<ARTICLE> 5 <PERIOD-TYPE> 12-mos <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <CASH> 870,144 <SECURITIES> 0 <RECEIVABLES> 7,410,826 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 8,282,072 <PP&E> 875,816 <DEPRECIATION> 485,256 <TOTAL-ASSETS> 188,941,984 <CURRENT-LIABILITIES> 22,959,600 <BONDS> 1,244,855 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 99,059 <OTHER-SE> 164,638,472 <TOTAL-LIABILITY-AND-EQUITY> 188,941,984 <SALES> 38,873,984 <TOTAL-REVENUES> 38,873,984 <CGS> 14,674,217 <TOTAL-COSTS> 14,674,217 <OTHER-EXPENSES> 5,102,540 <LOSS-PROVISION> 675,014 <INTEREST-EXPENSE> 236,701 <INCOME-PRETAX> 29,718,286 <INCOME-TAX> 3,113,341 <INCOME-CONTINUING> 28,236,292 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 28,236,292 <EPS-BASIC> .37 <EPS-DILUTED> .37