SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549



                                -----------------



                                    FORM 8-K

                                 CURRENT REPORT
                       Pursuant to Section 13 or 15(d) of
                       the Securities Exchange Act of 1934




       Date of Report (Date of earliest event reported): October 16, 2002



                         WYMAN PARK BANCORPORATION, INC.
                         -------------------------------
             (Exact name of Registrant as specified in its charter)


           Delaware                   0-23345                 52-2068893
           --------                   -------                 ----------
 (State or Other Jurisdiction       (Commission            (I.R.S. Employer
       of Incorporation)            File Number)          Identification No.)

                11 West Ridgely Road, Lutherville, Maryland 21093
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                    (Address of principal executive offices)


                                 (410) 252-6450
                                 --------------
               Registrant's telephone number, including area code


                                 Not Applicable
          (Former Name or former address, if changed since last report)



Item 5.  Other Events.
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     At its  Annual  Meeting  of  Stockholders  held on October  16,  2002,  the
Registrant  announced  that its  stockholders  approved an Agreement and Plan of
Merger  pursuant to which the Registrant  and Wyman Park Federal  Savings & Loan
Association, a federally-chartered savings and loan association and wholly-owned
subsidiary  of the  Registrant,  will  merge  with and  into  Bradford  Bank,  a
federally-chartered savings bank located in Baltimore, Maryland (the "Merger").

     Consummation  of the Merger is expected  to occur in the fourth  quarter of
the  calendar  year 2002 or  shortly  thereafter,  pending  the  receipt  of all
required  regulatory  approvals,  as well as  satisfaction  of  other  customary
closing conditions.

     The press release  issued by the  Registrant on October 16, 2002  regarding
the Merger is attached as an exhibit to this report and is  incorporated  herein
by reference.

Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.
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   (a) - (b)      Not applicable.

         (c)      The following exhibits are filed as part of this report.

                  Exhibit 99.1 Press release dated October 16, 2002.



                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant has duly caused this report to be signed on behalf by the undersigned
hereunto duly authorized.

                                     WYMAN PARK BANCORPORATION, INC.


Date:  October 16, 2002              By:  /s/ Ernest A. Moretti
                                          -------------------------------------
                                          Ernest A. Moretti
                                          President and Chief Executive Officer
                                          (Duly Authorized Representative)