================================================================================ SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): November 15, 1999 ----------------- BANC ONE AUTO GRANTOR TRUST 1996-B ----------------------------------------- (Issuer with respect to the Certificates) BANC ONE ABS CORPORATION ------------------------------------------------------ (Exact name of registrant as specified in its charter) Ohio --------------------------------------------- (State or other jurisdiction of organization) 333-3457 31-1467431 ------------------------ ------------------------------------ (Commission File Number) (IRS Employer Identification Number) 201 North Central Avenue, Phoenix, Arizona 85004 ------------------------------------------ ---------- (Address of principal executive offices) (Zip Code) (602) 221-3704 -------------------------------------------------- Registrant's telephone number, including area code ================================================================================ Item 5. Other Events On November 15, 1999, the Banc One Auto Grantor Trust 1996-B (the "Trust") made a regular monthly distribution of principal and/or interest to holders of the Trust's Class A 6.55% Asset Backed Certificates and Class B 6.70% Asset Backed Certificates. Exhibit 99.1 of this Form 8-K, the Monthly Statement and certain additional information, was distributed to the Certificateholders of record. This report on Form 8-K is being filed in accordance with a no-action letter dated August 16, 1995 issued by the staff of the Division of Corporate Finance of the Securities and Exchange Commission to Bank One, Texas, N.A., as originator and servicer of Bank One Auto Trust 1995-A. Consistent with such no-action letter, the Trust is hereby filing the Monthly Statement and certain additional information reflecting the Trust's activities for the Interest Period from October 15, 1999 through November 14, 1999 and for the Collection Period from October 1, 1999 through October 31, 1999. Item 7. Exhibits See page 4 for Exhibit Index. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. BANC ONE AUTO GRANTOR TRUST 1996-B By: Bank One, Arizona, N.A., as Servicer on behalf of the Trust By: /s/ Tracie H. Klein ------------------------------------ Name: Tracie H. Klein Title: Vice President Date: November 30, 1999 ----------------- EXHIBIT INDEX Exhibit Description Page ------- ----------- ---- 99.1 Monthly Statements and Additional Information.............. 5-13