<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          JUN-30-1998
<PERIOD-START>                             JUL-01-1997
<PERIOD-END>                               JUN-30-1998
<CASH>                                          12,065
<INT-BEARING-DEPOSITS>                          50,542
<FED-FUNDS-SOLD>                                12,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      9,041
<INVESTMENTS-CARRYING>                          29,731
<INVESTMENTS-MARKET>                            29,975
<LOANS>                                        275,766
<ALLOWANCE>                                      3,542
<TOTAL-ASSETS>                                 415,851
<DEPOSITS>                                     314,120
<SHORT-TERM>                                       610
<LIABILITIES-OTHER>                              6,014
<LONG-TERM>                                      1,220
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        69,187
<OTHER-SE>                                      24,700
<TOTAL-LIABILITIES-AND-EQUITY>                 415,851
<INTEREST-LOAN>                                 19,888
<INTEREST-INVEST>                                1,286
<INTEREST-OTHER>                                 1,967
<INTEREST-TOTAL>                                23,141
<INTEREST-DEPOSIT>                              10,115
<INTEREST-EXPENSE>                              10,128
<INTEREST-INCOME-NET>                           13,013
<LOAN-LOSSES>                                      120
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 11,093
<INCOME-PRETAX>                                  5,591
<INCOME-PRE-EXTRAORDINARY>                       5,591
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,628
<EPS-PRIMARY>                                     0.38
<EPS-DILUTED>                                     0.37
<YIELD-ACTUAL>                                    8.54
<LOANS-NON>                                        369
<LOANS-PAST>                                        15
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,069
<ALLOWANCE-OPEN>                                 2,752
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                3,542<F1>
<ALLOWANCE-DOMESTIC>                             3,542
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            601
<FN>
<F1>670 ACQUIRED WITH NORTH PACIFIC BANK
</FN>