SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                 --------------



                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




        Date of Report (Date of earliest event reported): August 9, 2002



                         GREENE COUNTY BANCSHARES, INC.
                         ------------------------------
             (Exact name of Registrant as specified in its charter)


            Tennessee                       0-14289              62-1222567
            ---------                       -------              ----------
   (State or Other Jurisdiction           (Commission        (I.R.S. Employer
          of Incorporation)               File Number)      Identification No.)

            100 North Main Street, Greeneville, Tennessee 37743-4992
            --------------------------------------------------------
                    (Address of principal executive offices)


                                 (423) 639-5111
                                 --------------
               Registrant's telephone number, including area code


                                 Not Applicable
                                 --------------
          (Former Name or former address, if changed since last report)





Item 7.  Financial Statements and Exhibits.
- -------------------------------------------

     The following exhibits are furnished as part of this Current Report on Form
     8-K:

         EXHIBIT
           NO.            EXHIBIT
         -------          -------
          99.1     Certification of Periodic Report by Chief Executive Officer
          99.2     Certification of Periodic Report by Chief Financial Officer

Item 9.  Regulation FD Disclosure.
- ----------------------------------

     The  Principal  Executive  Officer and the Principal  Financial  Officer of
Greene County Bancshares,  Inc. (the "Company") each submitted to the Securities
and Exchange Commission on August 9, 2002 the certifications required by ss. 906
of the Sarbanes-Oxley Act of 2002 in connection with the filing of the Company's
Quarterly Report on Form 10-Q for the period ended June 30, 2002.  Copies of all
of the foregoing statements and certifications are attached hereto as exhibits.


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned hereunto duly authorized.

                                        GREENE COUNTY BANCSHARES, INC.


Date:   August 9, 2002                  By:  /s/ R. Stan Puckett
                                             --------------------------------
                                             R. Stan Puckett
                                             Chairman of the Board and Chief
                                             Executive Officer
                                             (Duly Authorized Representative)

EXHIBIT 99.1
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                        CERTIFICATION OF PERIODIC REPORT

     In connection with the Quarterly Report of Greene County  Bancshares,  Inc.
(the  "Company") on Form 10-Q for the period ended June 30, 2002 (the "Report"),
I, R. Stan Puckett, Chief Executive Officer of the Company, certify, pursuant to
18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the  Sarbanes-Oxley Act of
2002, to my knowledge, that:

     1)   The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     2)   The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.


Date:   August 9, 2002                      By:  /s/ R. Stan Puckett
                                                 ----------------------------
                                                 R. Stan Puckett
                                                 Chief Executive Officer


EXHIBIT 99.2
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                        CERTIFICATION OF PERIODIC REPORT

     In connection with the Quarterly Report of Greene County  Bancshares,  Inc.
(the  "Company") on Form 10-Q for the period ended June 30, 2002 (the "Report"),
I,  William  F.  Richmond,  Chief  Financial  Officer of the  Company,  certify,
pursuant  to 18  U.S.C.  ss.  1350,  as  adopted  pursuant  to  ss.  906  of the
Sarbanes-Oxley Act of 2002, to my knowledge, that:

     1)   The Report fully  complies with the  requirements  of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     2)   The  information  contained  in the  Report  fairly  presents,  in all
          material respects,  the financial  condition and results of operations
          of the Company.


Date:   August 9, 2002                       By:  /s/ William F. Richmond
                                                  --------------------------
                                                  William F. Richmond
                                                  Chief Financial Officer