SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) - October 27, 1997 HSB GROUP, INC. (Exact name of registrant as specified in its charter) Connecticut 001-13135 06-1475343 (State or other (Commission (IRS Employer jurisdiction of incorporation) File Number) Identification No.) One State Street, Hartford, Connecticut 06102-5024 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code - (860-722-1866) Item 5. Other Events Attached as Exhibits 99(i) and 99(ii) are copies of the Registrant's press releases which are incorporated herein by reference. Item 7(c) Exhibits. 99(i). Press release dated October 27, 1997 announcing third quarter results. 99(ii) Press release dated November 4, 1997 announcing declaration of January 1998 dividend. -2- Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. HSB GROUP, INC. Dated: November 4, 1997 /s/ R. Kevin Price R. Kevin Price Senior Vice President and Corporate Secretary -3-