SECURITIES AND EXCHANGE COMMISSION

                              WASHINGTON, DC 20549

                                    FORM 8-K

                                 CURRENT REPORT


     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported) - April 20, 1999

                                 HSB Group, Inc.
             (Exact name of registrant as specified in its charter)

        Connecticut                  001-13135            06-1475343
     (State or other                 (Commission          (IRS Employer
    jurisdiction of incorporation)   File Number)          Identification
                                                           No.)

    One State Street, Hartford, Connecticut               06102-5024
   (Address of principal executive offices)                (Zip Code)

       Registrant's telephone number, including area code - (860-722-1866)








Item 5.  Other Events

On April 20,  1999,  HSB Group,  Inc.  (the  "Company")  issued  press  releases
reporting its first quarter  earnings,  its  declaration  of a 42 cent per share
dividend,  and the  details of its  Annual  Meeting  of  shareholders.  Included
herewith as Exhibits 99(i), 99(ii), and 99(iii) are the Company's press releases
related to these  announcements  and such information is incorporated  herein by
reference.


Item 7.  Exhibits.

99(i)  Press release dated April 20, 1999 announcing first quarter results.

99(ii)  Press  release  dated April 20, 1999  announcing  the  declaration  of a
dividend.

99(iii)  Press release  dated April 20, 1999  reporting on the Company's  annual
meeting.







Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.


                                                      HSB Group, Inc.


Dated: April 21, 1999                                 /s/ R. Kevin Price
                                                      R. Kevin Price
                                                      Senior Vice President
                                                      and Corporate Secretary