Exhibit 10.1 SUBSEQUENT TRANSFER AGREEMET First Alliance Mortgage Company in its capacities as seller (in such capacity, the "Seller") and as servicer (in such capacity, the "Servicer") and First Alliance Mortgage Loan Trust 1999-2, as the "Purchaser", pursuant to the Pooling and Servicing Agreement dated as of June 1, 1999, (the "Pooling and Servicing Agreement") among the Seller, the Servicer and Norwest Bank Minnesota, National Association, a national banking association, in its capacities as Trustee (in such capacity, the "Trustee") and as oversight agent (in such capacity, the "Oversight Agent"), hereby confirm their understanding with respect to the sale by the Seller and the purchase by the Purchaser of those Mortgage Loans (the "Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans. Conveyance of Subsequent Mortgage Loans. As of June 28, 1999 (the "Subsequent Transfer Date"), the Seller does hereby irrevocably transfer, assign, set over and otherwise convey to the Purchaser, without recourse (except as otherwise explicitly provided for herein) all of its right, title and interest in and to any and all benefits accruing from the Subsequent Mortgage Loans which are delivered to the Trustee herewith (and all substitutions therefor as provided by Sections 3.3, 3.4 and 3.6 of the Pooling and Servicing Agreement), together with the related Subsequent Mortgage Loan documents and the interest in any Property which secured a Subsequent Mortgage Loan but which has been acquired by foreclosure or deed in lieu of foreclosure, and all payments thereon and proceeds of the conversion, voluntary or involuntary, of the foregoing; and proceeds of all the foregoing (including, but not by way of limitation, all proceeds of any mortgage insurance, hazard insurance and title insurance policy relating to the Subsequent Mortgage Loans, cash proceeds, accounts, accounts receivable, notes, drafts, acceptances, chattel paper, checks, deposit accounts, rights to payment of any and every kind, and other forms of obligations and receivables which at any time constitute all or part of or are included in the proceeds of any of the foregoing). The Seller shall deliver the original Mortgage or mortgage assignment with evidence of recording thereon (except as otherwise provided by the Pooling and Servicing Agreement) and other required documentation in accordance with the terms set forth in Sections 3.5 and 3.8 of the Pooling and Servicing Agreement. The costs relating to the delivery of the documents specified in this Subsequent Transfer Agreement and the Pooling and Servicing Agreement shall be borne by the Seller. The Seller hereby affirms the representations and warranties set forth in the Pooling and Servicing Agreement that relate to the Seller and the Subsequent Mortgage Loans as of the date hereof. The Seller hereby delivers notice and confirms that each of the conditions set forth in Section 3.8(b), 3.8(c) and 3.8(d) to the Pooling and Servicing Agreement are satisfied as of the date hereof. Pursuant to Section 3.8(a) of the Pooling and Servicing Agreement, the Seller instructs the Trustee to release one-hundred percent of the aggregate principal balances of the Subsequent Mortgage Loans so transferred from the Pre-Funding Account, $20,236,270.79 pursuant to this Subsequent Transfer Agreement and to include $12,529,888.65 of the Subsequent Mortgage Loans listed in Exhibit A hereto in Group I and $7,706,382.14 of the Subsequent Mortgage Loans listed in Exhibit B hereto in Group II. All terms and conditions of the Pooling and Servicing Agreement are hereby ratified, confirmed and incorporated herein, provided that in the event of any conflict the provisions of this Subsequent Transfer Agreement shall control over the conflicting provisions of the Pooling and Servicing Agreement. Terms capitalized herein and not defined herein shall have their respective meanings as set forth in the Pooling and Servicing Agreement. IN WITNESS WHEREOF, the undersigned have duly executed this Agreement this 28th day of June, 1999. FIRST ALLIANCE MORTGAGE COMPANY, as Seller and Servicer By: /s/ Francisco Nebot ------------------------------------ Name: Francisco Nebot Title: Executive Vice President and Chief Financial Officer FIRST ALLIANCE MORTGAGE LOAN TRUST 1999-2, by Norwest Bank Minnesota, National Association, as Trustee By: /s/ Peter A. Gobell ------------------------------------ Name: Peter A. Gobell Title: Trust Officer NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION, as Trustee and Oversight Agent By: /s/ Peter A. Gobell ------------------------------------ Name: Peter A. Gobell Title: Trust Officer Dated: June 28, 1999 206070.2D EXHIBIT A LOAN SCHEDULE -- 1999-2 (FIXED) Loan Lien Cut-Off Current Current Number Property Address City ST Zip Pos Balance Rate Pmt - - ----------------------------------------------------------------------------------------------------------------------------- 106403 426 FRASER AVENUE LOS ANGELES CA 90022 1 82,424.00 9.390 686.46 106407 1411 N. TOWNER STREET SANTA ANA CA 92706 1 141,151.37 9.490 1,492.87 205196 649 "A" STREET RAMONA AREA CA 92065 1 73,490.00 9.390 612.05 304925 2776 WEST 225TH STREET TORRANCE CA 90505 1 120,101.84 9.750 1,034.17 304935 557 W. 2nd St. SAN PEDRO CA 90731 1 126,390.00 9.350 1,048.95 304938 704 E. 136th St LOS ANGELES CA 90059 1 56,968.00 8.990 457.97 304941 9225 HICKORY STREET LOS ANGELES CA 90002 2 41,621.00 8.590 322.69 304950 1207 WEST 58TH PLACE LOS ANGELES CA 90044 1 89,990.00 8.990 723.43 406081 4519 CAROL AVENUE FREMONT CA 94538 1 169,601.00 8.590 1,679.09 406084 18381 HAVEN STREET HAYWARD CA 94541 1 116,979.00 10.150 1,039.56 406086 2326 ACTON STREET BERKELEY CA 94702 1 149,547.00 11.550 1,486.66 406087 481 CLARA STREET OAKLAND CA 94603 1 77,340.00 8.090 572.35 406089 38016 VALLEJO STREET FREMONT CA 94536 2 33,702.00 12.590 417.36 505908 2809 VIRGINIA AVE. SANTA MONICA CA 90404 1 60,350.00 9.390 502.62 505911 900 NORTH KENMORE AVENUE LOS ANGELES CA 90029 1 146,305.00 10.250 1,311.04 505912 4717 ADAM ROAD SIMI VALLEY CA 93063 1 82,405.00 8.590 638.89 505916 2437 PROSPECT AVE Montrose Area CA 91020 1 205,102.00 9.990 1,798.40 605154 126 LINDA VISTA AV. PITTSBURG CA 94565 1 51,690.00 9.390 430.50 605163 23 SEENO ST. PITTSBURG CA 94565 1 62,252.00 8.990 500.45 605167 707 LAMONT AVE. NOVATO CA 94945 1 54,882.00 8.990 441.20 605168 3804 ARAGON LN. SAN RAMON CA 94583 1 205,071.00 8.490 1,575.37 705133 736 WEST ALTADENA DRIVE ALTADENA CA 91001 2 10,505.92 14.550 184.03 707518 2833-2835 E 4TH ST, LOS ANGELES CA 90033 1 134,741.37 9.500 1,135.07 707656 1756 PUENTE AVE, BALDWIN PARK CA 91706 1 55,224.00 8.590 428.15 707659 3877 LOLITA CT CHINO CA 91710 1 99,990.00 10.350 903.45 707662 1701 BELMONT AVE PASADENA CA 91103 1 86,990.00 12.750 945.31 707678 8970 INDIANA AVE RIVERSIDE CA 92503 1 53,772.00 8.590 416.89 707679 6310 PASSONS BLVD PICO RIVERA CA 90660 1 116,240.00 9.350 964.71 707681 3489 PACIFIC AVE RIVERSIDE CA 92509 1 28,653.00 9.090 232.41 806990 2944 REMINGTON WAY SAN JOSE CA 95148 1 93,653.00 8.990 752.88 807005 1250 LORYN LANE HALF MOON BAY CA 94019 1 217,161.24 9.800 1,875.30 807009 419 EL CAJON DR SAN JOSE CA 95111 1 110,896.00 9.390 923.59 807010 241 EVERGREEN WAY MILPITAS CA 95035 1 29,294.00 8.090 216.79 807014 1057 SOUTH 10TH STREET SAN JOSE CA 95112 1 170,778.00 8.850 1,355.73 807015 1374 OLYMPUS DR SAN JOSE CA 95129 1 290,540.00 8.990 2,335.66 807017 1115 JOHN AVENUE SAN PABLO CA 94806 1 68,099.00 8.990 547.45 807022 520 HEMLOCK AVENUE S. SAN FRANCISCO CA 94080 1 77,664.00 8.090 574.75 1603177 513 17TH ST SE PUYALLUP WA 98372 1 83,240.00 9.350 690.84 1603181 18926 EDGECLIFF DR SW SEATTLE WA 98166 1 218,738.78 8.550 1,697.74 1603193 12843 NORTHEAST 108TH PL KIRKLAND WA 98033 1 136,058.00 8.590 1,054.86 1603195 16525 92ND AVE E PUYALLUP WA 98375 1 104,772.00 9.350 869.54 1603199 2730 STAFFORD WAY BOTHELL WA 98012 1 122,712.00 9.850 1,063.31 1603202 16922 157TH PL SE RENTON WA 98058 1 176,240.00 9.350 1,824.42 1603206 9042 37TH AVE S SEATTLE WA 98118 1 76,250.00 9.790 657.35 1603214 914 W HALLADAY STREET SEATTLE WA 98119 1 159,235.00 8.990 1,280.10 Loan Mat Pmt Prop Occup Appraised Orig Number Date Type Type Type Value Type - - ------------------------------------------------------------ 106403 6/1/29 A S P 141,000 F 106407 7/1/14 A S P 205,000 F 205196 8/1/29 A S P 105,000 F 304925 7/1/29 A S P 350,000 F 304935 8/1/29 A S P 158,000 F 304938 8/1/29 A S P 120,000 F 304941 8/1/29 A S P 107,000 F 304950 8/1/29 A S P 120,000 F 406081 8/1/14 A S P 272,000 F 406084 7/1/29 A S I 156,000 F 406086 8/1/29 A S P 255,000 F 406087 8/1/29 A S P 119,000 F 406089 8/1/14 A F P 253,000 F 505908 8/1/29 A S P 288,000 F 505911 8/1/29 A F P 183,000 F 505912 8/1/29 A S P 175,000 F 505916 8/1/29 A S P 274,000 F 605154 8/1/29 A S P 88,000 F 605163 8/1/29 A S P 105,000 F 605167 8/1/29 A S P 245,000 F 605168 7/1/29 A P P 350,000 F 705133 9/1/07 A S P 126,000 F 707518 4/1/29 A F P 180,000 F 707656 8/1/29 A C P 85,000 F 707659 7/1/29 A S P 125,000 F 707662 8/1/29 A S P 135,000 F 707678 8/1/29 A S P 90,000 F 707679 7/1/29 A S P 155,000 F 707681 8/1/29 A S P 85,000 F 806990 6/1/29 A S P 263,000 F 807005 6/1/29 A S P 300,000 F 807009 8/1/29 A S P 246,000 F 807010 7/1/29 A S P 265,000 F 807014 7/1/29 A S P 244,000 F 807015 8/1/29 A S P 447,000 F 807017 7/1/29 A S P 127,000 F 807022 8/1/29 A S P 265,000 F 1603177 8/1/29 A S P 111,000 F 1603181 7/1/29 A S P 263,000 F 1603193 6/1/29 A S P 250,000 F 1603195 7/1/29 A S P 133,000 F 1603199 8/1/29 A S P 155,000 F 1603202 8/1/14 A S P 228,000 F 1603206 7/1/29 A S P 178,000 F 1603214 8/1/29 A S P 325,000 F Page 1 99-2 EXHIBIT A LOAN SCHEDULE -- 1999-2 (FIXED) Loan Lien Cut-Off Current Current Number Property Address City ST Zip Pos Balance Rate Pmt - - ----------------------------------------------------------------------------------------------------------------------------- 1603216 19719 16TH PL NE SHORELINE WA 98155 1 157,240.00 10.350 1,420.73 1603217 17605 NE 195TH ST WOODINVILLE WA 98072 1 191,379.47 8.990 1,549.11 1603219 525 27TH AVE SEATTLE WA 98122 1 158,987.00 8.850 1,262.12 1703378 3500 IVY ST DENVER CO 80207 1 53,374.00 12.250 559.30 1703386 13531 VIRGO DR LITTLETON CO 80124 1 102,941.00 8.590 798.10 1703387 2191 S GRAY ST DENVER CO 80227 1 68,017.00 8.590 527.34 1703394 3145 W 19TH AVE DENVER CO 80204 1 59,736.00 9.390 497.51 1703401 195 HOYT ST LAKEWOOD CO 80226 1 69,238.00 8.090 512.39 1803982 4342 W. ADAMS ST. CHICAGO IL 60624 1 67,399.27 11.350 660.63 1804165 712 N. LECLAIRE AVE. CHICAGO IL 60644 1 44,122.00 8.990 354.70 1804172 8823 S. MOZART EVERGREEN PARK IL 60805 1 51,698.00 9.490 434.33 1804174 8529 S. CARPENTER STREET CHICAGO IL 60620 1 52,223.00 9.390 434.93 2102282 4521 SW FAIRVIEW BLVD PORTLAND OR 97221 1 388,156.00 9.750 3,334.86 2102284 15748 WINRIVER RD BROOKINGS OR 97415 1 61,456.00 8.990 622.96 2102299 6505 NE 66TH AVE PORTLAND OR 97218 1 61,523.00 9.790 653.25 2102304 923 NE 172ND AVE PORTLAND OR 97230 1 85,547.00 8.590 663.25 2202150 58 E. FARMGATE LANE PALATINE IL 60067 1 104,727.00 8.990 1,061.59 2202167 1408 RAYMOND STREET SOUTH ELGIN IL 60177 1 70,941.86 8.590 554.06 2202175 9606 KEYSTONE AVE. SKOKIE IL 60076 1 55,490.00 9.340 574.09 2401859 11370 NW 37TH STREET SUNRISE FL 33323 1 72,790.00 8.590 564.34 2401868 3607 NW 84TH TERRACE CORAL SPRINGS FL 33065 1 103,490.00 9.350 858.90 2401874 1004 CITRUS ISLE FORT LAUDERDALE FL 33315 1 152,524.00 8.590 1,182.52 2500578 17624 CHAGRIN BLVD SHAKER HTS OH 44120 1 84,461.00 8.990 678.98 2600748 2919 EAST DAHLIA DRIVE PHOENIX AZ 85032 1 87,694.70 10.490 807.02 2600749 6753 E TASMAN CIRCLE MESA AZ 85213 1 194,118.00 9.350 1,611.05 2600755 6838 EAST EDGEMONT AVENUE SCOTTSDALE AZ 85257 1 54,361.00 8.590 538.19 2600759 1441 WEST 5TH STREET MESA AZ 85201 1 78,113.00 10.250 699.97 2700807 1226 W.400 NORTH WEST BOUNTIFUL UT 84087 1 101,409.98 9.990 893.47 2700813 5967 SOUTH PARK WOOD DR SALT LAKE CITY UT 84118 1 95,628.86 9.350 797.40 2700821 2972 SOUTH 8850 WEST MAGNA UT 84044 1 43,491.00 9.250 398.32 2901100 441 CHERRY ST POTTSTOWN PA 19464 1 45,217.00 8.490 347.36 3101323 116 RIDGE ROAD RUTHERFORD NJ 07070 1 148,381.00 8.890 1,182.18 3101345 26-28 FULTON STREET WEEHAWKEN NJ 07087 1 144,681.00 8.990 1,163.10 3101349 829 WESTWOOD AVE RIVER VALE NJ 07675 1 74,416.00 8.990 598.23 3101355 426 CORTLANDT STREET BELLEVILLE NJ 07109 1 78,716.62 9.490 662.10 3101358 53 SELVAGE AVENUE TEANECK NJ 07666 1 88,699.00 8.990 713.05 3101362 176-178 HOBSON STREET NEWARK NJ 07112 1 58,023.99 9.390 483.25 3101366 62 DEWEY STREET BLOOMFIELD NJ 07003 1 22,285.00 9.990 195.40 3101369 36 WESTOVER ROAD VERONA NJ 07044 1 96,681.00 9.390 805.20 3201368 911 STERLING PLACE NO. BABYLON NY 11704 1 79,417.33 10.990 758.98 3201387 43 CLIFFORD PLACE EAST NORWICH NY 11732 1 70,824.14 10.990 678.35 3201391 170 E ROOSEVELT AVE ROOSEVELT NY 11575 1 63,436.00 8.590 491.82 3201401 78 HONEYSUCKLE RD LEVITTOWN NY 11756 1 131,990.00 9.350 1,095.43 3301004 1461 PACIFIC STREET BROOKLYN NY 11216 1 138,549.00 11.250 1,345.67 3301036 595 HANCOCK STREET BROOKLYN NY 11233 1 104,360.00 8.990 838.95 3301040 371 McDONOUGH STREET BROOKLYN NY 11233 1 158,138.00 10.790 1,480.95 Loan Mat Pmt Prop Occup Appraised Orig Number Date Type Type Type Value Type - - ------------------------------------------------------------ 1603216 8/1/29 A S P 185,000 F 1603217 7/1/29 A S P 234,000 F 1603219 8/1/29 A S P 220,000 F 1703378 8/1/29 A S P 123,000 F 1703386 8/1/29 A S P 161,000 F 1703387 8/1/29 A S P 147,000 F 1703394 8/1/29 A S P 101,000 F 1703401 8/1/29 A S P 150,000 F 1803982 2/1/29 A F P 90,000 F 1804165 7/1/29 A F P 90,000 F 1804172 7/1/29 A S P 87,000 F 1804174 8/1/29 A S P 82,500 F 2102282 7/1/29 A S P 491,000 F 2102284 6/1/14 A S P 115,000 F 2102299 8/1/14 A S P 130,000 F 2102304 8/1/29 A S P 147,000 F 2202150 7/1/14 A S P 165,000 F 2202167 7/1/29 A S P 102,000 F 2202175 8/1/14 A S P 211,000 F 2401859 7/1/29 A S P 112,000 F 2401868 8/1/29 A S P 133,000 F 2401874 8/1/29 A S P 240,000 F 2500578 7/1/29 A F P 122,000 F 2600748 7/1/29 A S P 105,000 F 2600749 8/1/29 A S P 261,000 F 2600755 8/1/14 A S P 115,000 F 2600759 8/1/29 A S P 99,000 F 2700807 6/1/29 A S P 240,000 F 2700813 7/1/29 A S P 120,000 F 2700821 7/1/19 A S P 68,000 F 2901100 8/1/29 A S P 71,000 F 3101323 7/1/29 A S I 250,000 F 3101345 8/1/29 A F P 350,000 F 3101349 8/1/29 A S P 200,000 F 3101355 7/1/29 A S P 100,000 F 3101358 8/1/29 A S P 157,000 F 3101362 8/1/29 A S P 99,000 F 3101366 8/1/29 A S P 133,000 F 3101369 8/1/29 A S P 222,000 F 3201368 6/1/29 A S P 125,000 F 3201387 6/1/29 A S P 218,000 F 3201391 8/1/29 A S P 135,000 F 3201401 8/1/29 A S P 176,000 F 3301004 7/1/29 A F P 185,000 F 3301036 7/1/29 A F P 185,000 F 3301040 7/1/29 A F I 250,000 F Page 2 99-2 EXHIBIT A LOAN SCHEDULE -- 1999-2 (FIXED) Loan Lien Cut-Off Current Current Number Property Address City ST Zip Pos Balance Rate Pmt - - ----------------------------------------------------------------------------------------------------------------------------- 3301050 87-86 139Th St. Jamaica NY 11435 1 110,474.00 8.990 888.10 3301055 111-27 168TH STREET JAMAICA NY 11433 1 87,740.00 8.890 699.04 3301057 155 49 116TH DRIVE JAMAICA NY 11434 1 44,518.00 8.590 440.74 3301072 200-51 39TH AVE BAYSIDE NY 11361 1 59,254.00 8.090 569.35 3400968 949-51 MELROSE PLACE PLAINFIELD NJ 07063 1 87,540.00 10.750 981.28 3400971 105 SWAN STREET LAMBERTVILLE NJ 08530 1 36,615.00 9.790 388.78 3400983 5 GLEN GARY ROAD MIDDLESEX NJ 08846 1 53,565.00 9.390 446.11 3400985 10 FIRST ST KENVIL NJ 07847 1 130,667.00 9.250 1,074.97 3400986 109 LINCOLN AVE CARTERET NJ 07008 1 57,850.00 9.890 502.98 3400988 657 STATE ST. PERTH AMBOY NJ 08861 1 81,740.00 9.750 702.27 3400990 379 EAST 9TH AVE ROSELLE NJ 07203 1 52,744.00 9.790 454.70 3400993 59 CATHEDRAL AVENUE FLORHAM PARK NJ 07932 1 23,161.99 8.490 177.93 3600465 11510 MOLLY BERRY RD UPPER MARLBORO MD 20772 1 152,357.00 9.650 1,297.81 3600467 19501 OLNEY MILL RD OLNEY MD 20832 1 104,671.00 8.990 841.45 3600470 5111 WEHAWKEN RD BETHESDA MD 20816 1 111,544.00 8.490 1,097.76 3700289 801 HARGROVE WAY CINCINNATI OH 45240 1 63,556.00 8.850 504.54 3800426 4820 S DAKOTA AVE NE WASHINGTON DC 20017 1 61,163.00 9.090 496.10 3800428 1030 EVARTS ST NE WASHINGTON DC 20018 1 25,314.00 8.090 187.34 3900466 1816 CREMEN RD PASADENA MD 21122 1 29,392.00 8.990 236.28 3900479 5547 GAYLAND RD BALTIMORE MD 21227 1 86,632.24 9.750 744.99 3900480 7306 CHESAPEAKE RD BALTIMORE MD 21220 1 21,968.00 9.790 189.38 4300129 62 IVES STREET HAMDEN CT 06518 1 60,019.90 8.990 759.98 4400400 1840 SELBY AVE SAINT PAUL MN 55104 1 96,427.00 8.890 768.25 4400405 6670 ANOKA STREET FRIDLEY MN 55432 1 97,695.00 9.150 999.62 4400408 1056 GOODRICH AVE SAINT PAUL MN 55105 1 174,589.00 9.650 1,487.18 4400409 436 206TH AVE CEDAR MN 55011 1 107,940.00 10.650 999.49 4600360 709 GREEN GROVE PL NEPTUNE NJ 07753 1 41,157.00 9.390 342.77 4800276 9 CHARLOTTSVILLE COURT CORAM NY 11727 1 57,531.00 8.590 446.04 4800277 12 HARBOR OAKS DRIVE KINGS PARK NY 11754 1 188,446.00 8.850 1,495.98 4800279 60 BIRCHDALE DRIVE HOLBROOK NY 11741 1 71,909.00 8.990 578.08 4800286 188 PACIFIC STREET PT. JEFFERSON STATION NY 11776 1 83,647.99 9.390 696.65 4800291 6 FUOCO ROAD BELLPORT NY 11713 1 57,718.00 9.790 548.98 4800294 12 HOFSTRA DRIVE FARMINGVILLE NY 11738 1 100,430.00 8.850 797.27 4800296 52 VAIL AVENUE RIVERHEAD NY 11901 1 54,595.00 8.990 438.89 4800300 11 MOUNTAIN STREET LAKE RONKONKOMA NY 11779 1 90,986.00 8.590 1,132.48 4800302 63 PARNELL DRIVE SMITHTOWN NY 11787 1 169,579.00 9.850 1,469.41 4800304 22 LINCOLN AVENUE KINGS PARK NY 11754 1 49,909.96 8.990 407.79 4800311 655 INTERLAKEN LANE NORTH BABYLON NY 11703 1 97,883.00 8.590 758.89 8901506 3900 DALHOUISE LANE DECATUR GA 30034 1 70,187.19 13.990 831.23 8901507 34198 EAGLET WAY SOLDOTNA AK 99669 2 31,870.64 11.950 383.03 - - ----------------------------------------------------------------------------------------------------------------------------- TOTAL FIXED RATE LOANS: 131 12,529,888.65 Loan Mat Pmt Prop Occup Appraised Orig Number Date Type Type Type Value Type - - ------------------------------------------------------------ 3301050 7/1/29 A S P 170,000 F 3301055 7/1/29 A S P 135,000 F 3301057 8/1/14 A S P 120,000 F 3301072 8/1/14 A S P 270,000 F 3400968 6/1/14 A S P 103,000 F 3400971 7/1/14 A S P 127,000 F 3400983 7/1/29 A S P 145,000 F 3400985 7/1/29 A S P 195,000 F 3400986 8/1/29 A S P 89,000 F 3400988 8/1/29 A S P 109,000 F 3400990 8/1/29 A S P 157,000 F 3400993 8/1/29 A S P 256,000 F 3600465 8/1/29 A S P 210,000 F 3600467 8/1/29 A S P 195,000 F 3600470 8/1/14 A S P 307,000 F 3700289 8/1/29 A S P 86,000 F 3800426 7/1/29 A S P 135,000 F 3800428 7/1/29 A S P 101,000 F 3900466 7/1/29 A S P 97,000 F 3900479 6/1/29 A S P 119,000 F 3900480 8/1/29 A S P 80,000 F 4300129 8/1/09 A S P 150,000 F 4400400 7/1/29 A S P 184,000 F 4400405 7/1/14 A S P 130,000 F 4400408 7/1/29 A S P 240,000 F 4400409 7/1/29 A S P 127,000 F 4600360 8/1/29 A S P 102,000 F 4800276 7/1/29 A P P 84,000 F 4800277 7/1/29 A S P 280,000 F 4800279 8/1/29 A S P 147,000 F 4800286 8/1/29 A S P 140,000 F 4800291 7/1/19 A S P 110,000 F 4800294 7/1/29 A S P 145,000 F 4800296 7/1/29 A S P 78,000 F 4800300 8/1/09 A S P 140,000 F 4800302 8/1/29 A S P 212,000 F 4800304 7/1/29 A S P 127,000 F 4800311 8/1/29 A S P 160,000 F 8901506 5/1/29 A S P 48,000 C 8901507 4/1/14 A S P 227,000 C - - ------------------------------------------------------------ Page 3 99-2 EXHIBIT B LOAN SCHEDULE -- 1999-2 (ADJUSTABLE) Loan Lien Cut-Off Current Current Number Property Address City ST Zip Pos Balance Rate Pmt - - --------------------------------------------------------------------------------------------------------------------------- 106365 23695 SAN DONA LAGUNA HILLS CA 92653 1 150,537.12 8.250 1,132.38 106409 46 MONTE VISTA LAGUNA HILLS CA 92653 1 247,490.00 9.790 2,133.59 205194 4851 MT. BIGELOW DRIVE SAN DIEGO CA 92111 1 183,990.00 8.250 1,382.26 406073 216 BRIDGEVIEW DRIVE SAN FRANCISCO CA 94124 1 184,481.00 9.790 1,590.40 406074 43 WEST 17TH STREET ANTIOCH CA 94509 1 39,720.00 8.890 316.46 406079 20 JOHN GLENN CIRCLE DALY CITY CA 94015 1 230,500.00 8.650 1,796.91 406080 664 41ST AVENUE SAN FRANCISCO CA 94121 1 285,721.00 8.900 2,278.45 406085 89 BELFORD DRIVE DALY CITY CA 94015 1 295,980.00 8.390 2,252.80 406088 113 FRANCISCO DRIVE SOUTH SAN FRANCISCO CA 94080 1 251,980.00 8.750 1,982.33 406090 419 ELIZABETH STREET SAN FRANCISCO CA 94114 1 304,414.00 6.840 1,992.67 505914 2846 S HALM AVENUE LOS ANGELES CA 90034 1 150,490.00 8.650 1,173.17 605159 1646 BEECHWOOD DR. MARTINEZ CA 94553 1 166,110.00 6.990 1,104.02 605160 820 POCHARD WAY SUISUN CITY CA 94585 1 131,740.00 8.990 1,059.06 605162 267 LARKSPUR LN. FAIRFIELD CA 94533 1 87,536.00 7.850 633.18 707667 4345 LYND AVE ARCADIA AREA CA 91006 1 106,450.00 8.650 829.85 807001 700 EAST STREET SALINAS CA 93905 1 68,890.00 10.690 639.97 807019 1949 TRENTON DR SAN JOSE CA 95124 1 324,720.00 7.750 2,326.33 807021 2624 ALDERWOOD DR SAN JOSE CA 95132 1 235,190.00 7.850 1,701.21 807025 333 SOUTH 34TH STREET SAN JOSE CA 95116 1 86,990.00 8.990 699.32 1603176 2637 13TH AVE W SEATTLE WA 98119 1 110,763.00 6.340 688.48 1603189 1606 S ADAMS ST TACOMA WA 98405 1 83,990.00 10.050 740.18 1603204 5318 169TH PL SW LYNNWOOD WA 98037 1 136,490.00 6.990 907.15 1603212 16822 35TH AVE S SEATAC WA 98188 1 80,987.00 7.640 574.06 1603218 1411 N ANDERSON ST TACOMA WA 98406 1 102,366.00 7.350 705.27 1603220 7333 12TH AVE NW SEATTLE WA 98117 1 149,980.00 8.150 1,116.22 1703389 6476 S STEELE ST LITTLETON CO 80121 1 99,048.69 10.290 890.78 1703392 9917 GARLAND DR BROOMFIELD CO 80021 1 122,990.00 8.550 950.05 1703395 9051 HICKORY PL THORNTON CO 80229 1 85,590.00 7.850 619.10 1804152 8410 S. EXCHANGE AVE. CHICAGO IL 60617 1 53,143.00 8.150 395.52 1804155 1413 S. KOSTNER AVENUE CHICAGO IL 60623 1 91,990.00 8.650 717.13 1804158 14626 S. TRIPP AVENUE MIDLOTHIAN IL 60445 1 63,884.00 7.240 435.37 1804161 3100 S. KING DR. #601 CHICAGO IL 60616 1 60,490.00 10.290 543.85 1804175 632 S. BEVERLY AVENUE ADDISON IL 60101 1 94,240.00 9.890 819.37 1804181 31 W. TAYLOR ROAD LOMBARD IL 60148 1 98,096.00 7.390 678.53 2102302 3237 NE 57TH AVE PORTLAND OR 97213 1 49,700.99 8.390 378.29 2102307 9925 SE STANLEY AVE MILWAUKIE OR 97222 1 107,090.00 8.350 812.07 2202174 356 FLETCHER DRIVE WHEELING IL 60090 1 101,990.00 8.250 766.22 2500587 5609 PINNACLE PARK DRIVE SEVEN HILLS OH 44131 1 102,760.00 7.790 739.03 2500590 6894 W SMITH RD MEDINA OH 44256 1 91,077.00 7.850 658.79 2500593 2686 KIMMEL DRIVE UNIONTOWN OH 44685 1 82,260.00 7.850 595.02 2901080 6315 LANGDON ST PHILADELPHIA PA 19111 1 45,590.00 8.250 442.29 2901103 39 SUMMIT AVE PAOLI PA 19301 1 87,951.00 6.990 584.55 3101363 206 SECOND STREET ENGLEWOOD NJ 07631 1 71,515.00 7.240 652.43 3101372 104 WARD PLAZA TEANECK NJ 07666 1 45,091.00 9.390 375.54 3301048 450 E 49TH STREET BROOKLYN NY 11203 1 123,990.00 8.390 943.73 Loan Mat Pmt Prop Occup Appraised Orig Number Date Type Type Type Value Type - - ------------------------------------------------------------ 106365 4/1/29 A S P 201,000 F 106409 7/1/29 A P P 330,000 F 205194 8/1/29 A S P 230,000 F 406073 8/1/29 A S P 246,000 F 406074 8/1/29 A S P 89,000 F 406079 8/1/29 A S P 352,000 F 406080 8/1/29 A S P 381,000 F 406085 8/1/29 A S P 370,000 F 406088 8/1/29 A S P 336,000 F 406090 8/1/29 A S P 559,000 F 505914 8/1/29 A S P 190,000 F 605159 8/1/29 A S P 210,000 F 605160 8/1/29 A S P 165,000 F 605162 8/1/29 A S P 136,000 F 707667 8/1/29 A S P 170,000 F 807001 8/1/29 A S I 106,000 F 807019 7/1/29 A S P 435,000 F 807021 8/1/29 A S P 286,000 F 807025 8/1/29 A S P 116,000 F 1603176 7/1/29 A S P 280,000 F 1603189 7/1/29 A S P 105,000 F 1603204 8/1/29 A S P 180,000 F 1603212 8/1/29 A S P 135,000 F 1603218 8/1/29 A S P 140,000 F 1603220 8/1/29 A S P 200,000 F 1703389 8/1/29 A S P 160,000 F 1703392 8/1/29 A S P 164,000 F 1703395 8/1/29 A S P 107,000 F 1804152 8/1/29 A F P 72,000 F 1804155 8/1/29 A F P 120,000 F 1804158 8/1/29 A S P 129,000 F 1804161 8/1/29 A C P 110,000 F 1804175 8/1/29 A S P 150,000 F 1804181 8/1/29 A S P 142,000 F 2102302 8/1/29 A S I 125,000 F 2102307 8/1/29 A S P 126,000 F 2202174 8/1/29 A S P 136,000 F 2500587 8/1/29 A S P 155,000 F 2500590 8/1/29 A S P 117,000 F 2500593 8/1/29 A S P 110,000 F 2901080 6/1/14 A S P 57,000 F 2901103 7/1/29 A S P 110,000 F 3101363 8/1/14 A S P 134,500 F 3101372 8/1/29 A S P 135,000 F 3301048 7/1/29 A S P 155,000 F Page 1 99-2 EXHIBIT B LOAN SCHEDULE -- 1999-2 (ADJUSTABLE) Loan Lien Cut-Off Current Current Number Property Address City ST Zip Pos Balance Rate Pmt - - -------------------------------------------------------------------------------------------------------------------------- 3301049 135 MADISON STREET BROOKLYN NY 11216 1 100,180.00 7.140 675.95 3301063 493 CHESTNUT STREET BROOKLYN NY 11208 1 34,688.00 8.390 339.35 3301064 116-57 120TH STREET SOUTH OZONE PARK NY 11420 1 140,240.00 8.390 1,067.41 3400970 8 WOLF PL. PARSIPPANY-TROY HILLS NJ 07054 1 141,796.00 7.640 1,005.09 3400995 3 OAKWOOD TERR JAMESBURG NJ 08831 1 32,738.00 7.240 298.67 3600462 3811 NICHOLSON ST HYATTSVILLE MD 20782 1 77,691.00 8.390 591.33 3800409 4611 8TH ST NW WASHINGTON DC 20011 1 65,212.00 10.050 574.69 3900483 6723 PARSONS AVE BALTIMORE MD 21215 1 75,640.00 8.750 755.98 3900484 355 JASONTOWN RD WESTMINSTER MD 21158 1 43,978.00 10.290 395.40 4300075 98 CHESHIRE ROAD BETHANY CT 06524 1 173,504.97 8.990 1,395.58 4300112 11 HALCYON PLACE YONKERS NY 10701 1 101,292.00 10.390 918.24 4300127 12 BELLEVIEW TERRACE ANSONIA CT 06401 1 83,990.00 7.390 580.96 4600221 313 MELROSE AVE CINNAMINSON NJ 08077 1 101,430.45 9.240 835.02 4600352 461 CENTER AVE MIDDLETOWN NJ 07748 1 30,974.00 6.740 200.69 4600356 1141 STATE RT 33 FARMINGDALE (HOWELL TWP) NJ 07727 1 87,189.00 7.990 639.15 4600359 163 TYRPAK RD HOWELL NJ 07731 1 107,937.00 8.750 849.14 4600376 44 HENDERSON LN WILLINGBORO NJ 08046 1 34,034.00 7.640 241.24 4800289 8 NIAGRA STREET MILLER PLACE NY 11764 1 217,000.00 10.390 1,967.16 8901502 7126 TULIP STREET PHILADELPHIA PA 19135 1 44,780.20 10.750 418.67 8901503 3550 NW 3RD STREET MIAMI FL 33125 1 29,958.30 10.750 280.05 8901504 3328 23RD STREET NORTH ST. PETERSBURG FL 33713 1 34,166.99 10.750 319.44 8901505 103 WOOSTER STREET NEW HAVEN CT 06511 1 71,970.43 13.500 824.70 - - ------------------------------------------------------------------------------------------------------------------------- TOTAL VARIABLE RATE LOANS: 67 7,706,382.14 Loan Mat Pmt Prop Occup Appraised Orig Number Date Type Type Type Value Type - - ------------------------------------------------------------ 3301049 8/1/29 A F P 195,000 F 3301063 8/1/14 A S P 110,000 F 3301064 8/1/29 A S P 165,000 F 3400970 7/1/29 A S P 281,000 F 3400995 8/1/14 A S P 100,000 F 3600462 8/1/29 A S P 140,600 F 3800409 6/1/29 A S I 132,000 F 3900483 8/1/14 A S P 89,000 F 3900484 8/1/29 A S P 154,000 F 4300075 5/1/29 A S P 235,000 F 4300112 8/1/29 A S P 173,000 F 4300127 7/1/29 A S P 111,000 F 4600221 3/1/29 A S P 127,000 F 4600352 7/1/29 A S P 127,000 F 4600356 8/1/29 A S P 109,000 F 4600359 8/1/29 A S P 127,000 F 4600376 8/1/29 A S P 89,000 F 4800289 7/1/29 A S P 350,000 F 8901502 2/1/29 A F P 130,000 C 8901503 3/1/29 A F P 53,500 C 8901504 3/1/29 A S P 120,000 C 8901505 4/1/29 A C P 100,000 C - - ------------------------------------------------------------ Page 2 99-2