FUNDING TRUST I


         THIS Certificate of Trust of ACS Funding Trust I (the "Trust"), dated
March 26, 1999, is being duly executed and filed by the undersigned trustees to
form a business trust under the Delaware Business Trust Act (12 Del. C. ss.
3801, et seq.).

         1. Name. The name of the business trust formed hereby is ACS Funding
Trust I.

         2. Registered Agent. The business address of the registered office of
the Trust in the State of Delaware is One Rodney Square, 10th Floor, Tenth and
King Streets in the City of Wilmington, County of New Castle, 19801. The name of
the Trust's registered agent at such address is RL&F Service Corp.

         3. Effective Date. This Certificate of Trust shall be effective upon
filing.

         4. Investment Company. Notice is hereby given that pursuant to Section
3807(b) of the Delaware Business Trust Act, the Trust will become prior to or
within 180 days following the first issuance of beneficial interests, a
registered investment company under the Investment Company Act of 1940, as
amended (15 U.S.C. ss.ss. 80a-1 et seq.).





         IN WITNESS WHEREOF, the undersigned, being all of the Trustees of the
Trust, have executed this Certificate of Trust as of the day and year first
above written.



                                  MALON WILKUS,
                                  as Beneficiary Trustee


                                  ------------------------------------
                                  Name: Malon Wilkus



                                  EVELYNE STEWARD,
                                  as Independent Trustee


                                  ------------------------------------
                                  Name: Evelyne Steward



                                  WILLIAM HOLLORAN
                                  as Independent Trustee


                                  ------------------------------------
                                  Name: William Holloran








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