<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANACIAL INFORMATION EXTRACTED FROM SEC FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<RESTATED>
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<PERIOD-TYPE> 3-MOS 6-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-1996 DEC-31-1996 DEC-31-1996
<PERIOD-END> MAR-31-1996 JUN-30-1996 SEP-30-1996
<EXCHANGE-RATE> 1 1 1
<CASH> 40,968 56,170 55,430
<INT-BEARING-DEPOSITS> 296 0 0
<FED-FUNDS-SOLD> 0 0 5,740
<TRADING-ASSETS> 0 0 0
<INVESTMENTS-HELD-FOR-SALE> 34,624 35,721 34,549
<INVESTMENTS-CARRYING> 258,880 277,949 274,618
<INVESTMENTS-MARKET> 256,700 273,596 270,697
<LOANS> 646,758 658,301 668,242
<ALLOWANCE> (11,978) (11,961) (12,020)
<TOTAL-ASSETS> 998,851 1,046,836 1,058,160
<DEPOSITS> 830,976 849,671 855,324
<SHORT-TERM> 72,673 101,606 104,545
<LIABILITIES-OTHER> 16,276 14,779 14,927
<LONG-TERM> 4,834 4,834 4,834
<PREFERRED-MANDATORY> 0 0 0
<PREFERRED> 0 0 0
<COMMON> 145 145 146
<OTHER-SE> 73,947 75,801 78,384
<TOTAL-LIABILITIES-AND-EQUITY> 998,851 1,046,936 1,058,160
<INTEREST-LOAN> 14,157 28,435 43,084
<INTEREST-INVEST> 4,324 9,005 14,001
<INTEREST-OTHER> 83 123 175
<INTEREST-TOTAL> 18,564 37,563 57,260
<INTEREST-DEPOSIT> 6,879 13,739 20,425
<INTEREST-EXPENSE> 7,699 15,660 23,870
<INTEREST-INCOME-NET> 10,865 21,903 33,390
<LOAN-LOSSES> 250 750 1,250
<SECURITIES-GAINS> 0 0 0
<EXPENSE-OTHER> 9,687 19,455 28,929
<INCOME-PRETAX> 4,071 8,331 12,955
<INCOME-PRE-EXTRAORDINARY> 4,071 8,331 12,955
<EXTRAORDINARY> 0 0 0
<CHANGES> 0 0 0
<NET-INCOME> 2,577 5,332 8,356
<EPS-PRIMARY> 0.18 0.37 0.57
<EPS-DILUTED> 0 0 0
<YIELD-ACTUAL> 8.15 8.07 8.09
<LOANS-NON> 5,641 5,979 5,491
<LOANS-PAST> 556 382 559
<LOANS-TROUBLED> 1,429 1,376 1,362
<LOANS-PROBLEM> 0 0 0
<ALLOWANCE-OPEN> 12,088 12,088 12,088
<CHARGE-OFFS> (489) (1,184) (2,041)
<RECOVERIES> 129 309 723
<ALLOWANCE-CLOSE> 11,978 11,961 12,020
<ALLOWANCE-DOMESTIC> 11,978 11,961 12,020
<ALLOWANCE-FOREIGN> 0 0 0
<ALLOWANCE-UNALLOCATED> 0 0 0