SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) - April 18, 2000

                                 HSB Group, Inc.
             (Exact name of registrant as specified in its charter)

       Connecticut                    001-13135           06-1475343
    (State or other                   (Commission         (IRS Employer
   jurisdiction of incorporation)     File Number)        Identification
                                                           No.)

       One State Street, Hartford, Connecticut           06102-5024
      (Address of principal executive offices)           (Zip Code)

       Registrant's telephone number, including area code - (860-722-1866)








Item 5.  Other Events

On April 18, 2000, HSB Group,  Inc. (the "Company")  issued three press releases
announcing  its first  quarter  earnings,  declaring  a dividend of 44 cents per
share, and reporting on its Annual Meeting. Included herewith as Exhibits 99(i),
99(ii),   and  99(iii)  are  the  Company's  press  releases  related  to  these
announcements and such information is incorporated herein by reference.


Item 7.  Exhibits.

99(i)  Press release dated April 18, 2000 announcing first quarter results.
99(ii) Press  release  dated April 18, 2000  announcing  the  declaration  of a
       dividend.
99(iii)Press  release  dated April 18, 2000  reporting on the  Company's  Annual
       Meeting.





Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.


                                                     HSB Group, Inc.


Dated:  April 18, 2000                               /s/ R. Kevin Price
                                                     R. Kevin Price
                                                     Senior Vice President
                                                     and Corporate Secretary