Exhibit 23



                       Consent of Independent Accountants




We  hereby  consent  to the  incorporation  by  reference  in  the  Registration
Statement  on Form S-8 of HSB  Group,  Inc.  of our  report  dated  June 9, 2000
appearing in this Form 11-K.





PricewaterhouseCoopers LLP

Philadelphia, Pennsylvania

June 28, 2000

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