CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES ACT OF 1934 Date of Report (Date of Earliest Events Reported): Commission File Number: July 11, 2001 000-28453 FORM 8-K/A Amendment No. 2 Ameri-First Financial Group, Inc. ------------------------------------------------------ (exact name of registrant as specified in its charter) Delaware 75-2610236 - --------------------------- ----------------------- (State of Incorporation) (IRS ID No.) 6060 N. Central Expressway, Suite 560 #7, Dallas, Texas 75206 -------------------------------------------------------- ------- (Address of principal executive offices) (Zip code) Registrant's telephone number, including area code: 214-800-2842 Item 4. Change in Registrant's Certifying Accountant. S.W. Hatfield, Certified Public Accountant, of Dallas, Texas audited the Registrant's financial statements at and for the year ended December 31, 1999, and the opinion of S.W. Hatfield was not qualified in any manner. For certain business reasons, the Board of Directors of the Registrant has chosen not to engage S.W. Hatfield to audit the Registrant's financial statements at and for the year ended December 31, 2000. The auditor-client relationship between the Registrant and S.W. Hatfield has ceased. During the Registrant's relationship with S.W. Hatfield, there were no disagreements between the Registrant and S.W. Hatfield on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedure. In addition, there were no disagreements between the Registrant and S.W. Hatfield on any matter of accounting principles or practices, financial statement disclosure, or auditing scope and procedures for the December 31, 1999 financial statements. Further, there have been no disagreements between the Registrant and the S.W. Hatfield on any matter of accounting principles or practices, financial statement disclosure, or auditing scope and procedures for December 31, 1999 to the present. The Registrant previously disclosed that it had engaged John S. Osborn, P.C., Certified Public Accountants, of Plano, Texas, to audit its financial statements at and for the year ended December 31, 2000. This amended 8-K is to correct such prior disclosure as John S. Osborn, P.C. was never engaged to serve as the Registrant's auditor. Item 7. Financial Statements and Exhibits. (a) Not applicable. (b) Not applicable. (c) Exhibits: 16. Letter of S.W. Hatfield Previously filed with amended 8-K filed on July 11, 2001 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. AMERI-FIRST FINANCIAL GROUP, INC. By: /s/ Gary W. Bell ---------------------------------------- Gary W. Bell, President DATE: October 18, 2002 Dallas, Texas