<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM UNAUDITED
INTERIM CONSOLIDATED FINANCIAL STATEMENTS OF STANDARD INSURANCE COMPANY AND ITS
SUBSIDIARIES AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               MAR-31-1999
<DEBT-HELD-FOR-SALE>                         2,258,100
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                         300
<MORTGAGE>                                   1,741,300
<REAL-ESTATE>                                   90,800
<TOTAL-INVEST>                               4,273,000
<CASH>                                          25,000
<RECOVER-REINSURE>                              30,800
<DEFERRED-ACQUISITION>                         116,500
<TOTAL-ASSETS>                               5,346,800
<POLICY-LOSSES>                              2,038,300
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                  99,100
<POLICY-HOLDER-FUNDS>                        1,430,400
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                     825,100
<TOTAL-LIABILITY-AND-EQUITY>                 5,346,800
<PREMIUMS>                                     238,600
<INVESTMENT-INCOME>                             80,400
<INVESTMENT-GAINS>                               1,100
<OTHER-INCOME>                                     800
<BENEFITS>                                     205,400
<UNDERWRITING-AMORTIZATION>                      (100)<F1>
<UNDERWRITING-OTHER>                                 0
<INCOME-PRETAX>                                 31,600
<INCOME-TAX>                                    10,400
<INCOME-CONTINUING>                             21,200
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                  2,300
<CHANGES>                                            0
<NET-INCOME>                                    18,900
<EPS-BASIC>                                        0
<EPS-DILUTED>                                        0
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>THIS ITEM CONTAINS THE AMOUNTS OF DEFERRED AND AMORTIZED POLICY ACQUISITION
COSTS FOR THE PERIOD.
</FN>